230 Sunset Villa Cir, O Fallon, MO 63366 Property Records

St. Charles County property record for 230 Sunset Villa Cir, O Fallon, MO 63366

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,004 sqft · built 2012
Lot Size	0.19 acres (8,276 sqft)
Owner	2 Individual Names on File
Last Sale	$262,000 (Dec 2020)
Tax Bill	$3,929 (2025)
Deeds & Mortgages	Oct 2020 Line of Credit Dec 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`T060300059`

Property Details

APN / Parcel Number

Primary APN	`T060300059`
Alternative APN	`2-050D-9727-00-0057.0000000`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	2,004 sqft Living Area
Gross Area	2,822 sqft
1st Floor Area	1,114 sqft
Basement Area	668 sqft
Finished Basement	250 sqft
Unfinished Basement	418 sqft

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Lot Area	8,276 sqft (0.19 acres)
Terrain	Rolling
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	T060300059
Street Address	230 SUNSET VILLA CIR
City	O FALLON
State	MO
Zip	63366-2281
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUNSET HILLS CAREFREE COMMUNITY LIVING LOT 57
Legal Subdivision	SUNSET HILLS CAREFREE COMMUNITY LIVING
Legal Lot Number	57
Jurisdiction	ST CHARLES MO
Township / Civil Division	WENTZVILLE
Census Block Group	3
Census Block	3008
Census Tract	311802

Owner

230 Sunset Villa Cir is owned and occupied by two individuals who bought it in December 2020.

Source: St. Charles County records, as of August 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	230 SUNSET VILLA CIR, O FALLON, MO 63366-2281
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2020	Deed of Trust, Mortgage · Line of Credit HAWTHORN BANK
Dec 7, 2020	Warranty Deed, Transfer · FHA Mortgage GUARANTEED RATE AFFINITY LLC
Aug 24, 2017	Warranty Deed, Transfer · Conventional Mortgage HAWTHORN BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 7, 2020 · Amount on File
Deed Sale	Dec 7, 2020 · Amount on File
Prior Sale	Aug 24, 2017 · Amount on File
Deed Document Number	202095581
Prior Transfer Date	Nov 17, 2020
Prior Transfer Doc	0000095580
Record Updated	Sep 20, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	230 SUNSET VILLA CIR, O FALLON, MO 63366-2281
Transaction Type	Mortgage
Record Updated	Aug 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	230 SUNSET VILLA CIR, O FALLON, MO 63366-2281

Mortgage

Document Number	0000082156
Date	Oct 27, 2020
Instrument	2020R-082156

Lender

Name	HAWTHORN BANK
Type	Bank
Address	JEFFERSON CITY, MO 65101

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Dec 7, 2020
Property Address	230 SUNSET VILLA CIR, O FALLON, MO 63366-2281
Document Number	0000095581
Map Reference	MB 41 PG 329
Instrument Date	Dec 1, 2020
Instrument	2020R-095581
Transaction Type	Transfer
Record Updated	Aug 16, 2022
Title Company	INVESTORS TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9 SPRING CT, 9, O FALLON, MO 63366-1006

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	230 SUNSET VILLA CIR, O FALLON, MO 63366-2281

Mortgage

Document Number	0000095582
Date	Dec 7, 2020
Instrument	2020R-095582

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Aug 24, 2017
Property Address	230 SUNSET VILLA CIR, O FALLON, MO 63366-2281
Document Number	0000532570
Book / Page	6796 / 1347
Map Reference	MB 41 PG 329
Instrument Date	Aug 16, 2017
Instrument	20170824000532570
Transaction Type	Transfer
Record Updated	Aug 16, 2022
Title Company	SELECT TITLE GROUP

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount from Assessment
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	230 SUNSET VILLA CIR, 230, O FALLON, MO 63366-2281

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	230 SUNSET VILLA CIR, O FALLON, MO 63366-2281

Mortgage

Document Number	0000532580
Date	Aug 24, 2017
Instrument	20170824000532580

Lender

Name	HAWTHORN BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 230 Sunset Villa Cir was $3,929.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$61,151 (-)	$321,846 (-) Land $65,000 Building $256,846
2025	$3,929.00	$61,151	$321,846 Land $65,000 Building $256,846
2023		$54,558
2022			$287,147 Land $50,000 Building $237,147

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 230 Sunset Villa Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 230 Sunset Villa Cir is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 94% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OFALLON PWS serves 32,515 people · EPA ID MO6010588
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 338 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Verizon, Wisper ISP.

Nearby Properties on Sunset Villa Cir

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures