2301 Neff Ln, Troy, OH 45373 Property Records

Miami County property record for 2301 Neff Ln, Troy, OH 45373

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 1,800 sqft · built 2009
Lot Size	0.154 acres (6,708 sqft)
Owner	2 Individual Names on File
Last Sale	$210,000 (May 2019)
Tax Bill	$3,291 (2025)
Deeds & Mortgages	May 2019 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`D08-104054`

Property Details

APN / Parcel Number

Primary APN	`D08-104054`
Alternative APN	`050619.4-10-013-00`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,800 sqft Living Area
1st Floor Area	1,496 sqft
Upper Floors Area	1,052 sqft
Basement Area	748 sqft
Unfinished Basement	748 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Frame
Lot Area	6,708 sqft (0.154 acres)
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Deck Area	200 sqft
Patio Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	2301 NEFF LN
City	TROY
State	OH
Zip	45373-2380
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	IN LOT 9090 STANFIELD PLACE #1
Legal Subdivision	STANFIELD PLACE #1
Legal Lot Number	9090
Jurisdiction	MIAMI OH
Township / Civil Division	CONCORD
Census Block Group	1
Census Block	1014
Census Tract	365001

Owner

2301 Neff Ln is owned and occupied by two individuals who bought it in May 2019.

Source: Miami County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2301 NEFF LN, TROY, OH 45373-2380
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 6, 2019 · Amount on File
Deed Sale	May 6, 2019 · Amount on File
Prior Sale	Jul 2, 2009 · Amount on File
Deed Document Number	20192019OR-04626
Record Updated	Oct 29, 2026

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIAMI OH
Recording Date	May 6, 2019
Property Address	2301 NEFF LN, TROY, OH 45373-2380
Document Number	0000004626
Instrument Date	Apr 30, 2019
Instrument	4626
Transaction Type	Transfer
Record Updated	May 22, 2019
Title Company	HOME SERVICES TITLE LLC, HOME SVCS TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$420.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2301 NEFF LN TROY OH 453732380, TROY, OH 45373-2380

Mortgage

Document Number	4627
Date	May 6, 2019
Instrument	4627

Lender

Name	FIRSTBANK
Type	Bank
Address	FRANKLIN, TN 37067

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	240 Months
Due	May 5, 2039

Tax Assessment & Valuation

The 2025 property tax bill for 2301 Neff Ln was $3,291 with a homeowner's exemption, down 1% from the year before.

Source: Miami County assessment roll, as of March 6, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Miami County
County Subdivision	Concord Township
Municipality	Troy City
Unified School District	Troy City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,291.00 (-0.99%) Homeowner's exemption	$99,260 (+12.62%) Land $12,600 Building $86,660	$283,600 Land $36,000 Building $247,600
2024	$3,324.00 (+2.21%) Homeowner's exemption	$88,140 (-) Land $13,130 Building $75,010
2023	$3,252.00 (+17.44%) Homeowner's exemption	$88,140 (-) Land $13,130 Building $75,010	$251,800 (-) Land $37,500 Building $214,300
2022	$2,769.00 Homeowner's exemption	$88,140 Land $13,130 Building $75,010	$251,800 Land $37,500 Building $214,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2301 Neff Ln in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	2 (2004–2008)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jun 2008 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2301 Neff Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY CITY PWS serves 26,305 people · EPA ID OH5501612
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20