230 Santa Fe Dr, Gilroy, CA 95020 Property Records

Santa Clara County property record for 230 Santa Fe Dr, Gilroy, CA 95020

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,294 sqft · built 2000
Lot Size	0.084 acres (3,675 sqft)
Owner	Company Name on Record
Last Sale	$462,000 (May 2002)
Tax Bill	$8,457 (2025)
Deeds & Mortgages	Jul 2023 Line of Credit Aug 2021 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`790-16-180`

Property Details

APN / Parcel Number

Primary APN	`790-16-180`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,294 sqft Living Area
1st Floor Area	1,115 sqft
2nd Floor Area	1,179 sqft
Family Room	Family Room
Utility Room	Utility Room

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	3,675 sqft (0.084 acres)
Garage Area	439 sqft
Parking Spaces	2 Parking Spaces
Porch	None

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC

Location & Zoning

Street Address	230 SANTA FE DR
City	GILROY
State	CA
Zip	95020-7293
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	TRACT 9184 LOT 47
Legal Subdivision	9184 SANTE FE
Legal Tract	9184
Legal Lot Number	47
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SOUTH SANTA CLARA VALLEY
Census Block Group	1
Census Block	1008
Census Tract	512514

Owner

Source: Santa Clara County records, as of July 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	230 SANTA FE DR, GILROY, CA 95020-7293
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jul 11, 2023	Deed of Trust, Mortgage · Line of Credit MERIWEST CU
Aug 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC
Sep 21, 2018	Deed of Trust, Mortgage · Conventional Mortgage MR COOPER

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 3, 2002 · Amount on Record
Deed Sale	May 3, 2002 · Amount on Record
Prior Sale	Mar 28, 2000 · Amount on Record
Deed Document Number	200216247439
Last Transfer Date	May 12, 2004
Transfer Doc	0017794442
Record Updated	Oct 29, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	230 SANTA FE DR, GILROY, CA 95020-7293
Transaction Type	Mortgage
Record Updated	Jul 21, 2023
Title Company	PLACER TITLE COMPANY, PLACER TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	230 SANTA FE DR, GILROY, CA 95020-7293

Mortgage

Document Number	0025499095
Date	Jul 11, 2023
Instrument	25499095

Lender

Name	MERIWEST CU
Type	Credit Union
Address	SAN JOSE, CA 95153

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jul 5, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	230 SANTA FE DR, GILROY, CA 95020-7293
Transaction Type	Mortgage
Record Updated	Aug 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	230 SANTA FE DR, GILROY, CA 95020-7293

Mortgage

Document Number	0025050717
Date	Aug 2, 2021
Instrument	25050717

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2051

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	230 SANTA FE DR, GILROY, CA 95020-7293
Document Number	0024033778
Instrument Date	Sep 21, 2018
Transaction Type	Mortgage
Record Updated	Oct 11, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	230 SANTA FE DR GILROY CA 950207293, GILROY, CA 95020-7293

Mortgage

Document Number	0024033778
Date	Oct 1, 2018
Instrument	24033778

Lender

Name	MR COOPER
Address	DALLAS, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 30, 2048

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Gilroy City
Unified School District	Gilroy Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$696,143 (+2%) Land $301,360 Building $394,783
2025	$8,457.00 (+2.19%)	$682,494 (+4.04%) Land $295,451 Building $387,043
2023	$8,276.00 (+1.66%)	$655,993 Land $283,979 Building $372,014
2022	$8,141.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GILROY serves 59,426 people · EPA ID CA4310004
Water Source	Groundwater
Last State Inspection	Feb 2025
Also Mapped Here	SANTA CLARA VALLEY WATER DISTRICT
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrate resolved · Jun 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 621 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
Etheric Networks Fixed Wireless	250 / 100
Hankins Information Technology Fixed Wireless	100 / 20

May also be available: Frontier, GeoLinks, Verizon.

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