230 Watterson Rd, Grover, NC 28073 Property Records

Cleveland County property record for 230 Watterson Rd, Grover, NC 28073

Property Summary

Property Type	Single Family Home
Details	2,356 sqft · built 2003
Lot Size	2.13 acres (92,957 sqft)
Owner	Individual Name on File
Tax Bill	$1,008 (2026)
Deeds & Mortgages	Feb 2018 Mortgage Feb 2018 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`57226`

Property Details

APN / Parcel Number

Primary APN	`57226`
Alternative APN	`1002794`

Interior

Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	2,356 sqft Finished Area

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2006
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Lot Area	92,957 sqft (2.13 acres)
Deck Area	64 sqft
Storage Building	Storage Building

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Heat Pump

Location & Zoning

Account Number	1002794
Street Address	230 WATTERSON RD
City	GROVER
State	NC
Zip	28073-8530
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15
Legal Description	#5PB27-161 OFF RD 2229
Legal Subdivision	MARTHA C LAVENDER PROPERTY
Legal Block	1
Legal Lot Number	246
Jurisdiction	CLEVELAND NC
Township / Civil Division	CLEVELAND
Census Block Group	1
Census Block	1025
Census Tract	950604

Owner

Source: Cleveland County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	230 WATTERSON RD, GROVER, NC 28073-8530
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 7, 2018	Deed of Trust, Mortgage · Conventional Mortgage HUD-HOUSING/URBAN DEV
Feb 7, 2018	Loan Modification, Mortgage · Conventional with PMI WELLS FARGO BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Sep 9, 2008
Transfer Doc	0015610891
Record Updated	Oct 29, 2026

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEVELAND NC
Property Address	230 WATTERSON RD, GROVER, NC 28073-8530
Document Number	0017611239
Instrument Date	Feb 7, 2018
Transaction Type	Mortgage
Record Updated	Jan 11, 2019
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	230 WATTERSON RD GROVER NC 280738530, GROVER, NC 28073-8530

Mortgage

Document Number	0017611239
Date	Feb 21, 2018
Book Page	001761/001239
Instrument	10421

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410-8000

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 20, 2048

February 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CLEVELAND NC
Property Address	230 WATTERSON RD, GROVER, NC 28073-8530
Document Number	0017620236
Instrument Date	Feb 7, 2018
Transaction Type	Mortgage
Record Updated	Mar 16, 2018
Title Company	FIRST AMERICAN TITLE INC COMPANY, FIRST AMERICAN TITLE INC CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	230 WATTERSON RD GROVER NC 280738530, GROVER, NC 28073-8530

Mortgage

Document Number	0017620236
Date	Mar 2, 2018
Book Page	001762/000236
Instrument	10775

Lender

Name	WELLS FARGO BK
Type	Bank
Address	FORTMILL, SC 29715

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2048

Tax Assessment & Valuation

Source: Cleveland County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cleveland County
Unified School District	Cleveland County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,008.00 (+8.15%)	$144,655 (-) Land $31,039 Building $113,616	$144,655 (-) Land $31,039 Building $113,616
2025	$932.00	$144,655 (+32.94%) Land $31,039 Building $113,616	$144,655 (+32.94%) Land $31,039 Building $113,616
2023		$108,809 Land $26,652 Building $82,157	$108,809 Land $26,652 Building $82,157

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEVELAND COUNTY WATER serves 59,395 people · EPA ID NC0123055
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Watterson Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures