2302 Chambers Ave, Saint Joseph, MO 64506 Property Records

Buchanan County property record for 2302 Chambers Ave, Saint Joseph, MO 64506

Property Summary

Property Type	Single Family Home
Details	1,552 sqft · built 1974
Lot Size	0.43 acres (18,731 sqft)
Owner	Individual Name on Record
Last Sale	$222,500 (Jul 2016)
Tax Bill	$3,087 (2025)
Deeds & Mortgages	Feb 2025 Sale Jan 2018 Mortgage + 1 more
APN	`06-2.0-03-002-001-203.000`

Property Details

APN / Parcel Number

Primary APN	`06-2.0-03-002-001-203.000`

Interior

Building Area	1,552 sqft Base Area
1st Floor Area	1,552 sqft

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Lot Area	18,731 sqft (0.43 acres)
Lot Dimensions	195 ft deep x 100 ft wide

Location & Zoning

Street Address	2302 CHAMBERS AVE
City	SAINT JOSEPH
State	MO
Zip	64506-1927
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CITY
Legal Description	03-57-34NWSUB:ASHLAND LOT: BLK:LGL DESC:BEG C/L CHAMBERS AVE 46.66' N OF SE COR L1 TH W 214.50' TO W/L OF L1 & 2 TH SLY ALG WLY/L OF L1 100.53' TH E 225.43' TO C/L CHAMBERS AVE TH N TO POB EX PRT FOR CHAMBERS AVE & EX E 30' FOR CHAMBERS AVE
Legal Range	34W
Legal Township	57N
Legal Section	03
Legal Subdivision	ASHLAND
Jurisdiction	BUCHANAN MO
Township / Civil Division	WASHINGTON
Census Block Group	1
Census Block	1022
Census Tract	600

Owner

Source: Buchanan County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2302 CHAMBERS AVE, SAINT JOSEPH, MO 64506-1927
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 5, 2025	Beneficiary Deed, Transfer
Jan 2, 2018	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC
Jun 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN PORTFOLIO MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 28, 2016 · Amount on Record
Deed Sale	Jul 28, 2016 · Amount on Record
Deed Document Number	20167528
Last Transfer Date	Feb 4, 2025
Transfer Doc	003804/883
Record Updated	Sep 20, 2026

February 2025: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	BUCHANAN MO
Recording Date	Feb 5, 2025
Property Address	2302 CHAMBERS AVE, SAINT JOSEPH, MO 64506-1927
Document Number	003804/883
Book / Page	3804 / 883
Instrument Date	Feb 4, 2025
Instrument	2025000863
Transaction Type	Transfer
Record Updated	Nov 4, 2025

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2302 CHAMBERS AVE, SAINT JOSEPH, MO 64506-1927

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3243 SE MCQUEEN RD, SAINT JOSEPH, MO 64507-8005

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUCHANAN MO
Property Address	2302 CHAMBERS AVE, SAINT JOSEPH, MO 64506-1927
Transaction Type	Mortgage
Record Updated	Aug 16, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018000006
Date	Jan 2, 2018
Instrument	2018000006

Lender

Name	QUICKEN LOANS INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2048

Interest

Rate Type	Fixed Rate

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUCHANAN MO
Property Address	2302 CHAMBERS AVE, SAINT JOSEPH, MO 64506-1927
Transaction Type	Mortgage
Record Updated	Aug 16, 2023
Title Company	PREFERRED TITLE/STATE JOSEPH LLC, PREFERRED TTL OF ST JOSEPH L

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2302 CHAMBERS AVE, SAINT JOSEPH, MO 64506-1927

Mortgage

Document Number	003763/864
Date	Jun 23, 2021
Book Page	3763/864
Instrument	2021006535

Lender

Name	AMERICAN PORTFOLIO MORTGAGE CORP
Type	Mortgage Company
Address	PALATINE, IL 60067

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2036

Tax Assessment & Valuation

Source: Buchanan County assessment roll, as of November 4, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Buchanan County
Municipality	St. Joseph City
Unified School District	St. Joseph School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,087.00	$43,230 (+6.09%) Land $4,750 Building $38,480	$227,550 (+6.11%) Land $25,000 Building $202,550
2024	$3,087.00 (+15.83%)
2023	$2,665.00 (-0.67%)	$40,750 (-) Land $4,750 Building $36,000	$214,450 (-) Land $25,000 Building $189,450
2022	$2,683.00	$40,750 Land $4,750 Building $36,000
2021			$214,450 Land $25,000 Building $189,450

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Claims	2 (1979)
Most Recent Claim	Mar 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 92% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST JOSEPH private · serves 89,171 people · EPA ID MO1010714
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 272 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
United Fiber Fiber	1,000 / 1,000
Optimum Cable	940 / 35
Mercury Fiber Fixed Wireless	150 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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