2301 W 2nd St, Duluth, MN 55806 Property Records

St. Louis County property record for 2301 W 2nd St, Duluth, MN 55806

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 2,138 sqft · built 1908
Lot Size	0.16 acres (7,004 sqft)
Owner	Individual Name on Record
Last Sale	$170,000 (Nov 2020)
Tax Bill	$4,670 (2026)
Deeds & Mortgages	Jul 2026 Mortgage May 2024 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`010-1140-04630`

Property Details

APN / Parcel Number

Primary APN	`010-1140-04630`
Alternative APN	`1099687`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,138 sqft Gross Area
1st Floor Area	975 sqft
Basement Area	488 sqft
Finished Basement	488 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1908
Effective Year Built	Effective 1908
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Roof Type	Hip
Lot Area	7,004 sqft (0.16 acres)
Garage Area	576 sqft

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Slab
Porch Area	260 sqft
Deck Area	72 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Account Number	1099687
Street Address	2301 W 2ND ST
City	DULUTH
State	MN
Zip	55806-1940
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 0369 BLOCK:088 SERIAL #
Legal Subdivision	DULUTH PROPER SECOND DIV
Legal Block	88
Legal Lot Number	369
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	3
Census Block	3015
Census Tract	15600

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2301 W 2ND ST, DULUTH, MN 55806-1940
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 22, 2026	Deed of Trust, Mortgage · FHA Mortgage NONE LISTED ON DOCUMENT
May 13, 2024	Deed of Trust, Mortgage · FHA Mortgage US BANK NA
Aug 3, 2023	Deed of Trust, Mortgage · FHA Mortgage US BANK NA
Nov 12, 2020	Warranty Deed, Transfer · FHA Mortgage NORTH SHORE BK/COMMERCE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 12, 2020 · Amount on Record
Deed Sale	Nov 12, 2020 · Amount on Record
Prior Sale	Feb 16, 2012 · Amount on Record
Deed Document Number	20201395696
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Recording Date	Jul 22, 2026
Property Address	2301 W 2ND ST, DULUTH, MN 55806-1940
Document Number	0001536882
Instrument Date	Jul 6, 2026
Instrument	20261536882
Transaction Type	Mortgage
Record Updated	Aug 3, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2301 W 2ND ST, DULUTH, MN 55806-1940

Mortgage

Document Number	0001536882,
Date	Jul 22, 2026
Instrument	20261536882

Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	293 Months
Due	Dec 1, 2050

Interest

Rate	6.48%
Max Rate	-1%

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	2301 W 2ND ST, DULUTH, MN 55806-1940
Transaction Type	Mortgage
Record Updated	Oct 21, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2301 W 2ND ST, DULUTH, MN 55806-1940

Mortgage

Document Number	0001487732
Date	May 13, 2024
Instrument	1487732

Lender

Name	US BANK NA
Type	Bank
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	319 Months
Due	Dec 1, 2050

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	2301 W 2ND ST, DULUTH, MN 55806-1940
Transaction Type	Mortgage
Record Updated	Oct 21, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2301 W 2ND ST, DULUTH, MN 55806-1940

Mortgage

Document Number	0001471261
Date	Aug 3, 2023
Instrument	1471261

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	328 Months
Due	Dec 1, 2050

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Nov 12, 2020
Property Address	2301 W 2ND ST, DULUTH, MN 55806-1940
Document Number	00A1395696
Instrument Date	Nov 2, 2020
Instrument	A1395696
Transaction Type	Transfer
Record Updated	Dec 3, 2020
Title Company	NORTH SHORE TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$561.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2301 W 2ND ST DULUTH MN 558061940, DULUTH, MN 55806-1940

Mortgage

Document Number	A1395697
Date	Nov 12, 2020
Instrument	A1395697

Lender

Name	NORTH SHORE BK/COMMERCE
Type	Bank
Address	DULUTH, MN 55802

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 11, 2050

Mortgage

Document Number	A1395698,
Date	Nov 12, 2020
Instrument	A1395698

Lender

Name	NORTH SHORE BK/COMMERCE
Type	Bank
Address	DULUTH, MN 55802

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 11, 2050

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,670.00 (+11.99%) Homeowner's exemption
2025	$4,170.00 (+28.78%) Homeowner's exemption	$308,800 (+15.27%) Land $26,400 Building $282,400	$308,800 (+15.27%) Land $26,400 Building $282,400
2024	$3,238.00	$267,900 (+21.28%) Land $31,700 Building $236,200	$267,900 (+21.28%) Land $31,700 Building $236,200
2022		$220,900 Land $27,900 Building $193,000	$220,900 Land $27,900 Building $193,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1979–1982)
Most Recent Claim	May 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 451 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: Airfiber, CTC.

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