2302 Co Rd 525, Jackson, MO 63755 Property Records

Cape Girardeau County property record for 2302 Co Rd 525, Jackson, MO 63755

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 2,188 sqft · built 1920
Lot Size	3.14 acres (136,778 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,422 (2025)
Deeds & Mortgages	May 2026 Line of Credit May 2026 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`077003200007020000`

Property Details

APN / Parcel Number

Primary APN	`077003200007020000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,188 sqft Living Area

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Raised
Lot Area	136,778 sqft (3.14 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2302 COUNTY ROAD 525
City	JACKSON
State	MO
Zip	63755-7913
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	PT NW NW
Legal Range	14E
Legal Township	33S
Legal Section	32
Jurisdiction	CAPE GIRARDEAU MO
Township / Civil Division	SHAWNEE
Census Block Group	5
Census Block	5004
Census Tract	880100

Owner

2302 Co Rd 525, a rural home, is owned and occupied by two individuals who acquired it in January 2017.

Source: Cape Girardeau County records, as of September 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2302 COUNTY ROAD 525, JACKSON, MO 63755-7913
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 19, 2026	Deed of Trust, Mortgage · Line of Credit PFF BANK AND TRUST
May 19, 2026	Deed of Trust, Mortgage · Line of Credit BANK AND TRUST
Jan 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK
Mar 27, 2017	Trustee's Deed, Construction Loan · Construction Mortgage BANK OF MO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 11, 2017
Deed Sale	Jan 11, 2017
Prior Sale	Aug 9, 2013 · Amount on File
Deed Document Number	2017434
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAPE GIRARDEAU MO
Recording Date	May 19, 2026
Property Address	2302 COUNTY ROAD 525, JACKSON, MO 63755-7913
Document Number	0000004309
Instrument Date	May 18, 2026
Instrument	20264309
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2302 COUNTY ROAD 525, JACKSON, MO 63755-7913

Mortgage

Document Number	0000004309,
Date	May 19, 2026
Instrument	20264309

Lender

Name	PFF BANK AND TRUST

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.3%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAPE GIRARDEAU MO
Recording Date	May 19, 2026
Property Address	2302 COUNTY ROAD 525, JACKSON, MO 63755-7913
Document Number	0202604309
Instrument Date	May 18, 2026
Instrument	20264309
Transaction Type	Mortgage
Record Updated	Oct 23, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2302 COUNTY ROAD 525, JACKSON, MO 63755-7913

Mortgage

Document Number	0000004309,
Date	May 19, 2026
Instrument	20264309

Lender

Name	BANK AND TRUST

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAPE GIRARDEAU MO
Property Address	2302 COUNTY ROAD 525, JACKSON, MO 63755-7913
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000986
Date	Jan 30, 2020
Instrument	2020-00986

Lender

Name	WELLS FARGO BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2050

Interest

Rate Type	Fixed Rate

March 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	CAPE GIRARDEAU MO
Recording Date	Mar 27, 2017
Property Address	2302 COUNTY ROAD 525, JACKSON, MO 63755-7913
Instrument Date	Mar 21, 2017
Instrument	3320
Transaction Type	Construction Loan
Record Updated	Jun 5, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2302 COUNTY ROAD 525 JACKSON MO 637557913, JACKSON, MO 63755-7913

Mortgage

Document Number	0000003320
Date	Mar 27, 2017
Instrument	3320

Lender

Name	BANK OF MO
Type	Bank
Address	SCOTT CITY, MO 63780

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Mar 26, 2018

Tax Assessment & Valuation

The 2025 property tax bill for 2302 Co Rd 525 was $1,422.

Source: Cape Girardeau County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Cape Girardeau County
Unified School District	Jackson R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$28,500 (+0.46%) Land $840 Building $27,660	$154,112 (+0.74%) Land $5,212 Building $148,900
2025	$1,422.00	$28,370 Land $710 Building $27,660	$152,982 Land $4,082 Building $148,900
2023	$1,354.00	$27,040 Land $690 Building $26,350	$145,743 Land $3,933 Building $141,810

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2302 Co Rd 525 in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 19, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (1993)
Most Recent Claim	Jul 1993 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2302 Co Rd 525 is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAPE PERRY COUNTY PWSD 1 SOUTH serves 8,545 people · EPA ID MO4024096
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

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