2301 S 4th St, Springfield, IL 62703 Property Records

Sangamon County property record for 2301 S 4th St, Springfield, IL 62703

Property Summary

Property Type	Single Family Home
Lot Size	0.136 acres (5,953 sqft)
Owner	Individual Name on Record
Last Sale	$95,000 (Dec 2024)
Tax Bill	$2,516 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Nov 2023 Mortgage + 7 more
Flood Zone	Zone X (minimal risk)
APN	`22-04.0-480-002`

Property Details

APN / Parcel Number

Primary APN	`22-04.0-480-002`
Alternative APN	`22040480002 (CHECK DIGIT = 7)`

Exterior

Lot Area	5,953 sqft (0.136 acres)

Location & Zoning

Account Number	22040480002
Street Address	2301 S 4TH ST
City	SPRINGFIELD
State	IL
Zip	62703-3401
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PAYNES S SIDE ADDN 3RD PLAT N 40' L.G.
Legal Subdivision	PAYNES S SIDE ADD
Jurisdiction	SANGAMON IL
Township / Civil Division	CAPITAL
Census Block Group	2
Census Block	2049
Census Tract	1800

Owner

Source: Sangamon County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2301 S 4TH ST, SPRINGFIELD, IL 62703-3401
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 25, 2022	Deed of Trust, Mortgage HUD
Nov 14, 2023	Deed of Trust, Mortgage HUD
Apr 21, 2009	Deed of Trust, Mortgage · Stand-Alone First Mortgage BANK OF SPRINGFIELD
Sep 7, 2010	Deed of Trust, Mortgage · Stand-Alone First Mortgage BANK OF SPRINGFIELD
Nov 29, 2012	Deed of Trust, Mortgage · Stand-Alone First Mortgage BANK OF SPRINGFIELD
Apr 6, 2007	Deed of Trust, Mortgage · Stand-Alone First Mortgage BANK OF SPRINGFIELD
Dec 11, 2024	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC
Aug 2, 2024	Quit Claim Deed, Transfer ATTORNEY ONLY, ATTORNEY
Jun 3, 2015	Warranty Deed, Transfer · FHA Mortgage DIAMOND RESIDENTIAL MTG CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 11, 2024 · Amount on Record
Deed Sale	Dec 11, 2024 · Amount on Record
Prior Sale	Jun 3, 2015 · Amount on Record
Deed Document Number	202421222
Prior Transfer Date	Jul 29, 2024
Prior Transfer Doc	2024R12752
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	2301 S 4TH ST, SPRINGFIELD, IL 62703-3401
Transaction Type	Mortgage
Record Updated	Jun 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2022R01791
Date	Jan 25, 2022
Instrument	2022R01791

Lender

Name	HUD
Type	Government Agency

Agreement

Amount	Amount Recorded
Term	276 Months
Due	Jun 1, 2045

Interest

Rate Type	Fixed Rate

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	2301 S 4TH ST, SPRINGFIELD, IL 62703-3401
Transaction Type	Mortgage
Record Updated	Jun 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2023R21050
Date	Nov 14, 2023
Instrument	2023R21050

Lender

Name	HUD
Type	Government Agency

Agreement

Amount	Amount Recorded
Term	264 Months
Due	Jun 1, 2045

April 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	2301 S 4TH ST, SPRINGFIELD, IL 62703-3401
Transaction Type	Mortgage
Record Updated	Jun 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2009R21510
Date	Apr 21, 2009
Instrument	2009R21510

Lender

Name	BANK OF SPRINGFIELD
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 20, 2039

Interest

Rate Type	Fixed Rate

September 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	2301 S 4TH ST, SPRINGFIELD, IL 62703-3401
Transaction Type	Mortgage
Record Updated	Jun 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2010R31606
Date	Sep 7, 2010
Instrument	2010R31606

Lender

Name	BANK OF SPRINGFIELD
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

November 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	2301 S 4TH ST, SPRINGFIELD, IL 62703-3401
Transaction Type	Mortgage
Record Updated	Jun 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2012R46180
Date	Nov 29, 2012
Instrument	2012R46180

Lender

Name	BANK OF SPRINGFIELD
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2042

Interest

Rate Type	Fixed Rate

April 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	2301 S 4TH ST, SPRINGFIELD, IL 62703-3401
Transaction Type	Mortgage
Record Updated	Jun 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2007R11414
Date	Apr 6, 2007
Instrument	2007R11414

Lender

Name	BANK OF SPRINGFIELD
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Apr 5, 2032

Interest

Rate Type	Fixed Rate

December 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANGAMON IL
Recording Date	Dec 11, 2024
Property Address	2301 S 4TH ST, SPRINGFIELD, IL 62703-3401
Document Number	2024R21222
Instrument Date	Dec 5, 2024
Instrument	2024R21222
Transaction Type	Transfer
Record Updated	Jun 2, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$142.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2301 S 4TH ST, SPRINGFIELD, IL 62703-3401

Mortgage

Document Number	2024R21223
Date	Dec 11, 2024
Instrument	2024R21223

Lender

Name	GUARANTEED RATE INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jan 1, 2040

Interest

Rate Type	Fixed Rate
Rate	6.38%

August 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANGAMON IL
Recording Date	Aug 2, 2024
Property Address	2301 S 4TH ST, SPRINGFIELD, IL 62703-3401
Document Number	2024R12752
Instrument Date	Jul 29, 2024
Instrument	2024R12752
Transaction Type	Transfer
Record Updated	Jun 2, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	77 MONROE CENTER ST NW, GRAND RAPIDS, MI 49503-2903

June 2015: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANGAMON IL
Recording Date	Jun 3, 2015
Property Address	2301 S 4TH ST, SPRINGFIELD, IL 62703-3401
Document Number	2015R14463
Instrument Date	May 29, 2015
Instrument	2015R14463
Transaction Type	Transfer
Record Updated	Jun 2, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$112.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2015R14464
Date	Jun 3, 2015
Instrument	2015R14464

Lender

Name	DIAMOND RESIDENTIAL MTG CO

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate
Rate	3.5%

Mortgage

Document Number	2015R14465
Date	Jun 3, 2015
Instrument	2015R14465

Lender

Name	ILLINOIS HOUSING DEV AUTHORITY
Type	Government Agency

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Sangamon County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Sangamon County
County Subdivision	Capital Township
Municipality	Springfield City
Unified School District	Springfield School District 186 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,516.00 (+34.62%)	$35,732 (+33.01%) Land $4,964 Building $30,768	$107,196 (+33.01%) Land $14,892 Building $92,304
2022	$1,869.00 Homeowner's exemption	$26,864 Land $4,011 Building $22,853	$80,592 Land $12,033 Building $68,559

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD serves 117,444 people · EPA ID IL1671200
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 650 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Rise Broadband Fixed Wireless	500 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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