230 W Higgins St, Midway, KY 40347 Property Records

Woodford County property record for 230 W Higgins St, Midway, KY 40347

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,980 sqft · built 1995
OwnerCompany Name on Record
Last Sale$315,000 (Mar 2022)
Tax Bill$3,129 (2025)
Deeds & MortgagesMar 2022 Sale
Feb 2018 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN38-2006-004-06

Property Details

APN / Parcel Number

Primary APN38-2006-004-06
Alternative APN
  • 34535

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area1,980 sqft Living Area
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1995
Exterior MaterialCombination
Foundation TypeBlock
Garage Area441 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemCentral

Location & Zoning

Account Number34535
Street Address230 W HIGGINS ST
CityMIDWAY
StateKY
Zip40347-5038
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description2 STORY
Legal Lot Number83G
JurisdictionWOODFORD KY
Township / Civil DivisionMIDWAY
Census Block Group1
Census Block1056
Census Tract50400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Midway Historic District
listed 1978 · 177 contributing resources · NRIS 78001415

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Woodford County records, as of December 11, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address2400 SPRING STATION RD, MIDWAY, KY 40347-9745
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Mar 18, 2022Deed, Transfer
Feb 1, 2018Deed of Trust, Mortgage · Conventional Mortgage
WELLS FARGO BANK NA
May 27, 2020Deed of Trust, Mortgage · Conventional Mortgage
WELLS FARGO BANK NA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 18, 2022 · Amount on Record
Deed SaleMar 18, 2022 · Amount on Record
Deed Document Number133600
Deed Book / PageD332 / 421
Record UpdatedJun 8, 2026

March 2022: Deed, Transfer

Document TypeDeed
JurisdictionWOODFORD KY
Recording DateMar 18, 2022
Property Address230 W HIGGINS ST, MIDWAY, KY 40347-5038
Document Number00D332/421
Book / PageD332 / 421
Map ReferenceCAB C SL 11
Instrument DateMar 18, 2022
Instrument133600
Transaction TypeTransfer
Record UpdatedFeb 28, 2023

Transaction

AmountAmount Recorded
Tax$315.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4580 LEXINGTON RD, HARRODSBURG, KY 40330-9221

Transferred To (Grantee/Buyer)

NameVerified Name
Address2400 SPRING STATION RD, MIDWAY, KY 40347-9745

February 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWOODFORD KY
Property Address230 W HIGGINS ST, MIDWAY, KY 40347-5038
Transaction TypeMortgage
Record UpdatedFeb 7, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberM811/136
DateFeb 1, 2018
Book PageM811/136
Instrument49053
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 1, 2048

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWOODFORD KY
Property Address230 W HIGGINS ST, MIDWAY, KY 40347-5038
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyMATTINGLY FORD TTL SVCS LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberM867/98
DateMay 27, 2020
Book PageM867/98
Instrument89694
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueJun 1, 2035

Tax Assessment & Valuation

Source: Woodford County assessment roll, as of April 1, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyWoodford County
MunicipalityMidway City
Unified School DistrictWoodford County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,129.00 (-0.95%)$346,500 (+1%)$346,500 (+1%)
2023$3,159.00$315,000$315,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims7 (1978–2015)
Most Recent ClaimApr 2015 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMIDWAY MUNICIPAL WATER WORKS
serves 2,174 people · EPA ID KY1200283
Water SourcePurchased surface water from FRANKFORT PLANT BOARD
Last State InspectionMay 2023
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Windstream
Fiber · DSL in parts of the area
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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