2301 Sandel Ln, Westminster, MD 21157 Property Records

Carroll County property record for 2301 Sandel Ln, Westminster, MD 21157

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,144 sqft · built 1976
Lot Size	1.51 acres (65,819 sqft)
Owner	2 Individual Names on File
Last Sale	$475,000 (Aug 2026)
Tax Bill	$3,857 (2026)
Deeds & Mortgages	Aug 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-013776`

Property Details

APN / Parcel Number

Primary APN	`09-013776`
Alternative APNs	`9013776` `013776`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,144 sqft Total Area
Basement Area	800 sqft
Finished Basement	800 sqft

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Exterior Material	Other
Roof Material	Composition Shingle
Lot Area	65,819 sqft (1.51 acres)
Deck Area	280 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	013776
Street Address	2301 SANDEL LN
City	WESTMINSTER
State	MD
Zip	21157-7421
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AGRIC
Legal Description	LT 3 - 1.5107 ACS SANDEL LN 13-91 PLT A RIDGEVIEW ESTATES
Legal Subdivision	RIDGEVIEW ESTATES
Legal Lot Number	3
Jurisdiction	CARROLL MD
Township / Civil Division	9, FRANKLIN
Census Block Group	2
Census Block	2002
Census Tract	509001

Owner

2301 Sandel Ln is owned by two individuals who bought it in August 2026.

Source: Carroll County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	13 COLUMBIA CT, MIDDLETOWN, RI 02842-4401
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 20, 2026 · Amount on File
Deed Sale	Aug 20, 2026 · Amount on File
Prior Sale	Jun 12, 2013 · Amount on File
Deed Book / Page	11844 / 3
Prior Transfer Date	Feb 24, 2015
Prior Transfer Doc	0079080415
Record Updated	Oct 29, 2026

August 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	CARROLL MD
Recording Date	Aug 20, 2026
Property Address	2301 SANDEL LN, WESTMINSTER, MD 21157-7421
Document Number	1184000003
Book / Page	11844 / 3
Instrument Date	Aug 7, 2026
Transaction Type	Transfer
Record Updated	Sep 1, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE INSURA

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$479,750.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety

Mortgage

Document Number	1184000010,
Date	Aug 20, 2026
Book Page	11844/10

Lender

Name	NFM LENDING

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

Tax Assessment & Valuation

The 2026 property tax bill for 2301 Sandel Ln was $3,857, up 3.9% from the year before.

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,857.00 (+3.93%)	$339,033 (+3.98%)	$352,000 (-) Land $185,100 Building $166,900
2025	$3,711.00	$326,067	$352,000 Land $185,100 Building $166,900
2023	$3,420.00	$302,733	$313,100 Land $185,100 Building $128,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2301 Sandel Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 11, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2301 Sandel Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20