2301 W Riverside Dr, McHenry, IL 60050 Property Records

McHenry County property record for 2301 W Riverside Dr, McHenry, IL 60050

Property Summary

Property Type	Single Family Home
Details	5 bd · 6 ba · 2,776 sqft · built 1977
Lot Size	0.27 acres (11,761 sqft)
Owner	Individual Name on File
Last Sale	$258,000 (Oct 2020)
Tax Bill	$9,589 (2024)
Deeds & Mortgages	Oct 2020 Foreclosure
Flood Zone	Zone AE (high risk)
APN	`14-12-402-035`

Property Details

APN / Parcel Number

Primary APN	`14-12-402-035`

Interior

Bedrooms	5 Beds
Full Baths	6 Baths
Half Baths	4 Half Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	2,776 sqft Living Area
1st Floor Area	2,776 sqft
Attic	Attic
Attic Area	228 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	11,761 sqft (0.27 acres)
Garage Type	Attached
Garage Area	529 sqft
Parking Spaces	2 Parking Spaces
Deck Area	1,855 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2301 W RIVERSIDE DR
City	MCHENRY
State	IL
Zip	60050-8086
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2020R0041424 LT 21 BLK A RE-SUB BLK 10 ORCHARD HEIGHTS ON THE FOX
Legal Subdivision	ORCHARD HEIGHTS ON THE FOX
Legal Tract	1
Legal Block	A,10
Legal Lot Number	21
Jurisdiction	MCHENRY IL
Township / Civil Division	NUNDA
Census Block Group	1
Census Block	1009
Census Tract	870810

Owner

2301 W Riverside Dr is owned and occupied by an individual who bought it in October 2020.

Source: McHenry County records, as of June 30, 2025

Owner of Record	Individual Name on File
Mailing Address	2301 W RIVERSIDE DR, MCHENRY, IL 60050-8086
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 7, 2020 · Amount on File
Deed Sale	Oct 7, 2020 · Amount on File
Deed Document Number	202041424
Prior Transfer Date	Jul 29, 2020
Prior Transfer Doc	0000041424
Record Updated	Oct 29, 2026

October 2020: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	MCHENRY IL
Recording Date	Oct 7, 2020
Property Address	2301 W RIVERSIDE DR, MCHENRY, IL 60050-8086
Document Number	0000041424
Map Reference	DOC292240MB12PG22
Instrument Date	Jul 29, 2020
Instrument	2020R0041424
Transaction Type	Foreclosure
Record Updated	May 27, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$258.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2301 W RIVERSIDE DR, MCHENRY, IL 60050-8086

Mortgage

Document Number	0000041425
Date	Oct 7, 2020
Instrument	2020R0041425

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Sep 1, 2050

Interest

Rate Type	Fixed Rate
Rate	2.99%

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of June 30, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	Nunda Township
Elementary School District	McHenry Community Consolidated School District 15 (PK - 08)
Secondary School District	McHenry Community High School District 156 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$9,589.00	$128,539 Land $19,354 Building $109,185	$385,617 Land $58,062 Building $327,555
2022	Homeowner's exemption	$84,675 Land $17,550 Building $67,125	$254,025 Land $52,650 Building $201,375

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2301 W Riverside Dr in Zone AE, a high-risk flood area within the regulatory floodway; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	Yes
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 20 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	20 in force
Nearby Flood Claims	52 (1978–2026)
Claims Outside the SFHA	4 of 52
Most Recent Claim	Apr 2026 · river or lake flooding
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 6 claims Severe Storms & Flooding, Jun 1993 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2301 W Riverside Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20