2301 Monroe St, Paducah, KY 42001 Property Records

McCracken County property record for 2301 Monroe St, Paducah, KY 42001

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,484 sqft · built 1907
Lot Size	0.189 acres (8,250 sqft)
Owner	2 Trust Names on File
Tax Bill	$172 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit
Flood Zone	Zone X (reduced by levee)
APN	`104-23-11-007`

Property Details

APN / Parcel Number

Primary APN	`104-23-11-007`
Alternative APN	`124781`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,484 sqft Living Area
Basement Area	1,484 sqft
Unfinished Basement	1,484 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1907
Effective Year Built	Effective 1907
Roof Type	Gambrel
Roof Material	Composition Shingle
Lot Area	8,250 sqft (0.189 acres)
Lot Dimensions	165 ft deep x 50 ft wide
Garage Area	220 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	366 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	124781
Street Address	2301 MONROE ST
City	PADUCAH
State	KY
Zip	42001-3156
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	13-5-18 50 X 165 2301 MONROE ST L1 B3
Legal Subdivision	CH
Legal Block	3
Legal Lot Number	1
Jurisdiction	MCCRACKEN KY
Township / Civil Division	PADUCAH
Census Block Group	4
Census Block	4011
Census Tract	30700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Jefferson Street-Fountain Avenue Residential District listed 1982 · 453 contributing resources · NRIS 82002735

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

2301 Monroe St is owner-occupied and held in a trust.

Source: McCracken County records, as of September 23, 2026

Owner of Record	2 Trust Names on File
Mailing Address	2301 MONROE ST, PADUCAH, KY 42001-3156
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Irrevocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCCRACKEN KY
Recording Date	Jun 24, 2026
Property Address	2301 MONROE ST, PADUCAH, KY 42001-3156
Document Number	0000849689
Book / Page	1885 / 195
Instrument Date	Jun 2, 2026
Instrument	2026849689
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Irrevocable Trust, 203
Address	2301 MONROE ST, PADUCAH, KY 42001-3156

Mortgage

Document Number	0000849689,
Date	Jun 24, 2026
Book Page	1885/195
Instrument	2026849689

Lender

Name	PADUCAH BANK AND TRUST

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate	6.37%
Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 2301 Monroe St was $172 with a homeowner's exemption.

Source: McCracken County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	McCracken County
Municipality	Paducah City
Unified School District	Paducah Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$148,900 (+52.87%)	$148,900 (+52.87%)
2025	$172.00 Homeowner's exemption	$97,400	$97,400
2023	$183.00 (-12.02%) Homeowner's exemption	$97,400 (+71.18%)	$97,400 (+71.18%)
2022	$208.00 Homeowner's exemption	$56,900	$56,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2301 Monroe St in Zone X, where a levee reduces flood risk, though there have been 4 flood claims nearby since 1997.

Source: FEMA National Flood Hazard Layer, effective November 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	4 (1997–2015)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Jul 2015

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2301 Monroe St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PADUCAH WATER WORKS serves 65,004 people · EPA ID KY0730533
Water Source	Surface water
Last State Inspection	May 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 489 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Right Fiber Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, PPS Fibernet, Quad State Internet.

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