Durham County property record for 2302 Albany St, Durham, NC 27705
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 983 sqft · built 1951 |
| Lot Size | 0.3 acres (13,068 sqft) |
| Owner | Individual Name on File |
| Last Sale | $235,000 (Jun 2019) |
| Tax Bill | $3,251 (2026) |
| Deeds & Mortgages | Jan 2024 Mortgage Jan 2024 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0822-18-3435 |
| Primary APN | 0822-18-3435 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 983 sqft Heated Area |
| 1st Floor Area | 983 sqft |
| Year Built | Built 1951 |
|---|---|
| Effective Year Built | Effective 1951 |
| Architectural Style | Ranch |
| Construction Type | Wood |
| Roof Material | Asphalt |
| Lot Area | 13,068 sqft (0.3 acres) |
| Lot Dimensions | 150 ft deep x 88 ft wide |
| Patio Area | 168 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Municipal |
| Street Address | 2302 ALBANY ST |
|---|---|
| City | DURHAM |
| State | NC |
| Zip | 27705-3138 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RU-5 |
| Legal Description | WARREN PRK/BLK:C/LT#01-02 LT#03 SM PT PL:000126-000203 |
| Legal Subdivision | WARREN PRK |
| Legal Block | C |
| Legal Lot Number | 1,3 |
| Jurisdiction | DURHAM NC |
| Township / Civil Division | DURHAM |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 401 |
2302 Albany St is owned and occupied by an individual who bought it in June 2019.
Source: Durham County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2302 ALBANY ST, DURHAM, NC 27705-3138 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 26, 2024 | Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU |
| Jan 26, 2024 | Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU |
| Jun 10, 2019 | Warranty Deed, Transfer · Conventional Mortgage COASTAL FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 10, 2019 · Amount on File |
| Deed Sale | Jun 10, 2019 · Amount on File |
| Prior Sale | May 29, 2014 · Amount on File |
| Deed Document Number | 201919340 |
| Deed Book / Page | 8675 / 852 |
| Prior Transfer Date | Feb 16, 2005 |
| Prior Transfer Doc | 0047050037 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DURHAM NC |
| Property Address | 2302 ALBANY ST, DURHAM, NC 27705-3138 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2024 |
| Name | Verified Name |
|---|---|
| Address | 2302 ALBANY ST, DURHAM, NC 27705-3138 |
| Document Number | OPR100430236 |
|---|---|
| Date | Jan 26, 2024 |
| Book Page | OPR 10043/236 |
| Instrument | 2024085317 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | PO BOX 25279, RALEIGH, NC 27611 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Feb 1, 2029 |
| Change Frequency | 5 Years |
| Min Rate At Change | 5% |
| Max Rate At Change | 9% |
| Index | 5-Year CMT |
| Max Rate | 13% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DURHAM NC |
| Recording Date | Jan 26, 2024 |
| Property Address | 2302 ALBANY ST, DURHAM, NC 27705-3138 |
| Document Number | 0100430233 |
| Book / Page | 10043 / 233 |
| Instrument Date | Jan 2, 2024 |
| Instrument | 2024085316 |
| Transaction Type | Transfer |
| Record Updated | Feb 15, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2302 ALBANY ST, DURHAM, NC 27705-3138 |
| Document Number | 2024085317 |
|---|---|
| Date | Jan 26, 2024 |
| Instrument | 2024085317 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7% |
| Adjustable | Adjustable Rate Rider |
| Change Frequency | 5 Years |
| Min Rate At Change | 5% |
| Max Rate At Change | 9% |
| Index | 5-Year CMT |
| Max Rate | 13% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DURHAM NC |
| Recording Date | Jun 10, 2019 |
| Property Address | 2302 ALBANY ST, DURHAM, NC 27705-3138 |
| Document Number | 0086750852 |
| Book / Page | 8675 / 852 |
| Map Reference | MB 6-A PG 34 |
| Instrument Date | Jun 6, 2019 |
| Instrument | 2019019340 |
| Transaction Type | Transfer |
| Record Updated | Aug 22, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $470.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 2302 ALBANY ST, DURHAM, NC 27705-3138 |
| Document Number | 2019019341 |
|---|---|
| Date | Jun 10, 2019 |
| Instrument | 2019019341 |
| Name | COASTAL FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2049 |
The 2026 property tax bill for 2302 Albany St was $3,251, up 2.5% from the year before.
Source: Durham County assessment roll, as of September 17, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Durham County |
| Municipality | Durham City |
| Unified School District | Durham Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,251.00 (+2.49%) | $319,983 (-) Land $178,750 Building $141,233 | $319,983 (-) Land $178,750 Building $141,233 |
| 2025 | $3,172.00 | $319,983 Land $178,750 Building $141,233 | $319,983 Land $178,750 Building $141,233 |
| 2023 | $1,682.00 (+2.37%) | $128,411 Land $55,335 Building $73,076 | $128,411 Land $55,335 Building $73,076 |
| 2022 | $1,643.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2302 Albany St in Zone X, an area of minimal flood risk, though there have been 12 flood claims nearby since 1986.
Source: FEMA National Flood Hazard Layer, effective June 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 17 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 17 in force |
| Nearby Flood Claims | 12 (1986–2024) |
| Claims Outside the SFHA | 5 of 12 |
| Most Recent Claim | Jul 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2302 Albany St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 98.5% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF DURHAM serves 333,490 people · EPA ID NC0332010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
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