Lincoln Town property record for 230 School St, Lincoln, RI 02865
| Property Type | Multi-Family Dwellings |
|---|---|
| Details | 2 bd · 2 ba · 1,610 sqft · built 1926 |
| Lot Size | 0.459 acres (19,994 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $435,000 (Apr 2022) |
| Tax Bill | $5,638 (2025) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage Feb 2021 Refinance + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 4-00002-26 |
| Primary APN | 4-00002-26 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 1,610 sqft Living Area |
| Gross Area | 3,522 sqft |
| 1st Floor Area | 1,073 sqft |
| Basement Area | 1,073 sqft |
| Unfinished Basement | 1,073 sqft |
| Year Built | Built 1926 |
|---|---|
| Effective Year Built | Effective 1926 |
| Architectural Style | Multi-Family |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 19,994 sqft (0.459 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Account Number | 4-00002-26 |
|---|---|
| Street Address | 230 SCHOOL ST |
| City | LINCOLN |
| State | RI |
| Zip | 02865-3723 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Multi-Family Dwellings |
| Local Zoning Code | RL9 |
| Legal Lot Number | 91.0 |
| Jurisdiction | LINCOLN RI |
| Township / Civil Division | LINCOLN |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 11500 |
Source: Lincoln Town records · APN 4-00002-26
Assessment roll updated June 22, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 230 SCHOOL ST, LINCOLN, RI 02865-3723 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
| Date | Document |
|---|---|
| Jul 16, 2026 | Deed, Transfer · Conventional Mortgage UNION CREDIT UNION |
| Feb 03, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance PRIMARY RESIDENTIAL MORTGAGE |
| Jun 22, 2023 | Quit Claim Deed, Transfer Quitclaim |
| Apr 29, 2022 | Warranty Deed, Transfer · FHA Mortgage PRIMARY RESIDENTIAL MORTGAGE |
| Jun 29, 2017 | Warranty Deed, Transfer SHAMROCK FINANCIAL CORP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 29, 2022 · Amount on Record |
| Deed Sale | Apr 29, 2022 · Amount on Record |
| Prior Sale | Jun 29, 2017 · Amount on Record |
| Deed Document Number | 20221579 |
| Deed Book / Page | 2422 / 226 |
| Last Transfer Date | Aug 09, 2024 |
| Transfer Doc | 002533-416 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | LINCOLN RI |
| Recording Date | Jul 16, 2026 |
| Property Address | 230 SCHOOL ST, LINCOLN, RI 02865-3723 |
| Document Number | 0000012364 |
| Book / Page | 2598 / 288 |
| Instrument Date | Jul 07, 2026 |
| Instrument | 202612364 |
| Transaction Type | Transfer |
| Record Updated | Aug 05, 2026 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 230 SCHOOL ST, LINCOLN, RI 02865-3723 |
| Document Number | 0000012365, |
|---|---|
| Date | Jul 16, 2026 |
| Book Page | 2598/292 |
| Instrument | 202612365 |
| Name | UNION CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2056 |
| Rate | 6.47% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN RI |
| Property Address | 230 SCHOOL ST, LINCOLN, RI 02865-3723 |
| Transaction Type | Mortgage |
| Record Updated | Aug 03, 2023 |
| Name | Verified Name |
|---|
| Document Number | 002309-274 |
|---|---|
| Date | Feb 03, 2021 |
| Book Page | 2309/274 |
| Instrument | 20210000000618 |
| Name | PRIMARY RESIDENTIAL MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Mar 01, 2046 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LINCOLN RI |
| Recording Date | Jun 22, 2023 |
| Property Address | 230 SCHOOL ST, LINCOLN, RI 02865-3723 |
| Document Number | 002492-273 |
| Book / Page | 2492 / 273 |
| Instrument Date | May 23, 2023 |
| Instrument | 20230000001591 |
| Transaction Type | Transfer |
| Record Updated | Aug 03, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 230 SCHOOL ST, LINCOLN, RI 02865-3723 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LINCOLN RI |
| Recording Date | Apr 29, 2022 |
| Property Address | 230 SCHOOL ST, LINCOLN, RI 02865-3723 |
| Document Number | 002422-226 |
| Book / Page | 2422 / 226 |
| Instrument Date | Apr 28, 2022 |
| Instrument | 1579 |
| Transaction Type | Transfer |
| Record Updated | Aug 03, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 230 SCHOOL ST, LINCOLN, RI 02865-3723 |
| Document Number | 220000001580 |
|---|---|
| Date | Apr 29, 2022 |
| Instrument | 220000001580 |
| Name | PRIMARY RESIDENTIAL MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LINCOLN RI |
| Recording Date | Jun 29, 2017 |
| Property Address | 230 SCHOOL ST, LINCOLN, RI 02865-3723 |
| Document Number | 2063-222 |
| Book / Page | 2063 / 222 |
| Transaction Type | Transfer |
| Record Updated | Jun 04, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $43.31 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 20630224 |
|---|---|
| Date | Jun 29, 2017 |
| Instrument | 02063/0224 |
| Name | SHAMROCK FINANCIAL CORP |
|---|---|
| Type | Funding / Finance Company |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jun 29, 2047 |
Source: Lincoln Town records · Assessment roll updated June 22, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | Lincoln Town |
| Unified School District | Lincoln School District (PK - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $5,638.00 (+11.58%) | $417,000 (+36.1%) Land $178,800 Building $238,200 |
| 2023 | $5,053.00 (+0.26%) | $306,400 (-) Land $126,200 Building $180,200 |
| 2022 | $5,040.00 | $306,400 Land $126,200 Building $180,200 |
Source: FEMA National Flood Hazard Layer, County delivery 44007C, as of June 22, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 440070115001, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 196 units insured incl. 191 condo units |
| Nearby Flood Claims | 11 (1998–2024) |
| Claims Outside the SFHA | 8 of 11 |
| Most Recent Claim | Jan 2024 · Severe Storms And Flooding |
| Claims by Event |
|
| Wildfire Risk | Low lower than 93% of the US · lower than 77% of Rhode Island |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026
| Historic District | Within the Albion Historic District listed 1984 · 126 contributing resources · NRIS 84001899 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber | 980 / 880 |
| Starlink Satellite | 280 / 30 |
Based on FCC filings for 238 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system RI1858423, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | LINCOLN WATER COMMISSION serves 21,664 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2023 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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