2301 Bent Tree Ct, Saint Joseph, MO 64506 Property Records

Buchanan County property record for 2301 Bent Tree Ct, Saint Joseph, MO 64506

Property Summary

Property Type	Single Family Home
Details	1,701 sqft · built 1990
Lot Size	0.22 acres (9,583 sqft)
Owner	2 Individual Names on File
Last Sale	$267,200 (Jun 2018)
Tax Bill	$3,871 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Oct 2019 Mortgage + 2 more
APN	`06-1.0-02-001-000-005.015`

Property Details

APN / Parcel Number

Primary APN	`06-1.0-02-001-000-005.015`

Interior

Building Area	1,701 sqft Base Area
1st Floor Area	1,701 sqft

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Lot Area	9,583 sqft (0.22 acres)
Lot Dimensions	179 ft deep x 129 ft wide

Location & Zoning

Street Address	2301 BENT TREE CT
City	SAINT JOSEPH
State	MO
Zip	64506-2480
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CITY
Legal Description	SUB:OAK HILL ESTATE LOT:15 BLK:0LGL DESC:
Legal Subdivision	OAK HILL ESTATE
Legal Lot Number	15
Jurisdiction	BUCHANAN MO
Township / Civil Division	WASHINGTON
Census Block Group	1
Census Block	1001
Census Tract	702

Owner

2301 Bent Tree Ct is owned and occupied by two individuals who bought it in June 2018.

Source: Buchanan County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2301 BENT TREE CT, SAINT JOSEPH, MO 64506-2480
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage MUTUAL SAVINGS ASSOCIATION
Oct 3, 2019	Deed of Trust, Mortgage · Conventional Mortgage MUTUAL SAVINGS ASSN
Jun 3, 2021	Deed of Trust, Mortgage · Line of Credit THE NODAWAY VALLEY BANK
Jun 5, 2018	Warranty Deed, Transfer · Conventional Mortgage MUTUAL SAVINGS & LOAN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 5, 2018 · Amount on File
Deed Sale	Jun 5, 2018 · Amount on File
Deed Document Number	20185014
Record Updated	Sep 20, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUCHANAN MO
Property Address	2301 BENT TREE CT, SAINT JOSEPH, MO 64506-2480
Transaction Type	Mortgage
Record Updated	Aug 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003752/134
Date	Sep 2, 2020
Book Page	3752/134
Instrument	2020007909

Lender

Name	MUTUAL SAVINGS ASSOCIATION
Type	Bank
Address	LEAVENWORTH, KS 66048

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Sep 1, 2040

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUCHANAN MO
Property Address	2301 BENT TREE CT, SAINT JOSEPH, MO 64506-2480
Transaction Type	Mortgage
Record Updated	Aug 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003742/41
Date	Oct 3, 2019
Book Page	3742/41
Instrument	2019008487

Lender

Name	MUTUAL SAVINGS ASSN
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Oct 1, 2044

Interest

Rate Type	Fixed Rate

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUCHANAN MO
Property Address	2301 BENT TREE CT, SAINT JOSEPH, MO 64506-2480
Transaction Type	Mortgage
Record Updated	Aug 16, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2301 BENT TREE CT, SAINT JOSEPH, MO 64506-2480

Mortgage

Document Number	0003763/60
Date	Jun 3, 2021
Book Page	3763/60
Instrument	2021005724

Lender

Name	THE NODAWAY VALLEY BANK
Type	Bank
Address	SAINT JOSEPH, MO 64506

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUCHANAN MO
Recording Date	Jun 5, 2018
Property Address	2301 BENT TREE CT, SAINT JOSEPH, MO 64506-2480
Document Number	2018005014
Instrument Date	Jun 5, 2018
Instrument	2018005014
Transaction Type	Transfer
Record Updated	Aug 16, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2301 BENT TREE CT, SAINT JOSEPH, MO 64506-2480

Mortgage

Document Number	2018005015
Date	Jun 5, 2018
Instrument	2018005015

Lender

Name	MUTUAL SAVINGS & LOAN
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2048

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 2301 Bent Tree Ct was $3,871, up % from the year before.

Source: Buchanan County assessment roll, as of November 4, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Buchanan County
Municipality	St. Joseph City
Unified School District	St. Joseph School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,871.00 (+0.03%)	$55,290 Land $6,180 Building $49,110	$290,970 Land $32,500 Building $258,470
2024	$3,870.00 (+58.15%)
2023	$2,447.00 (-0.73%)	$37,950 (-) Land $5,800 Building $32,150	$199,700 Land $30,500 Building $169,200
2022	$2,465.00	$37,950 Land $5,800 Building $32,150
2021			$199,700 Land $30,500 Building $169,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 2301 Bent Tree Ct; there have been 2 flood claims nearby since 2020.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2020–2021)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jun 2021 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2301 Bent Tree Ct is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 92% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST JOSEPH private · serves 89,171 people · EPA ID MO1010714
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 411 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
United Fiber Fiber	1,000 / 1,000
Optimum Cable	940 / 35

May also be available: Mercury Fiber.

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