St. Clair County property record for 2300 Cochrane Rd, Berlin, MI 48002
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,181 sqft · built 1999 |
| Lot Size | 12.7 acres (555,826 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $3,729 (2025) |
| Deeds & Mortgages | Apr 2022 Mortgage Apr 2022 Line of Credit |
| Flood Zone | Zone A (high risk) |
| APN | 74-09-008-1001-201 |
| Primary APN | 74-09-008-1001-201 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,181 sqft Living Area |
| 1st Floor Area | 1,454 sqft |
| Basement Area | 1,454 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Lot Area | 555,826 sqft (12.7 acres) |
| Lot Dimensions | 1,313 ft deep x 423 ft wide |
| Garage Area | 600 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 2300 COCHRANE RD |
|---|---|
| City | BERLIN |
| State | MI |
| Zip | 48002-1703 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AG |
| Legal Description | BEG S 00D 59M 48S E 1804.85' FROM NW SEC COR, TH S 00D 59M 48S E 423.34', TH N 89D 00M 12S E 241.19', TH N 46D 24M 44 E |
| Legal Range | 13E |
| Legal Township | 06N |
| Legal Section | 08 |
| Jurisdiction | SAINT CLAIR MI |
| Township / Civil Division | BERLIN |
| Census Block Group | 2 |
| Census Block | 2037 |
| Census Tract | 657200 |
2300 Cochrane Rd is owned and occupied by an individual.
Source: St. Clair County records, as of September 17, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2300 COCHRANE RD, BERLIN, MI 48002-1703 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 22, 2022 | Deed of Trust, Mortgage FIFTH THIRD BANK NA |
| Apr 22, 2022 | Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 2300 COCHRANE RD, BERLIN, MI 48002-1703 |
| Transaction Type | Mortgage |
| Record Updated | Sep 13, 2022 |
| Title Company | ACCURATE EQUITY GROUP |
| Name | Verified Name |
|---|---|
| Address | 2300 COCHRANE RD, BERLIN, MI 48002-1703 |
| Document Number | 0005513746 |
|---|---|
| Date | Apr 22, 2022 |
| Book Page | 5513/746 |
| Instrument | 2022010381 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Address | GRAND RAPIDS, MI 49546 |
| Amount | Amount on Record |
|---|---|
| Term | 176 Months |
| Due | Dec 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 2300 COCHRANE RD, BERLIN, MI 48002-1703 |
| Transaction Type | Mortgage |
| Record Updated | Sep 13, 2022 |
| Title Company | ACCURATE EQUITY GROUP |
| Name | Verified Name |
|---|---|
| Address | 2300 COCHRANE RD, BERLIN, MI 48002-1703 |
| Document Number | 0005513762 |
|---|---|
| Date | Apr 22, 2022 |
| Book Page | 5513/762 |
| Instrument | 2022010382 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Address | GRAND RAPIDS, MI 49546 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 2300 Cochrane Rd was $3,729 with a homeowner's exemption, up 1% from the year before.
Source: St. Clair County assessment roll, as of September 17, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Clair County |
| County Subdivision | Berlin Township |
| Unified School District | Capac Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $222,500 (+5.4%) | $445,000 | |
| 2025 | $3,729.00 (+1%) Homeowner's exemption | $211,100 | |
| 2024 | $3,692.00 | $422,200 | |
| 2023 | $179,400 | ||
| 2022 | $3,346.00 | $358,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2300 Cochrane Rd in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2300 Cochrane Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
| AT&T Fixed Wireless | 25 / 3 |
| T-Mobile Fixed Wireless | 25 / 3 |
May also be available: Air Advantage, Frontier.
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