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2301 Cambridge Rd, Schenectady, NY 12304 Property Records

Schenectady County and Schenectady City property record for 2301 Cambridge Rd, Schenectady, NY 12304

Property Summary

Property TypeApartments (5+ Units)
Details47,064 sqft · built 2018
Lot Size1.4 acres (60,984 sqft)
OwnerCompany Name on Record
Last Sale$300,000 (Mar 2012)
Tax Bill$150 (2026)
Deeds & MortgagesMar 2025 Construction Loan
Jan 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN421500 60.29-2-36

Property Details

APN / Parcel Number

Primary APN421500 60.29-2-36
Alternative APN
  • 150006002900020360000000

Interior

Units46 Units
Stories4 Stories
Building Area47,064 sqft Gross Area
Fire SprinklersFire Sprinklers
ElevatorElevator

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Lot Area60,984 sqft (1.4 acres)
Lot Dimensions140 ft deep x 428 ft wide
Canopy115 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address2301 CAMBRIDGE RD
CitySCHENECTADY
StateNY
Zip12304-3445
Property CategoryResidential
Property TypeResidential > Multi-Unit > Apartments (5+ Units)
Local Zoning Code03
Legal Description1 3 ACRES VACANT LAND
Legal Block2
Legal Lot Number36.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionSCHENECTADY
Census Block Group2
Census Block2017
Census Tract21802

Owner

Source: Schenectady County and Schenectady City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address35 WEST ST, SPRING VALLEY, NY 10977-4778
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Mar 14, 2025Deed of Trust, Mortgage · Construction Mortgage
NBT BANK NATIONAL ASSOCIATION
Jan 11, 2018Grant Deed, Transfer
SCHENECTADY CNTY IND'L DEV AGC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 8, 2012 · Amount on Record
Deed SaleMar 8, 2012 · Amount on Record
Deed Document Number20129509
Deed Book / Page1851 / 994
Record UpdatedOct 29, 2026

March 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Property Address2301 CAMBRIDGE RD, SCHENECTADY, NY 12304-3445
Transaction TypeMortgage
Record UpdatedApr 14, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address35 WEST ST 202, 202, SPRING VALLEY, NY 10977-4778

Mortgage

Document Number0000006029
DateMar 14, 2025
Instrument202506029
Lender
NameNBT BANK NATIONAL ASSOCIATION
TypeBank
AddressNORWICH, NY 13815
Agreement
TypeConstruction Mortgage
AmountAmount Recorded

January 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSCHENECTADY NY
Recording DateJan 11, 2018
Property Address2301 CAMBRIDGE RD, SCHENECTADY, NY 12304-3445
Document Number0000001833
Book / Page001979 / 000476
Instrument DateDec 15, 2017
Instrument1833
Transaction TypeTransfer
Record UpdatedJan 19, 2018
Title CompanyRIVERSIDE ABSTRACT INC

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address35 WEST ST SPRING VALLEY NY 109774778, SPRING VALLEY, NY 10977-4778

Mortgage

Document Number1839
DateJan 11, 2018
Book Page004813/000437
Instrument1839
Lender
NameSCHENECTADY CNTY IND'L DEV AGC
Address433 STATE ST, SCHENECTADY, NY 12305-2322
Agreement
AmountAmount Recorded

Mortgage

Document Number1840,
DateJan 11, 2018
Book Page004813/000449
Instrument1840
Lender
NameSALISBURY BK&TR
TypeBank
Address5 BISSELL ST, LAKEVILLE, CT 06039
Agreement
TypeConstruction Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
MunicipalitySchenectady City
Unified School DistrictSchenectady City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$150.00
2025$150.00 (-29.25%)$3,575,000 (-) Land $84,100 Building $3,490,900$5,919,854 (+30.82%) Land $139,261 Building $5,780,593
2023$3,575,000 (-) Land $84,100 Building $3,490,900$4,525,316 (+3.8%) Land $106,456 Building $4,418,860
2022$3,575,000 Land $84,100 Building $3,490,900$4,359,756 Land $102,561 Building $4,257,195
2021$212.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSCHENECTADY CITY WATER WORKS
serves 62,000 people · EPA ID NY4600070
Water SourceGroundwater
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area		980 / 880
T-Mobile
Fixed Wireless		100 / 20

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