230 W 20th St, Chico, CA 95928 Property Records

Butte County property record for 230 W 20th St, Chico, CA 95928

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 952 sqft · built 1910
Lot Size	0.1 acres (4,356 sqft)
Owner	2 Individual Names on File
Tax Bill	$60 (2025)
Deeds & Mortgages	Sep 2022 Line of Credit Sep 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`005-262-009-000`

Property Details

APN / Parcel Number

Primary APN	`005-262-009-000`
Alternative APN	`005-262-009`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	2 Rooms
Building Area	952 sqft Living Area

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1950
Construction Type	Wood
Lot Area	4,356 sqft (0.1 acres)
Garage Type	Attached
Garage Area	435 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	005-262-009
Street Address	230 W 20TH ST
City	CHICO
State	CA
Zip	95928-7017
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD-1
Legal Description	230 W 20TH ST
Legal Subdivision	BARBER ADD 01
Legal Block	7
Legal Lot Number	7,8
Jurisdiction	BUTTE CA
Township / Civil Division	CHICO
Census Block Group	1
Census Block	1024
Census Tract	1200

Owner

230 W 20th St is owned and occupied by two individuals.

Source: Butte County records, as of August 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	23O W 2ND ST, CHICO, CA 95928
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 2, 2022	Deed of Trust, Mortgage · Line of Credit TRI COUNTIES BANK
Sep 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage TRI COUNTIES BANK
May 14, 2018	Deed of Trust, Mortgage · Commercial Mortgage TRI COUNTIES BANK
Sep 23, 2017	Deed of Trust, Mortgage · Conventional Mortgage TRI COUNTIES BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUTTE CA
Property Address	230 W 20TH ST, CHICO, CA 95928-7017
Transaction Type	Mortgage
Record Updated	Sep 30, 2022
Title Company	ACCOMMODATION

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	230 W 20TH ST, CHICO, CA 95928-7017

Mortgage

Document Number	0000029094
Date	Sep 2, 2022
Instrument	2022-0029094

Lender

Name	TRI COUNTIES BANK
Type	Bank
Address	CHICO, CA 95928

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUTTE CA
Property Address	230 W 20TH ST, CHICO, CA 95928-7017
Transaction Type	Mortgage
Record Updated	Oct 15, 2021
Title Company	E-PLACER TITLE, PLACER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	230 W 20TH ST, CHICO, CA 95928-7017

Mortgage

Document Number	0000041091
Date	Sep 13, 2021
Instrument	2021-0041091

Lender

Name	TRI COUNTIES BANK
Type	Bank
Address	CHICO, CA 95973

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Oct 1, 2036

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUTTE CA
Property Address	230 W 20TH ST, CHICO, CA 95928-7017
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE OFS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000015961
Date	May 14, 2018
Instrument	2018-0015961

Lender

Name	TRI COUNTIES BANK
Type	Bank
Address	SANTA ANA, CA 92707

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUTTE CA
Property Address	230 W 20TH ST, CHICO, CA 95928-7017
Document Number	0000034891
Instrument Date	Sep 23, 2017
Transaction Type	Mortgage
Record Updated	Oct 17, 2017
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	230 W 20TH ST CHICO CA 959287017, CHICO, CA 95928-7017

Mortgage

Document Number	0000034891
Date	Sep 28, 2017
Instrument	34891

Lender

Name	TRI COUNTIES BANK
Type	Bank
Address	CHICO, CA 95973

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Sep 27, 2027

Tax Assessment & Valuation

The 2025 property tax bill for 230 W 20th St was $60 with a veteran's exemption.

Source: Butte County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Butte County
Municipality	Chico City
Unified School District	Chico Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$150,576 (+2%) Land $68,525 Building $82,051
2025	$60.00 Disabled Person's exemption Veteran's exemption	$147,625 Land $67,182 Building $80,443
2024			$280,800
2023	$36.00 (-2.7%) Disabled Person's exemption Veteran's exemption	$141,894 Land $64,574 Building $77,320
2022	$37.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 230 W 20th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 15 policies
Nearby Flood Policies	15 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 230 W 20th St is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 77% of California
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL-WATER SERVICE CO.-CHICO private · serves 110,473 people · EPA ID CA0410002
Water Source	Groundwater
Last State Inspection	May 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 382 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Race Communications Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: DigitalPath.

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