1. Home
  2. Michigan
  3. St. Joseph County
  4. Three Rivers
  5. S Main St

230 S Main St, Three Rivers, MI 49093 Property Records

St. Joseph County property record for 230 S Main St, Three Rivers, MI 49093

Property Summary

Property TypeCommercial
Details7 bd · 5 ba · 3,330 sqft · built 1900
Lot Size0.23 acres (10,019 sqft)
Owner2 Individual Names on Record
Last Sale$255,000 (Apr 2023)
Tax Bill$5,799 (2025)
Deeds & MortgagesApr 2023 Sale & Mortgage
Dec 2022 Sale
+ 2 more
Flood ZoneZone AE (high risk)
APN051-230-008-00

Property Details

APN / Parcel Number

Primary APN051-230-008-00

Interior

Bedrooms7 Beds
Full Baths5 Baths
Units5 Units
Stories1 Story
Building Area3,330 sqft Total Area
1st Floor Area1,665 sqft
Basement Area1,665 sqft
Unfinished Basement1,665 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Lot Area10,019 sqft (0.23 acres)
Lot Dimensions182 ft deep x 55 ft wide

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address230 S MAIN ST
CityTHREE RIVERS
StateMI
Zip49093-2284
Property CategoryCommercial
Property TypeCommercial > Retail
Local Zoning CodeB-2
Legal DescriptionLOT 8 BLK 1 FLINT'S ADD EXC BEG AT NW COR LOT 8 TH SELY ALG ELY LN S MAIN ST 9 FT TH N 59D 58M E TO RIVER TH NWLY ALG RIVER T
Legal SubdivisionCITY OF THREE RIVERS
Legal Block1
Legal Lot Number8
JurisdictionST JOSEPH MI
Township / Civil DivisionTHREE RIVERS
Census Block Group1
Census Block1003
Census Tract40200

Owner

Source: St. Joseph County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address131 N EAST ST, CASSOPOLIS, MI 49031-1305
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 12, 2023Warranty Deed, Transfer · Commercial Mortgage
HONOR CU
Dec 8, 2022Warranty Deed, Transfer
NEXT DOOR TITLE AGENCY LLC
Oct 12, 2018Quit Claim Deed, Transfer
Quitclaim
Apr 11, 2017Warranty Deed, Transfer
PATRICK ABSTRACT AND TITLE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 12, 2023 · Amount on Record
Deed SaleApr 12, 2023 · Amount on Record
Prior SaleDec 8, 2022 · Amount on Record
Deed Document Number20232828
Prior Transfer DateSep 5, 2018
Prior Transfer Doc01934/0872
Record UpdatedOct 29, 2026

April 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOSEPH MI
Recording DateApr 12, 2023
Property Address230 S MAIN ST, THREE RIVERS, MI 49093-2284
Document Number2023002828
Map ReferenceLB 45 PG 530
Instrument DateApr 7, 2023
Instrument2023002828
Transaction TypeTransfer
Record UpdatedMay 12, 2023
Title CompanyIRONGATE TITLE AGENCY LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,912.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 210, COMSTOCK PARK, MI 49321-0210

Transferred To (Grantee/Buyer)

NameVerified Name
Address230 S MAIN ST, THREE RIVERS, MI 49093-2284

Mortgage

Document Number2023002829
DateApr 12, 2023
Instrument2023002829
Lender
NameHONOR CU
TypeCredit Union
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

December 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOSEPH MI
Recording DateDec 8, 2022
Property Address230 S MAIN ST, THREE RIVERS, MI 49093-2284
Document Number2022010309
Map ReferenceLB 45 PG 530
Instrument DateNov 28, 2022
Instrument2022010309
Transaction TypeTransfer
Record UpdatedDec 23, 2022
Title CompanyNEXT DOOR TITLE AGENCY LLC

Transaction

AmountAmount Recorded
Tax$1,387.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address5308 J R HAWKINS RD, KENNEDALE, TX 76060-6816

Transferred To (Grantee/Buyer)

NameVerified Name
Address915 ALPINE COMMERCE PARK NW, GRAND RAPIDS, MI 49544-3000

October 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionST JOSEPH MI
Recording DateOct 12, 2018
Property Address230 S MAIN ST, THREE RIVERS, MI 49093-2284
Document Number01934/0872
Book / Page1934 / 0872
Map ReferenceLB45 PG530
Instrument DateSep 5, 2018
Transaction TypeTransfer
Record UpdatedDec 23, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address5308 J R HAWKINS RD, KENNEDALE, TX 76060-6816

Transferred To (Grantee/Buyer)

NameVerified Name
Address5308 J R HAWKINS RD, KENNEDALE, TX 76060-6816

April 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOSEPH MI
Recording DateApr 11, 2017
Property Address230 S MAIN ST, THREE RIVERS, MI 49093-2284
Document Number01865/0441
Book / Page1865 / 0441
Map ReferenceLB45 PG530
Instrument DateMar 3, 2017
Transaction TypeTransfer
Record UpdatedDec 23, 2022
Title CompanyPATRICK ABSTRACT AND TITLE

Transaction

AmountAmount Recorded
Tax$897.20
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address58401 WESTWOOD DR, THREE RIVERS, MI 49093-9560

Transferred To (Grantee/Buyer)

NameVerified Name
Address1714 ABACO DR, MANSFIELD, TX 76063-8558

Tax Assessment & Valuation

Source: St. Joseph County assessment roll, as of July 24, 2026

Property Jurisdictions

TypeName
StateMichigan
CountySt. Joseph County
MunicipalityThree Rivers City
Unified School DistrictThree Rivers Community Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$91,900 (+70.5%) Land $7,100 Building $84,800$183,800 (+70.5%) Land $14,200 Building $169,600
2025$5,799.00 (+123.73%)
2023$53,900 Land $3,700 Building $50,200$107,800 Land $7,400 Building $100,400
2022$2,592.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Nearby Flood Policies9 in force
Nearby Flood Claims46 (1982–2018)
Claims Outside the SFHA2 of 46
Most Recent ClaimFeb 2018 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTHREE RIVERS
serves 7,905 people · EPA ID MI0006610
Water SourceGroundwater
Last State InspectionApr 2025
Lead4 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 221 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Surf Internet
Fiber		8,000 / 8,000
Frontier
Fiber		7,000 / 7,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
Mercury Fiber
Fixed Wireless		150 / 20

Nearby Properties on S Main St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures