2302 7th St, Cumberland, WI 54829 Property Records

Barron County property record for 2302 7th St, Cumberland, WI 54829

Property Summary

Property Type	Single Family Home
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on Record
Last Sale	$140,000 (Aug 2022)
Tax Bill	$1,873 (2025)
Deeds & Mortgages	Mar 2020 Mortgage Apr 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`018-4001-03-000`

Property Details

APN / Parcel Number

Primary APN	`018-4001-03-000`

Exterior

Lot Area	43,560 sqft (1 acres)

Location & Zoning

Street Address	2302 7TH ST
City	CUMBERLAND
State	WI
Zip	54829-9647
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 21 RICCI PARK (MOS #9197)
Legal Lot Number	21
Jurisdiction	BARRON WI
Township / Civil Division	CUMBERLAND
Census Block Group	2
Census Block	2021
Census Tract	200

Owner

Source: Barron County records, as of February 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	2600 FULLER AVE, CUMBERLAND, WI 54829-9396
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 4, 2020	Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE
Apr 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Aug 8, 2007	Deed of Trust, Mortgage · Line of Credit CUMBERLAND FEDERAL BANK
Aug 30, 2022	Warranty Deed, Transfer · Conventional Mortgage CUMBERLAND FEDERAL BANK FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 30, 2022 · Amount on Record
Deed Sale	Aug 30, 2022 · Amount on Record
Deed Document Number	890542
Record Updated	Jun 8, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BARRON WI
Property Address	2302 7TH ST, CUMBERLAND, WI 54829-9647
Transaction Type	Mortgage
Record Updated	Feb 17, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000862081
Date	Mar 4, 2020
Instrument	862081

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2050

Interest

Rate Type	Fixed Rate

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BARRON WI
Property Address	2302 7TH ST, CUMBERLAND, WI 54829-9647
Transaction Type	Mortgage
Record Updated	Feb 17, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000876216
Date	Apr 30, 2021
Instrument	876216

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Apr 7, 2041

Interest

Rate Type	Fixed Rate

August 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BARRON WI
Property Address	2302 7TH ST, CUMBERLAND, WI 54829-9647
Transaction Type	Mortgage
Record Updated	Feb 17, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002080/359
Date	Aug 8, 2007
Book Page	2080/359
Instrument	738176

Lender

Name	CUMBERLAND FEDERAL BANK
Address	CUMBERLAND, WI 54829

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BARRON WI
Recording Date	Aug 30, 2022
Property Address	2302 7TH ST, CUMBERLAND, WI 54829-9647
Document Number	0000890542
Instrument Date	Aug 30, 2022
Instrument	890542
Transaction Type	Transfer
Record Updated	Feb 17, 2026
Title Company	LAKES TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$420.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	0000890543
Date	Aug 30, 2022
Instrument	890543

Lender

Name	CUMBERLAND FEDERAL BANK FSB

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Barron County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Wisconsin
County	Barron County
County Subdivision	Cumberland Town
Unified School District	Cumberland School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,873.00 (+751.36%)	$160,100 (+1,160.63%) Land $157,600 Building $2,500	$161,900 (+738.86%) Land $159,372 Building $2,528
2023	$220.00	$12,700 Land $12,700	$19,300

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 29, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 92% of Wisconsin
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CUMBERLAND WATERWORKS serves 2,311 people · EPA ID WI6030132
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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