230 Stillwater Rd, Deerfield, MA 01342 Property Records

Franklin County and Deerfield Town property record for 230 Stillwater Rd, Deerfield, MA 01342

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,294 sqft · built 1960
Lot Size	11.9 acres (518,364 sqft)
Owner	2 Individual Names on File
Last Sale	$270,000 (Mar 2016)
Tax Bill	$5,699 (2026)
Deeds & Mortgages	Sep 2021 Refinance Sep 2021 Refinance
APN	`DEER M:89 L:2`

Property Details

APN / Parcel Number

Primary APN	`DEER M:89 L:2`
Alternative APNs	`M:0010 B:0000 L:0020` `10 0 20`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,294 sqft Living Area
Gross Area	3,822 sqft
Basement Area	889 sqft
Unfinished Basement	889 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	518,364 sqft (11.9 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	10 0 20
Street Address	230 STILLWATER RD
City	DEERFIELD
State	MA
Zip	01342-9725
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	WP
Legal Lot Number	2
Jurisdiction	DEERFIELD MA
Township / Civil Division	DEERFIELD
Census Block Group	2
Census Block	2022
Census Tract	40900

Owner

230 Stillwater Rd is owned and occupied by two individuals who bought it in March 2016.

Source: Franklin County and Deerfield Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	230 STILLWATER RD, DEERFIELD, MA 01342-9725
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance ROCKET MORTGAGE
Sep 14, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance ROCKET MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 18, 2016 · Amount on File
Deed Sale	Mar 18, 2016 · Amount on File
Deed Book / Page	6828 / 314
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DEERFIELD MA
Property Address	230 STILLWATER RD, DEERFIELD, MA 01342-9725
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00007851-1
Date	Sep 14, 2021
Book Page	7851/1
Instrument	11792

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	241 Months
Due	Oct 1, 2041

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DEERFIELD MA
Property Address	230 STILLWATER RD, DEERFIELD, MA 01342-9725
Transaction Type	Mortgage
Record Updated	Oct 1, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	7851-1
Date	Sep 14, 2021
Book Page	7851/1
Instrument	11792

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	241 Months
Due	Oct 1, 2041

Tax Assessment & Valuation

The 2026 property tax bill for 230 Stillwater Rd was $5,699, up 5.8% from the year before.

Source: Franklin County and Deerfield Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Franklin County
County Subdivision	Deerfield Town
Elementary School District	Deerfield School District (PK - 06)
Secondary School District	Frontier School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,699.00 (+5.79%)	$423,700 (+4.21%) Land $180,300 Building $225,500	$547,345
2025	$5,387.00 (+5.17%)	$406,600 (+9.95%) Land $178,100 Building $228,500
2024	$5,122.00 (+6.53%)	$369,800 (+15.13%) Land $161,700 Building $208,100	$465,405
2023	$4,808.00	$321,200 Land $132,400 Building $188,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 230 Stillwater Rd; there have been 2 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (1979–1983)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jan 1983 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 230 Stillwater Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 83% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEERFIELD FIRE DISTRICT serves 1,300 people · EPA ID MA1074000
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	8 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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