230 Ruskin Dr E, Montgomery, TX 77356 Property Records

Montgomery County property record for 230 Ruskin Dr E, Montgomery, TX 77356

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,258 sqft · built 2004
Lot Size	0.266 acres (11,600 sqft)
Owner	Individual Name on Record
Tax Bill	$2,457 (2025)
Deeds & Mortgages	May 2026 Line of Credit Nov 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`2615-00-02800`

Property Details

APN / Parcel Number

Primary APN	`2615-00-02800`
Alternative APN	`R67424`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Stories	1 Story
Building Area	2,258 sqft Living Area
Gross Area	3,015 sqft
1st Floor Area	2,258 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Conventional
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	11,600 sqft (0.266 acres)
View / Lot	Primary
Garage Type	Attached
Garage Area	509 sqft
Parking Spaces	2 Parking Spaces
Porch	Screened Concrete Masonry Porch
Porch Area	348 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	230 RUSKIN DR E
City	MONTGOMERY
State	TX
Zip	77356-8411
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	3
Legal Description	BENTWATER 01, BLOCK 2, LOT 10
Legal Subdivision	BENTWATER 01
Legal Block	2
Legal Lot Number	10
Jurisdiction	MONTGOMERY TX
Township / Civil Division	MONTGOMERY
Census Block Group	1
Census Block	1012
Census Tract	694304

Owner

Source: Montgomery County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	230 RUSKIN DR E, MONTGOMERY, TX 77356-8411
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 1, 2026	Deed of Trust, Mortgage · Line of Credit WELLSFARGOBANKNA
Nov 23, 2020	Warranty Deed, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 23, 2020
Deed Sale	Nov 23, 2020
Prior Sale	Dec 3, 2013 · Amount on Record
Deed Document Number	2020135773
Prior Transfer Date	Nov 11, 2003
Prior Transfer Doc	0000157510
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY TX
Recording Date	May 1, 2026
Property Address	230 RUSKIN DR E, MONTGOMERY, TX 77356-8411
Document Number	0000044204
Instrument Date	Apr 24, 2026
Instrument	202644204
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	230 RUSKIN DR E, MONTGOMERY, TX 77356-8411

Mortgage

Document Number	0000044204,
Date	May 1, 2026
Instrument	202644204

Lender

Name	WELLSFARGOBANKNA

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	May 1, 2036

Interest

Rate	6.38%
Max Rate	-1%

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY TX
Recording Date	Nov 23, 2020
Property Address	230 RUSKIN DR E, MONTGOMERY, TX 77356-8411
Document Number	0000135773
Instrument Date	Nov 20, 2020
Instrument	135773
Transaction Type	Transfer
Record Updated	Dec 2, 2020
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	230 RUSKIN DR E MONTGOMERY TX 773568411, MONTGOMERY, TX 77356-8411

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Montgomery County
Unified School District	Montgomery Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$379,601 (+1%)	$438,894 (-1.73%) Land $87,000 Building $351,894
2025	$2,457.00 (-28.74%) Homeowner's exemption Senior Citizen's exemption	$345,092 (+1%)	$446,628 (+0.5%) Land $87,000 Building $359,628
2024	$3,448.00 (+23.14%) Homeowner's exemption Senior Citizen's exemption	$313,720 (+1%) Land $29,000 Building $415,412	$444,412 (-0.57%) Land $29,000 Building $415,412
2023	$2,800.00 Homeowner's exemption	$285,200 Land $29,000 Building $417,970	$446,970 Land $29,000 Building $417,970

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 92 policies
Nearby Flood Policies	92 in force
Nearby Flood Claims	7 (2017–2025)
Claims Outside the SFHA	7 of 7
Most Recent Claim	Mar 2025 · river or lake flooding
Claims by Event	Hurricane Harvey, Aug 2017 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTGOMERY COUNTY MUD 18 serves 7,608 people · EPA ID TX1700546
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 341 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Tachus Fiber Internet Fiber	8,000 / 8,000
Xfinity Fiber	2,000 / 2,000
Optimum Cable · Fiber in parts of the area	940 / 35
Fidium Fiber DSL	500 / 75

May also be available: Nextlink, Verizon.

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