2301 Eris Rd, Urbana, OH 43078 Property Records

Champaign County property record for 2301 Eris Rd, Urbana, OH 43078

Property Summary

Property Type	Rural Home
Details	4 bd · 3 ba · 2,170 sqft · built 2020
Lot Size	17.3 acres (756,507 sqft)
Owner	2 Individual Names on Record
Last Sale	$790,000 (Aug 2024)
Tax Bill	$4,965 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Aug 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`031464-4`

Property Details

APN / Parcel Number

Primary APN	`031464-4`
Alternative APN	`B04-02-12-14-00-028-03`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,170 sqft Living Area
Gross Area	576 sqft
1st Floor Area	2,170 sqft
Basement Area	2,170 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Raised Ranch
Construction Type	Frame
Lot Area	756,507 sqft (17.3 acres)
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	128 sqft
Deck Area	160 sqft
Patio Area	660 sqft
Cabin	384 sqft
Pole Barn	1,632 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	031464-4
Street Address	2301 ERIS RD
City	URBANA
State	OH
Zip	43078-9669
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	RTS 12-04-14 __ SW1/4
Legal Range	12W
Legal Township	2N
Legal Section	14
Jurisdiction	CHAMPAIGN OH
Township / Civil Division	CONCORD
Census Block Group	2
Census Block	2031
Census Tract	11501

Owner

Source: Champaign County records, as of July 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2301 ERIS RD, URBANA, OH 43078-9669
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
Mar 9, 2026	Deed of Trust, Mortgage · Conventional Mortgage THE HUNTINGTON NATIONAL BANK
Aug 28, 2019	Deed of Trust, Mortgage · Line of Credit SECURITY NATIONAL BANK
Mar 25, 2020	Warranty Deed, Construction Loan · Construction Mortgage PERPETUAL FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 9, 2024 · Amount on Record
Deed Sale	Aug 9, 2024 · Amount on Record
Prior Sale	Mar 25, 2020 · Amount on Record
Deed Document Number	20242852
Deed Book / Page	596 / 2671
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN OH
Property Address	2301 ERIS RD, URBANA, OH 43078-9669
Transaction Type	Mortgage
Record Updated	Apr 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2301 ERIS RD, URBANA, OH 43078-9669

Mortgage

Document Number	00604/5797
Date	Mar 9, 2026
Book Page	604/5797
Instrument	202600000935

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	7 EASTON OVAL, COLUMBUS, OH 43219

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN OH
Property Address	2301 ERIS RD, URBANA, OH 43078-9669
Transaction Type	Mortgage
Record Updated	Jun 6, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00567/2282
Date	Aug 28, 2019
Book Page	567/2282
Instrument	201900003401

Lender

Name	SECURITY NATIONAL BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

March 2020: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN OH
Recording Date	Mar 25, 2020
Property Address	2301 ERIS RD, URBANA, OH 43078-9669
Document Number	00570/3009
Book / Page	570 / 3009
Instrument Date	Mar 14, 2020
Instrument	202000001295
Transaction Type	Construction Loan
Record Updated	Jun 6, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	2301 ERIS RD, URBANA, OH 43078-9669

Mortgage

Document Number	202000001296
Date	Mar 25, 2020
Instrument	202000001296

Lender

Name	PERPETUAL FSB
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	372 Months
Due	Mar 1, 2051

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of March 26, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Champaign County
County Subdivision	Concord Township
Unified School District	Graham Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,965.00 (-8.33%)	$203,720 (+48.32%) Land $49,990 Building $153,730	$582,060 (+48.32%) Land $142,820 Building $439,240
2024	$5,416.00 (+30.6%) Homeowner's exemption	$137,350 (-) Land $30,060 Building $107,290
2023	$4,147.00 (-0.43%) Homeowner's exemption	$137,350 (-) Land $30,060 Building $107,290	$392,440 (-) Land $85,890 Building $306,550
2022	$4,165.00	$137,350 Land $30,060 Building $107,290	$392,440 Land $85,890 Building $306,550

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 12, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1980–1995)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Aug 1995 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 68% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20

May also be available: Precision Tecknology.

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