Kenton County property record for 2301 Center St, #3, Covington, KY 41014
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,140 sqft · built 1906 |
| Lot Size | 0.184 acres (8,000 sqft) |
| Owner | Company Name on File |
| Last Sale | $110,000 (Apr 2022) |
| Tax Bill | $1,457 (2025) |
| Deeds & Mortgages | Feb 2023 Mortgage Apr 2022 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 055-21-05-001.00 |
| Primary APN | 055-21-05-001.00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,140 sqft Finished Area |
| Gross Area | 1,673 sqft |
| Year Built | Built 1906 |
|---|---|
| Effective Year Built | Effective 1906 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Material | Composition Shingle |
| Lot Area | 8,000 sqft (0.184 acres) |
| Lot Dimensions | 200 ft deep x 40 ft wide |
| Garage Type | Detached |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 2301 CENTER ST, 3 |
|---|---|
| City | COVINGTON |
| State | KY |
| Zip | 41014 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HARVEY HGTS LOT 1 40'X 200' SWC 23RD & CENTER |
| Legal Subdivision | HARVEY HEIGHTS |
| Legal Lot Number | 1 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 65100 |
2301 Center St, #3 is owned by a company that bought it in April 2022.
Source: Kenton County records, as of October 20, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 1691 BRUNNERWOOD DR, CINCINNATI, OH 45238-3832 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 24, 2023 | Deed of Trust, Mortgage · Commercial Mortgage GUARDIAN SAVINGS BANK |
| Apr 8, 2022 | Warranty Deed, Transfer |
| Nov 8, 2018 | Trustee's Deed, Transfer ANN MILBURN |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 8, 2022 · Amount on File |
| Deed Sale | Apr 8, 2022 · Amount on File |
| Prior Sale | Nov 8, 2018 · Amount on File |
| Deed Document Number | 2022235 |
| Deed Book / Page | 158 / 731 |
| Prior Transfer Date | Dec 1, 2008 |
| Prior Transfer Doc | 0005900050 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 2301 CENTER ST # 3, 3, COVINGTON, KY 41014-1637 |
| Transaction Type | Mortgage |
| Record Updated | Jan 5, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0005900409 |
|---|---|
| Date | Feb 24, 2023 |
| Book Page | KCM 442/432 |
| Instrument | 23022405900409 |
| Name | GUARDIAN SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45239 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Apr 8, 2022 |
| Property Address | 2301 CENTER ST # 3, 3, COVINGTON, KY 41014-1637 |
| Document Number | 0005900235 |
| Book / Page | 158 / 731 |
| Instrument Date | Apr 7, 2022 |
| Instrument | 22040805900235 |
| Transaction Type | Transfer |
| Record Updated | Jan 5, 2024 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3113 CAROL LEE DR, ERLANGER, KY 41018-2247 |
| Name | Verified Name |
|---|---|
| Address | 2301 CENTER ST # 2303, 2303, COVINGTON, KY 41014-1637 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Nov 8, 2018 |
| Property Address | 2301 CENTER ST # 3, 3, COVINGTON, KY 41014-1637 |
| Document Number | 0000000320 |
| Book / Page | 0C6542 / 000112 |
| Instrument Date | Nov 8, 2018 |
| Instrument | 320 |
| Transaction Type | Transfer |
| Record Updated | Dec 18, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,800.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 3113 CAROL LEE DR ERLANGER KY 410182247, ERLANGER, KY 41018-2247 |
| Investor | Possibly a Property Investor |
| Document Number | 55 |
|---|---|
| Date | Nov 8, 2018 |
| Book Page | 0C6554/000001 |
| Instrument | 55 |
| Name | ANN MILBURN |
|---|---|
| Address | 425 WALNUT ST # 7TH, CINCINNATI, OH 45202-3944 |
| Amount | Amount on Record |
|---|---|
| Term | 240 Months |
| Due | Nov 7, 2038 |
| Rate | 3.22% |
|---|
The 2025 property tax bill for 2301 Center St, #3 was $1,457.
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Covington City |
| Unified School District | Covington Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $122,500 (+11.36%) Land $10,000 Building $112,500 | $122,500 (+11.36%) Land $10,000 Building $112,500 | |
| 2025 | $1,457.00 | $110,000 Land $5,000 Building $105,000 | $110,000 Land $5,000 Building $105,000 |
| 2023 | $1,465.00 | $110,000 Land $5,000 Building $105,000 | $110,000 Land $5,000 Building $105,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2301 Center St, #3 in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1993.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1993) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 1993 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2301 Center St, #3 is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 465 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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