2301 Seth Thomas Rd, Charlotte, NC 28210 Property Records

Mecklenburg County property record for 2301 Seth Thomas Rd, Charlotte, NC 28210

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,435 sqft · built 1969
Lot Size	0.48 acres (20,909 sqft)
Owner	2 Individual Names on File
Last Sale	$685,000 (Sep 2025)
Tax Bill	$4,122 (2024)
Deeds & Mortgages	Jun 2026 Mortgage Sep 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`173-253-07`

Property Details

APN / Parcel Number

Primary APN	`173-253-07`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,435 sqft Living Area
1st Floor Area	1,598 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1995
Architectural Style	Split Level
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Raised
Roof Type	Gable
Roof Material	Other
Lot Area	20,909 sqft (0.48 acres)
Garage Area	676 sqft
Porch	Finished/Open Porch
Porch Area	39 sqft
Patio Area	224 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	2301 SETH THOMAS RD
City	CHARLOTTE
State	NC
Zip	28210-6746
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	L7 B19 M14-281
Legal Subdivision	HUNTINGTON FARMS
Legal Block	19
Legal Lot Number	7
Jurisdiction	MECKLENBURG NC
Township / Civil Division	1, CHARLOTTE
Census Block Group	2
Census Block	2005
Census Tract	3105

Owner

Source: Mecklenburg County records, as of June 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	2301 SETH THOMAS RD, CHARLOTTE, NC 28210-6746
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 8, 2026	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Sep 16, 2025	Warranty Deed, Transfer · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC
Feb 25, 2021	Warranty Deed, Transfer · Conventional Mortgage FIFTH THIRD BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 16, 2025 · Amount on File
Deed Sale	Sep 16, 2025 · Amount on File
Prior Sale	Feb 25, 2021 · Amount on File
Deed Document Number	202593758
Deed Book / Page	39860 / 311
Prior Transfer Date	Jan 7, 2009
Prior Transfer Doc	0000003217
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Recording Date	Jun 8, 2026
Property Address	2301 SETH THOMAS RD, CHARLOTTE, NC 28210-6746
Document Number	0000060337
Book / Page	40483 / 198
Instrument Date	Jun 1, 2026
Instrument	202660337
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	TOWNSGATE CLOSING SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2301 SETH THOMAS RD, CHARLOTTE, NC 28210-6746

Mortgage

Document Number	0000060337,
Date	Jun 8, 2026
Book Page	40483/198
Instrument	202660337

Lender

Name	PENNYMAC LOAN SERVICES LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.63%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Sep 16, 2025
Property Address	2301 SETH THOMAS RD, CHARLOTTE, NC 28210-6746
Document Number	0000093758
Book / Page	39860 / 311
Map Reference	MB 14 PG 281
Instrument Date	Sep 16, 2025
Instrument	2025093758
Transaction Type	Transfer
Record Updated	Sep 24, 2025
Title Company	REPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,370.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6225 WOODLEIGH OAKS DR, CHARLOTTE, NC 28226-8530

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2301 SETH THOMAS RD, CHARLOTTE, NC 28210-6746

Mortgage

Document Number	0000093759
Date	Sep 16, 2025
Instrument	2025093759

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2055

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Feb 25, 2021
Property Address	2301 SETH THOMAS RD, CHARLOTTE, NC 28210-6746
Document Number	0000037046
Book / Page	35721 / 795
Map Reference	MB 14 PG 281
Instrument Date	Feb 25, 2021
Instrument	2021037046
Transaction Type	Transfer
Record Updated	May 25, 2023
Title Company	TITLE COMPANY/NC, TITLE COMPANY OF NC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$950.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9962 FOXX OAK PL, CHARLOTTE, NC 28210-7880

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2301 SETH THOMAS RD, CHARLOTTE, NC 28210-6746

Mortgage

Document Number	0000037047
Date	Feb 25, 2021
Instrument	2021037047

Lender

Name	FIFTH THIRD BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Charlotte City
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$524,200 Land $175,000 Building $349,200	$524,200 (-) Land $175,000 Building $349,200
2024	$4,122.00
2023			$524,200 Land $175,000 Building $349,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 21 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	21 in force
Nearby Flood Claims	6 (1981–2008)
Most Recent Claim	Aug 2008 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Google Fiber.

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