230 Wright St, Frankfort, KY 40601 Property Records

Franklin County property record for 230 Wright St, Frankfort, KY 40601 · Last verified April 2026

Property Summary

Property Type	Commercial
Lot Size	0.152 acres (6,625 sqft)
Owner	Company Name on File
Tax Bill	$205 (2025)
Deeds & Mortgages	Jul 2019 Mortgage Apr 2016 Mortgage + 1 more
Flood Zone	Zone X (reduced by levee)
APN	`061-43-05-010.00`

Property Details

APN / Parcel Number

Primary APN	`061-43-05-010.00`
Alternative APN	`74964`

Interior

Stories	1 Story

Exterior

Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,625 sqft (0.152 acres)
Lot Dimensions	125 ft deep x 53 ft wide
Terrain	Rolling
View / Lot	Flood Plain/Flood Zone
Driveway	Asphalt Driveway

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	74964
Street Address	230 WRIGHT ST
City	FRANKFORT
State	KY
Zip	40601-2169
Property Category	Commercial
Property Type	Commercial > Retail
Jurisdiction	FRANKLIN KY
Township / Civil Division	FRANKFORT
Census Block Group	2
Census Block	2023
Census Tract	71200

Owner

Source: Franklin County records · APN 061-43-05-010.00

Assessment roll updated March 27, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	PO BOX 24, FRANKFORT, KY 40602-0024
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jul 23, 2019	Deed of Trust, Mortgage · Commercial Mortgage CITIZENS COMMERCE BANK
Apr 13, 2016	Deed of Trust, Mortgage · Commercial Mortgage CITIZENS COMMERCE NATIONAL BANK
Nov 19, 2024	Deed of Trust, Mortgage · Commercial Mortgage CITY NATIONAL BANK OF WEST VIRGINIA

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Jun 08, 2026

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN KY
Property Address	230 WRIGHT ST, FRANKFORT, KY 40601-2169
Transaction Type	Mortgage
Record Updated	Mar 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0M1497/084
Date	Jul 23, 2019
Book Page	M1497/084
Instrument	492008

Lender

Name	CITIZENS COMMERCE BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Jul 19, 2024

April 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN KY
Property Address	230 WRIGHT ST, FRANKFORT, KY 40601-2169
Transaction Type	Mortgage
Record Updated	Mar 27, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0M1374/537
Date	Apr 13, 2016
Book Page	M1374/537
Instrument	443694

Lender

Name	CITIZENS COMMERCE NATIONAL BANK
Type	Bank
Address	VERSAILLES, KY 40383

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Apr 06, 2017

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN KY
Property Address	230 WRIGHT ST, FRANKFORT, KY 40601-2169
Transaction Type	Mortgage
Record Updated	Mar 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0M1757/581
Date	Nov 19, 2024
Book Page	M1757/581
Instrument	857297

Lender

Name	CITY NATIONAL BANK OF WEST VIRGINIA
Type	Bank
Address	FRANKFORT, KY 40601

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Nov 04, 2034

Interest

Rate Type	Adjustable Rate
Change Frequency	5 Years

Tax Assessment & Valuation

Source: Franklin County records · Assessment roll updated March 27, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Franklin County
Municipality	Frankfort City
Unified School District	Frankfort Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$205.00 (-3.76%)	$45,000 (-) Land $10,000 Building $35,000	$45,000 (-) Land $10,000 Building $35,000
2023	$213.00 (-0.47%)	$45,000 (-)	$45,000 (-)
2022	$214.00	$45,000	$45,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Franklin County (21073C), updated December 21, 2017 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 210730712002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Reduced by levee depends on levee performance
500-Year Floodplain	No
Nearby Flood Claims	10 (1978–1997)
Claims Outside the SFHA	8 of 10
Most Recent Claim	Mar 1997, rainfall accumulation, Severe Storm, Flooding, And Tornadoes
Claims By Storm	Severe Storm, Flooding, And Tornadoes, Mar 1997 · 7 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 351 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: AT&T, Electric and Water Plant Board of the City of Frankfort. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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