23015 Bear Creek Rd, Bend, OR 97701 Property Records

Deschutes County property record for 23015 Bear Creek Rd, Bend, OR 97701

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 4,264 sqft · built 1976
Lot Size	9.81 acres (427,324 sqft)
Owner	2 Company Names on Record
Last Sale	$1,025,000 (Jul 2020)
Tax Bill	$8,643 (2025)
Deeds & Mortgages	Apr 2024 Transfer Sep 2023 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`181304 A0 00700`

Property Details

APN / Parcel Number

Primary APN	`181304 A0 00700`
Alternative APNs	`R10031813040000102` `112403`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	4,264 sqft Living Area
1st Floor Area	1,079 sqft
2nd Floor Area	1,308 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Architectural Style	Split Level
Lot Area	427,324 sqft (9.81 acres)
View / Lot	Average
Garage Type	Mixed
Garage Area	1,080 sqft
Patio Area	674 sqft
Shed	1 Shed
Shed Area	140 sqft

Location & Zoning

Account Number	112403
Old Parcel Number	R10031813040000102
Street Address	23015 BEAR CREEK RD
City	BEND
State	OR
Zip	97701-9304
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC/TWN/RNG/MER:SEC 04 TWN 18 RNG 13 MAP REF:181304-A0
Legal Range	13E
Legal Township	18S
Legal Section	04
Legal Quarter	NE
Jurisdiction	DESCHUTES OR
Township / Civil Division	BEND
Census Block Group	1
Census Block	1049
Census Tract	1200

Owner

Source: Deschutes County records, as of January 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Co-owner	Co-owner on Record
Mailing Address	23015 BEAR CREEK RD, BEND, OR 97701-9304
Occupancy	Owner Occupied
Owner Type	Company, Secondary Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 11, 2024	Intrafamily Transfer, Transfer
Sep 11, 2023	Deed of Trust, Mortgage · Line of Credit WASHINGTON TRUST BANK
Jul 24, 2020	Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Jul 24, 2020 · Amount on Record
Deed Sale	Jul 24, 2020 · Amount on Record
Prior Sale	Jul 24, 2020 · Amount on Record
Deed Document Number	0000036099
Last Transfer Date	Apr 11, 2024
Transfer Doc	0000008843
Record Updated	Jun 8, 2026

April 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DESCHUTES OR
Recording Date	Apr 11, 2024
Property Address	23015 BEAR CREEK RD, BEND, OR 97701-9304
Document Number	0000008843
Instrument Date	Apr 10, 2024
Instrument	2024-08843
Transaction Type	Transfer
Record Updated	Apr 22, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	23015 BEAR CREEK RD, BEND, OR 97701-9304

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	23015 BEAR CREEK RD, BEND, OR 97701-9304
Transaction Type	Mortgage
Record Updated	Sep 22, 2023
Title Company	FIRST AMERICAN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23015 BEAR CREEK RD, BEND, OR 97701-9304

Mortgage

Document Number	0000022630
Date	Sep 11, 2023
Instrument	2023-22630

Lender

Name	WASHINGTON TRUST BANK
Type	Bank
Address	BEND, OR 97701

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Aug 25, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	Jul 24, 2020
Property Address	23015 BEAR CREEK RD, BEND, OR 97701-9304
Document Number	0000036099
Instrument Date	Jul 23, 2020
Instrument	2020-36099
Transaction Type	Transfer
Record Updated	Nov 12, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	23015 BEAR CREEK RD, BEND, OR 97701-9304

Mortgage

Document Number	0000036100
Date	Jul 24, 2020
Instrument	2020-36100

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

Source: Deschutes County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Deschutes County
Unified School District	Bend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,643.00 (+4.52%)	$577,030 (+3%)	$1,521,790 (+4.61%) Land $460,830 Building $1,060,960
2024	$8,269.00 (+6.26%)	$560,230 (+3%)	$1,454,700 (-) Land $424,640 Building $1,030,060
2023	$7,782.00	$543,920	$1,454,700 Land $424,640 Building $1,030,060

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 11, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 66% of the US · lower than 72% of Oregon
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Wind Wireless Fixed Wireless	10 / 1

May also be available: AT&T, Webformix.

Cell Coverage

5G (outdoors only) and 4G LTE

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