2300 Franklin St, Onalaska, WI 54650 Property Records

La Crosse County property record for 2300 Franklin St, Onalaska, WI 54650

Property Summary

Property Type	Single Family Home
Lot Size	0.46 acres (20,038 sqft)
Owner	Individual Name on Record
Last Sale	$200,000 (Nov 2022)
Tax Bill	$2,787 (2025)
Deeds & Mortgages	Aug 2026 Mortgage May 2006 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`018-004235-000`

Property Details

APN / Parcel Number

Primary APN	`018-004235-000`
Alternative APNs	`18 4235 0` `44455`

Exterior

Lot Area	20,038 sqft (0.46 acres)

Location & Zoning

Account Number	44455
Old Parcel Number	18 4235 0
Street Address	2300 FRANKLIN ST
City	ONALASKA
State	WI
Zip	54650-9047
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2ND ADDN SCHALLERS OAK PARK LOT 85
Legal Range	07
Legal Township	17
Legal Section	29
Legal Quarter	NE
Quarter-Quarter Section	SE
Legal Subdivision	2ND ADD SCHALLERS OAK PARK
Legal Lot Number	85
Jurisdiction	LA CROSSE WI
Township / Civil Division	ONALASKA
Census Block Group	2
Census Block	2024
Census Tract	10404

Owner

Source: La Crosse County records, as of February 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	2300 FRANKLIN ST, ONALASKA, WI 54650-9047
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 19, 2026	Deed of Trust, Mortgage · Conventional Mortgage MARINE CREDIT UNION
May 30, 2006	Deed of Trust, Mortgage · Line of Credit ADVANTAGE CU
Apr 1, 2011	Deed of Trust, Mortgage M & I BANK
Apr 25, 2011	Deed of Trust, Mortgage · FHA Mortgage PEOPLES HOME EQUITY INC
Nov 30, 2022	Warranty Deed, Transfer · Conventional Mortgage ALTRA FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 30, 2022 · Amount on Record
Deed Sale	Nov 30, 2022 · Amount on Record
Deed Document Number	1802652
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA CROSSE WI
Recording Date	Aug 19, 2026
Property Address	2300 FRANKLIN ST, ONALASKA, WI 54650-9047
Document Number	0001853412
Instrument Date	Aug 14, 2026
Instrument	20261853412
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2300 FRANKLIN ST, ONALASKA, WI 54650-9047

Mortgage

Document Number	0001853412,
Date	Aug 19, 2026
Instrument	20261853412

Lender

Name	MARINE CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 1, 2041

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

May 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA CROSSE WI
Property Address	2300 FRANKLIN ST, ONALASKA, WI 54650-9047
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001450305
Date	May 30, 2006
Instrument	1450305

Lender

Name	ADVANTAGE CU
Type	Credit Union
Address	ONALASKA, WI 54650

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2011: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA CROSSE WI
Property Address	2300 FRANKLIN ST, ONALASKA, WI 54650-9047
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001571728
Date	Apr 1, 2011
Instrument	1571728

Lender

Name	M & I BANK
Type	Bank

Agreement

Amount	Amount Recorded

April 2011: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA CROSSE WI
Property Address	2300 FRANKLIN ST, ONALASKA, WI 54650-9047
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001572730
Date	Apr 25, 2011
Instrument	1572730

Lender

Name	PEOPLES HOME EQUITY INC
Type	Non-Lending Institution
Address	BRENTWOOD, TN 37027

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2041

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LA CROSSE WI
Recording Date	Nov 30, 2022
Property Address	2300 FRANKLIN ST, ONALASKA, WI 54650-9047
Document Number	0001802652
Instrument Date	Nov 21, 2022
Instrument	1802652
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	NEW CASTLE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$600.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001802653
Date	Nov 30, 2022
Instrument	1802653

Lender

Name	ALTRA FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	7.25%
Adjustable	Adjustable Rate Rider
Type Change Date	Dec 1, 2020
Change Frequency	Annually
Min Rate At Change	5.25%
Max Rate At Change	9.25%
Index	1-Year CMT
Max Rate	13.2%

Tax Assessment & Valuation

Source: La Crosse County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Wisconsin
County	La Crosse County
Municipality	Onalaska City
Unified School District	Onalaska School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,787.00 (-21.03%) Homeowner's exemption	$221,900 (+6.17%) Land $84,100 Building $137,800	$224,500 (+7.42%)
2023	$3,529.00 Homeowner's exemption	$209,000 Land $60,000 Building $149,000	$209,000 Land $60,000 Building $149,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ONALASKA WATERWORKS serves 18,000 people · EPA ID WI6320327
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 179 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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