23000 Prophet Rd, Rock Falls, IL 61071 Property Records

Whiteside County property record for 23000 Prophet Rd, Rock Falls, IL 61071

Property Summary

Property Type	General Agricultural/Rural
Lot Size	3 acres (130,680 sqft)
Owner	Trust Name on File
Last Sale	$170,000 (Dec 2020)
Tax Bill	$4,245 (2025)
Deeds & Mortgages	Nov 2023 Sale Dec 2020 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`1616426001`

Property Details

APN / Parcel Number

Primary APN	`1616426001`
Alternative APNs	`106981` `116877`

Exterior

Lot Area	130,680 sqft (3 acres)

Location & Zoning

Account Number	116877
Street Address	23000 PROPHET RD
City	ROCK FALLS
State	IL
Zip	61071-9509
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > General Agricultural/Rural
Legal Description	N 200' OF LOT 1 SE SEC 16 TWP 20 RNG 6 10901X
Legal Range	06E
Legal Township	20N
Legal Section	16
Legal Subdivision	GILLETTE ADDITION
Legal Lot Number	1
Jurisdiction	WHITESIDE IL
Township / Civil Division	HUME
Census Block Group	1
Census Block	1009
Census Tract	800

Owner

23000 Prophet Rd, an agricultural property, is held in a trust since October 2023.

Source: Whiteside County records, as of May 22, 2026

Owner of Record	Trust Name on File
Mailing Address	7434 N WOLCOTT AVE, CHICAGO, IL 60626-5514
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 20, 2023	Deed, Transfer
Dec 8, 2020	Deed of Trust, Mortgage · Stand-Alone First Mortgage THE HUNTINGTON NATIONAL BANK
Jun 28, 2019	Deed of Trust, Mortgage · FHA Mortgage VIBRANT CU
Jul 16, 2019	Warranty Deed, Transfer · FHA Mortgage VIBRANT CU
Sep 10, 2018	Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS
Jun 11, 2018	Deed of Trust, Mortgage · Conventional with PMI SELECT EMPS FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 8, 2020 · Amount on File
Deed Sale	Dec 8, 2020 · Amount on File
Prior Sale	Jul 16, 2019 · Amount on File
Deed Document Number	20208056
Last Transfer Date	Oct 3, 2023
Transfer Doc	0000005691
Record Updated	Sep 20, 2026

November 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	WHITESIDE IL
Recording Date	Nov 20, 2023
Property Address	23000 PROPHET RD, ROCK FALLS, IL 61071-9509
Document Number	0000005691
Instrument Date	Sep 8, 2023
Instrument	2023-05691
Transaction Type	Transfer
Record Updated	May 22, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7434 N WOLCOTT AVE, CHICAGO, IL 60626-5514

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITESIDE IL
Property Address	23000 PROPHET RD, ROCK FALLS, IL 61071-9635
Transaction Type	Mortgage
Record Updated	Jun 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008057
Date	Dec 8, 2020
Instrument	2020-08057

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	193 Months
Due	Jan 1, 2037

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITESIDE IL
Property Address	23000 PROPHET RD, ROCK FALLS, IL 61071-9635
Document Number	0000005938
Instrument Date	Jun 28, 2019
Transaction Type	Mortgage
Record Updated	Nov 8, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	23000 PROPHET RD ROCK FALLS IL 610719635, ROCK FALLS, IL 61071-9635

Mortgage

Document Number	0000005938
Date	Oct 28, 2019
Instrument	5938

Lender

Name	VIBRANT CU
Address	MOLINE, IL 61265

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 27, 2049

Interest

Rate	3.75%

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHITESIDE IL
Recording Date	Jul 16, 2019
Property Address	23000 PROPHET RD, ROCK FALLS, IL 61071-9635
Document Number	0000003728
Instrument Date	Jun 13, 2019
Instrument	3728
Transaction Type	Transfer
Record Updated	Jul 24, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$246.75
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	23000 PROPHET RD ROCK FALLS IL 610719635, ROCK FALLS, IL 61071-9635

Mortgage

Document Number	3729
Date	Jul 16, 2019
Instrument	3729

Lender

Name	VIBRANT CU
Address	MOLINE, IL 61265

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 15, 2049

Interest

Rate	3.75%

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHITESIDE IL
Recording Date	Sep 10, 2018
Property Address	23000 PROPHET RD, ROCK FALLS, IL 61071-9635
Document Number	0000004974
Instrument Date	Sep 7, 2018
Instrument	4974
Transaction Type	Transfer
Record Updated	Sep 25, 2018
Title Company	HB WILKINSON TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$217.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23000 PROPHET RD ROCK FALLS IL 610719635, ROCK FALLS, IL 61071-9635

Mortgage

Document Number	4975
Date	Sep 10, 2018
Instrument	4975

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 9, 2048

Interest

Rate Type	Fixed Rate
Rate	4.62%

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITESIDE IL
Property Address	23000 PROPHET RD, ROCK FALLS, IL 61071-9635
Document Number	0000003760
Instrument Date	Jun 11, 2018
Transaction Type	Mortgage
Record Updated	Aug 2, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23000 PROPHET RD ROCK FALLS IL 610719635, ROCK FALLS, IL 61071-9635

Mortgage

Document Number	0000003760
Date	Jul 16, 2018
Instrument	3760

Lender

Name	SELECT EMPS FCU
Type	Credit Union
Address	STERLING, IL 61081

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	60 Months
Due	Jul 15, 2023

Tax Assessment & Valuation

The 2025 property tax bill for 23000 Prophet Rd was $4,245.

Source: Whiteside County assessment roll, as of May 22, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Whiteside County
County Subdivision	Hume Township
Elementary School District	Montmorency Community Consolidated School District 145 (KG - 08)
Secondary School District	Rock Falls Township High School District 301 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,245.00	$51,386 Land $4,841 Building $46,545
2024			$154,158 Land $14,523 Building $139,635
2022	$3,817.00 Senior Citizen's exemption	$54,341 Land $19,294 Building $35,047	$163,023 Land $57,882 Building $105,141

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 23000 Prophet Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	5 (1985–2018)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Feb 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 23000 Prophet Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 65% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Strada Communications Fiber	1,000 / 1,000

May also be available: Nextlink.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Prophet Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures