2300 N 46th St, McAllen, TX 78501 Property Records

Hidalgo County property record for 2300 N 46th St, McAllen, TX 78501

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 2,034 sqft · built 2005
Lot Size	0.152 acres (6,599 sqft)
Owner	Individual Name on File
Last Sale	$239,873 (Jul 2026)
Tax Bill	$3,698 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Sep 2024 Mortgage + 2 more
APN	`D405500000003400`

Property Details

APN / Parcel Number

Primary APN	`D405500000003400`
Alternative APNs	`R684656` `684656`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,034 sqft Living Area
Gross Area	2,478 sqft
1st Floor Area	807 sqft
2nd Floor Area	1,227 sqft
Utility Area	120 sqft
Flooring	Tile

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2015
Exterior Material	Brick
Roof Material	Composition Shingle
Lot Area	6,599 sqft (0.152 acres)
Lot Dimensions	103 ft deep x 64 ft wide
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	24 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2300 N 46TH ST
City	MCALLEN
State	TX
Zip	78501-3651
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	DERBY DOWNS LOT 34
Legal Subdivision	DERBY DOWNS
Legal Tract	34
Legal Block	1
Legal Lot Number	34
Jurisdiction	HIDALGO TX
Township / Civil Division	MCALLEN-PHARR
Census Block Group	1
Census Block	1013
Census Tract	20732

Owner

2300 N 46th St is owned and occupied by an individual who bought it in July 2026.

Source: Hidalgo County records, as of September 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	2300 N 46TH ST, MCALLEN, TX 78501-3651
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2026	Deed, Transfer · Seller Carry-Back NONE LISTED ON DOCUMENT
Sep 27, 2024	Deed of Trust, Mortgage · FHA Mortgage JACKSON FLAGSTAR CENTRE OFFICE
Jan 28, 2021	Deed of Trust, Mortgage · FHA Mortgage FLAGSTAR BANK FSB
Jan 29, 2018	Vendor's Lien, Transfer · FHA Mortgage EUSTIS MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 6, 2026 · Amount on File
Deed Sale	Jul 6, 2026 · Amount on File
Prior Sale	Jan 29, 2018 · Amount on File
Deed Document Number	20263767379
Prior Transfer Date	Mar 7, 2017
Prior Transfer Doc	0002800347
Record Updated	Oct 29, 2026

July 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	HIDALGO TX
Recording Date	Jul 6, 2026
Property Address	2300 N 46TH ST, MCALLEN, TX 78501-3651
Document Number	0003767379
Instrument Date	Jun 18, 2026
Instrument	20263767379
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2300 N 46TH ST, MCALLEN, TX 78501-3651

Mortgage

Document Number	0003767380,
Date	Jul 6, 2026
Instrument	20263767380

Lender

Special Notes	Seller Financed

Agreement

Type	Seller Carry-Back
Amount	Amount on Record

Interest

Max Rate	-1%

September 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HIDALGO TX
Property Address	2300 N 46TH ST, MCALLEN, TX 78501-3651
Transaction Type	Mortgage
Record Updated	Jan 21, 2026
Title Company	UNKNOWN, TIMIOS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2300 N 46TH ST, MCALLEN, TX 78501-3651

Mortgage

Document Number	0003584812
Date	Sep 27, 2024
Instrument	3584812

Lender

Name	JACKSON FLAGSTAR CENTRE OFFICE
Type	Bank
Address	JACKSONVILLE, FL 32256

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	281 Months
Due	Feb 1, 2048

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HIDALGO TX
Property Address	2300 N 46TH ST, MCALLEN, TX 78501-3651
Transaction Type	Mortgage
Record Updated	Feb 11, 2021
Title Company	FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2300 N 46TH ST, MCALLEN, TX 78501-3651

Mortgage

Document Number	0003188048
Date	Jan 28, 2021
Instrument	3188048

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	JACKSONVILLE, FL 32202

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	325 Months
Due	Feb 1, 2048

January 2018: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	HIDALGO TX
Recording Date	Jan 29, 2018
Property Address	2300 N 46TH ST, MCALLEN, TX 78501-3651
Document Number	0002883554
Map Reference	VOL 46 PG 87
Instrument Date	Jan 22, 2018
Instrument	2883554
Transaction Type	Transfer
Record Updated	Nov 26, 2021
Title Company	SIERRA TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2300 N 46TH ST, MCALLEN, TX 78501-3651

Mortgage

Document Number	0002883555
Date	Jan 29, 2018
Instrument	2883555

Lender

Name	EUSTIS MORTGAGE CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 2300 N 46th St was $3,698, up 35.5% from the year before.

Source: Hidalgo County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Hidalgo County
Municipality	McAllen City
Unified School District	Sharyland Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$218,702 (%) Land $51,146 Building $167,556	$218,702 (-1.42%) Land $51,146 Building $167,556
2025	$3,698.00 (+35.46%) Homeowner's exemption	$218,710 Land $51,146 Building $170,713	$221,859 Land $51,146 Building $170,713
2024	$2,730.00 (-15.71%)
2023	$3,239.00 (+26.52%) Homeowner's exemption	$181,858 Land $51,146 Building $149,294	$200,440 Land $51,146 Building $149,294
2022	$2,560.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 2300 N 46th St; there have been 5 flood claims nearby since 2018.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 55 policies
Nearby Flood Policies	55 in force
Nearby Flood Claims	5 (2018–2020)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Jul 2020 · Hurricane Hanna
Claims by Event	Hurricane Hanna, Jul 2020 · 2 claims Severe Storms And Flooding, Jun 2018 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2300 N 46th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97.6% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCALLEN PUBLIC UTILITY serves 145,050 people · EPA ID TX1080006
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 495 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
TWIN Fixed Wireless	400 / 100
VTX Communications Fixed Wireless · Fiber in parts of the area	400 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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