230 S Hudson St, Lowell, MI 49331 Property Records

Kent County property record for 230 S Hudson St, Lowell, MI 49331

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,384 sqft · built 1880
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on Record
Last Sale	$213,500 (Aug 2023)
Tax Bill	$4,547 (2025)
Deeds & Mortgages	Aug 2023 Sale & Mortgage Jun 2021 Sale & Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`41-20-02-381-018`

Property Details

APN / Parcel Number

Primary APN	`41-20-02-381-018`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Building Area	1,384 sqft Living Area

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1880
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	132 ft deep x 66 ft wide
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	230 S HUDSON ST
City	LOWELL
State	MI
Zip	49331-1655
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	LOT 9 BLK 7 * MRS SNELL'S ADD
Legal Subdivision	MRS SNELLS ADD
Legal Block	7
Legal Lot Number	9
Jurisdiction	KENT MI
Township / Civil Division	LOWELL
Census Block Group	4
Census Block	4008
Census Tract	12004

Owner

Source: Kent County records, as of September 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	230 S HUDSON ST, LOWELL, MI 49331-1655
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 29, 2023	Warranty Deed, Transfer · FHA Mortgage GUILD MORTGAGE CO
Jun 15, 2021	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Jul 23, 2020	Warranty Deed, Transfer · FHA Mortgage RUOFF MORTGAGE COMPANY INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 29, 2023 · Amount on Record
Deed Sale	Aug 29, 2023 · Amount on Record
Prior Sale	Jun 15, 2021 · Amount on Record
Deed Document Number	202349198
Prior Transfer Date	Jan 31, 2007
Prior Transfer Doc	0000016895
Record Updated	Oct 29, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENT MI
Recording Date	Aug 29, 2023
Property Address	230 S HUDSON ST, LOWELL, MI 49331-1655
Document Number	0000049198
Map Reference	LB 2 PG 35
Instrument Date	Aug 10, 2023
Instrument	20230829-0049198
Transaction Type	Transfer
Record Updated	Sep 7, 2023
Title Company	RIVER WEST TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,601.25
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	230 S HUDSON ST, LOWELL, MI 49331-1655

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	230 S HUDSON ST, LOWELL, MI 49331-1655

Mortgage

Document Number	0000049199
Date	Aug 29, 2023
Instrument	20230829-0049199

Lender

Name	GUILD MORTGAGE CO
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

Mortgage

Document Number	0000049200
Date	Aug 29, 2023
Instrument	20230829-0049200

Lender

Name	MICHIGAN STATE HOUSING DEV AUTHORITY
Type	Government Agency
Address	LANSING, MI 48912

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENT MI
Recording Date	Jun 15, 2021
Property Address	230 S HUDSON ST, LOWELL, MI 49331-1655
Document Number	0000068710
Map Reference	LB 02 PG 35
Instrument Date	Jun 11, 2021
Instrument	20210615-0068710
Transaction Type	Transfer
Record Updated	Aug 2, 2021
Title Company	ATA NATIONAL TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,496.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	230 S HUDSON ST, 230, LOWELL, MI 49331-1655

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	230 S HUDSON ST, LOWELL, MI 49331-1655

Mortgage

Document Number	0000068711
Date	Jun 15, 2021
Instrument	20210615-0068711

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENT MI
Recording Date	Jul 23, 2020
Property Address	230 S HUDSON ST, LOWELL, MI 49331-1655
Document Number	0000064599
Map Reference	LB 2 OG 35
Instrument Date	Jul 20, 2020
Instrument	20200723-0064599
Transaction Type	Transfer
Record Updated	Jul 30, 2021
Title Company	CHICAGO TITLE OF MICHIGAN IN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,234.10
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	230 S HUDSON ST, 230, LOWELL, MI 49331-1655

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	230 S HUDSON ST, LOWELL, MI 49331-1655

Mortgage

Document Number	0000064600
Date	Jul 23, 2020
Instrument	20200723-0064600

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

Source: Kent County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Kent County
Municipality	Lowell City
Unified School District	Lowell Area Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$109,300 (+2.44%)	$218,600 (+2.44%)
2025	$4,547.00 (+136.33%) Homeowner's exemption	$106,700 (+21.53%)	$213,400 (+21.53%)
2023		$87,800	$175,600
2019	$1,924.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 18 policies
Nearby Flood Policies	18 in force
Nearby Flood Claims	10 (1981–2017)
Claims Outside the SFHA	1 of 10
Most Recent Claim	Apr 2017 · river or lake flooding
Claims by Event	Flooding, Apr 2013 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOWELL serves 4,150 people · EPA ID MI0003950
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 189 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Point Broadband Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

Nearby Properties on S Hudson St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures