23009 Lone Oak Dr, Estero, FL 33928 Property Records

Lee County property record for 23009 Lone Oak Dr, Estero, FL 33928

Property Summary

Property Type	Condominium
Details	3 bd · 2 ba · 1,524 sqft · built 1999
Lot Size	0.105 acres (4,580 sqft)
Owner	2 Company Names on Record
Last Sale	$385,000 (Aug 2023)
Tax Bill	$5,053 (2025)
Deeds & Mortgages	May 2026 Sale Aug 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`09-47-25-E1-23016.0202`

Property Details

APN / Parcel Number

Primary APN	`09-47-25-E1-23016.0202`
Alternative APNs	`250947E1230160202` `04472523000160202` `10449734`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,524 sqft Living Area
1st Floor Area	1,524 sqft

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Condo/Apartment
Lot Area	4,580 sqft (0.105 acres)
View / Lot	Lake
Garage Type	Attached
Garage Area	256 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	182 sqft

Location & Zoning

Account Number	10449734
Street Address	23009 LONE OAK DR
City	ESTERO
State	FL
Zip	33928-4336
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	MARSH LANDING TOWNHOUSE CONDO V DESC IN OR 3093 PG 914 PH 16 BLDG 16 UNIT 202
Legal Range	25E
Legal Township	47S
Legal Section	09
Legal Subdivision	MARSH LANDING TOWNHOUSE CONDO
Legal Phase	16
Legal Tract	E1
Legal Block	2
Legal Lot Number	202
Legal Unit	202
Jurisdiction	LEE FL
Township / Civil Division	BONITA SPRINGS
Census Block Group	2
Census Block	2005
Census Tract	50320

Owner

Source: Lee County records, as of May 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	23009 LONE OAK DR, ESTERO, FL 33928-4336
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
May 7, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Aug 28, 2023	Warranty Deed, Transfer · Conventional Mortgage FIRST FINANCIAL BANK
Jun 18, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 28, 2023 · Amount on Record
Deed Sale	Aug 28, 2023 · Amount on Record
Prior Sale	Feb 16, 2011 · Amount on Record
Deed Document Number	2023285714
Last Transfer Date	Apr 22, 2026
Transfer Doc	0000121039
Record Updated	Sep 20, 2026

May 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LEE FL
Recording Date	May 7, 2026
Property Address	23009 LONE OAK DR, ESTERO, FL 33928-4336
Document Number	0000121039
Instrument Date	Apr 22, 2026
Instrument	2026121039
Transaction Type	Transfer
Record Updated	Aug 28, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$70.70
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	23009 LONE OAK DR, ESTERO, FL 33928-4336

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEE FL
Recording Date	Aug 28, 2023
Property Address	23009 LONE OAK DR, ESTERO, FL 33928-4336
Document Number	0000285714
Map Reference	MB 3093 PG 914
Instrument Date	Aug 28, 2023
Instrument	2023000285714
Transaction Type	Transfer
Record Updated	Sep 7, 2023
Title Company	VENTURE TITLE SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,695.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	713 N ABIGAIL LN, ELLETTSVILLE, IN 47429-8213

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	195 S POND CT, SPRINGBORO, OH 45066-8451

Mortgage

Document Number	0000285716
Date	Aug 28, 2023
Instrument	2023000285716

Lender

Name	FIRST FINANCIAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.25%
Type Change Date	Sep 1, 2026
Change Frequency	6 Months
Min Rate At Change	4.25%
Max Rate At Change	8.25%
Margin	3
Max Rate	12.2%

June 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LEE FL
Recording Date	Jun 18, 2018
Property Address	23009 LONE OAK DR, ESTERO, FL 33928-4336
Document Number	0000147175
Instrument Date	Jun 13, 2018
Instrument	147175
Transaction Type	Transfer
Record Updated	Jul 17, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6300 S VICTOR PIKE BLOOMINGTON IN 474039757, BLOOMINGTON, IN 47403-9757

Tax Assessment & Valuation

Source: Lee County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Lee County
Municipality	Estero Village
Unified School District	Lee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,053.00 (+122.99%)	$359,984 (+90.23%) Building $359,984	$359,984 (-3.23%) Building $359,984
2023	$2,266.00 (-2.5%) Homeowner's exemption	$189,240 (+3%)	$372,000 (+45.42%) Building $372,000
2022	$2,324.00 Homeowner's exemption	$183,728	$255,808 Building $255,808

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 105 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	221 units insured incl. 116 condo units
Nearby Flood Claims	3 (2017–2022)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Sep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BONITA SPRINGS UTILITIES serves 76,033 people · EPA ID FL5360025
Water Source	Groundwater
Last State Inspection	May 2023
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Summit Broadband Fiber	40,000 / 40,000
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

May also be available: Hotwire Communications, T-Mobile, Verizon.

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