23012 41st Ave E, Spanaway, WA 98387 Property Records

Pierce County property record for 23012 41st Ave E, Spanaway, WA 98387

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 1,840 sqft · built 1997
Lot Size0.145 acres (6,323 sqft)
OwnerIndividual Name on Record
Last Sale$246,000 (Nov 2016)
Tax Bill$5,098 (2026)
Deeds & MortgagesSep 2026 Mortgage
Sep 2023 Second Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN500171-1-050

Property Details

APN / Parcel Number

Primary APN500171-1-050

Interior

Bedrooms4 Beds
Full Baths3 Baths
Plumbing Fixtures12 Plumbing Fixtures
Stories2 Stories
Building Area1,840 sqft Living Area
Gross Area2,320 sqft
1st Floor Area680 sqft
Upper Floors Area1,160 sqft
Laundry RoomLaundry Room
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 2003
Architectural StyleSplit Foyer
Exterior MaterialFrame Siding
Construction TypeFrame
Foundation TypeSlab (Mat/Raft)
Roof MaterialComposition Shingle
Lot Area6,323 sqft (0.145 acres)
Garage TypeAttached
Garage Area480 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Deck Area120 sqft
Patio Area120 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Street Address23012 41ST AVENUE CT E
CitySPANAWAY
StateWA
Zip98387
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR5
Legal DescriptionSECTION 13 TOWNSHIP 18 RANGE 03 QUARTER 23 GARDEN OAKS DIV 1 PH 1 L 105 TOG/W 1/75TH UNDIV INT IN TR A TO E & M TOG/W PRI RD EASE OF REC OUT OF 2-710,2-707, 6-015, 2-704 3-707,03-18-14-4-700 & 1-021 SEG J0094 MD 8/8/97MD
Legal Range03
Legal Township18
Legal Section13
Legal SubdivisionGARDEN OAKS DIV 1 PH 1
Legal Phase1
Legal TractA
Legal Lot Number105
JurisdictionPIERCE WA
Township / Civil DivisionGRAHAM-THRIFT
Census Block Group4
Census Block4002
Census Tract73114

Owner

Source: Pierce County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address23012 41ST AVE E, SPANAWAY, WA 98387-6927
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 25, 2026Deed of Trust, Mortgage · Conventional Mortgage
QUALSTAR CREDIT UNION
Sep 18, 2023Deed of Trust, Mortgage · Stand-Alone Second Mortgage
DISCOVER BANK
Jul 20, 2021Deed of Trust, Mortgage · Conventional Mortgage
GUILD MORTGAGE CO
May 6, 2020Deed of Trust, Mortgage · Conventional Mortgage
GUILD MTG
Nov 21, 2018Deed of Trust, Mortgage · Conventional with PMI
GUILD MTG

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 4, 2016 · Amount on Record
Deed SaleNov 4, 2016 · Amount on Record
Prior SaleApr 24, 2007 · Amount on Record
Deed Document Number2016581
Record UpdatedOct 29, 2026

September 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPIERCE WA
Recording DateSep 25, 2026
Property Address23012 41ST AVENUE CT E, SPANAWAY, WA 98387
Document Number0000000015
Instrument DateSep 21, 2026
Instrument202615
Transaction TypeMortgage
Record UpdatedOct 2, 2026
Title CompanyCW TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipEstate, 150
Address23012 41ST AVE E, SPANAWAY, WA 98387-6927

Mortgage

Document Number0000000015,
DateSep 25, 2026
Instrument202615
Lender
NameQUALSTAR CREDIT UNION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueOct 4, 2046
Interest
Rate TypeFixed Rate
Initial TypeFixed Rate
Max Rate-1%

September 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPIERCE WA
Property Address23012 41ST AVE E, SPANAWAY, WA 98387-6927
Transaction TypeMortgage
Record UpdatedSep 28, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0009180204
DateSep 18, 2023
Instrument202309180204
Lender
NameDISCOVER BANK
TypeBank
AddressGREENWOOD, DE 19950
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term360 Months
DueSep 18, 2053

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPIERCE WA
Property Address23012 41ST AVE E, SPANAWAY, WA 98387-6927
Transaction TypeMortgage
Record UpdatedJul 30, 2021
Title CompanyE-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0007201070
DateJul 20, 2021
Instrument202107201070
Lender
NameGUILD MORTGAGE CO
TypeMortgage Company
AddressSAN DIEGO, CA 92111
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2051

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPIERCE WA
Property Address23012 41ST AVE E, SPANAWAY, WA 98387-6927
Document Number2005120542
Instrument DateMay 6, 2020
Transaction TypeMortgage
Record UpdatedMay 21, 2020
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address23012 41ST AVE E SPANAWAY WA 983876927, SPANAWAY, WA 98387-6927

Mortgage

Document Number2005120542
DateMay 12, 2020
Instrument202005120542
Lender
NameGUILD MTG
TypeMortgage Company
AddressSAN DIEGO, CA 92111
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 11, 2050

November 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPIERCE WA
Property Address23012 41ST AVE E, SPANAWAY, WA 98387-6927
Document Number1811300081
Instrument DateNov 21, 2018
Transaction TypeMortgage
Record UpdatedDec 12, 2018
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address23012 41ST AVE E SPANAWAY WA 983876927, SPANAWAY, WA 98387-6927

Mortgage

Document Number1811300081
DateNov 30, 2018
Instrument201811300081
Lender
NameGUILD MTG
TypeMortgage Company
AddressSAN DIEGO, CA 92111
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueNov 29, 2048

Tax Assessment & Valuation

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

TypeName
StateWashington
CountyPierce County
Unified School DistrictBethel School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,098.00 (+2.58%)$442,800 (+8.93%) Land $149,600 Building $293,200$442,800 (+8.93%) Land $149,600 Building $293,200
2025$4,970.00 (+4.26%)
2024$4,767.00 (-3.44%)$406,500 (-5.4%) Land $132,800 Building $273,700$406,500 (-5.4%) Land $132,800 Building $273,700
2023$4,937.00$429,700 Land $141,800 Building $287,900$429,700 Land $141,800 Building $287,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSOUTHWOOD
private · serves 64,155 people · EPA ID WA5382844
Water SourcePurchased surface water from several systems
Last State InspectionNov 2021
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 263 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

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