230 River Oaks Dr, Madison, AL 35758 Property Records

Madison County property record for 230 River Oaks Dr, Madison, AL 35758

Property Summary

Property Type	Single Family Home
Details	2 ba · 961 sqft · built 1995
Lot Size	0.167 acres (7,309 sqft)
Owner	Individual Name on Record
Last Sale	$165,000 (Oct 2019)
Tax Bill	$1,506 (2026)
Deeds & Mortgages	Nov 2023 Line of Credit Jul 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`15-07-35-4-002-012.000`

Property Details

APN / Parcel Number

Primary APN	`15-07-35-4-002-012.000`
Alternative APN	`500224`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	961 sqft Living Area
1st Floor Area	961 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Exterior Material	Other
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	7,309 sqft (0.167 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	500224
Street Address	230 RIVER OAKS DR
City	MADISON
State	AL
Zip	35758-6628
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 25 BLK 2 CREEKWOOD 3RD ADD R/S OF PRT OF LOT 1 BLK 6 R/S OF CREEKWOOD INDIAN PROPERTIES & OTHER LANDS PB 32 PG 3
Legal Range	02W
Legal Township	03S
Legal Section	35
Legal Subdivision	CREEKWOOD 3RD ADD
Legal Block	2
Legal Lot Number	25
Jurisdiction	MADISON AL
Township / Civil Division	HUNTSVILLE
Census Block Group	1
Census Block	1028
Census Tract	1401

Owner

Source: Madison County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	230 RIVER OAKS DR, MADISON, AL 35758-6628
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 15, 2023	Deed of Trust, Mortgage · Line of Credit ALABAMA TELCO CU
Jul 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRSTBANK
Oct 29, 2019	Grant Deed, Transfer · Conventional with PMI FIRSTBANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 29, 2019 · Amount on Record
Deed Sale	Oct 29, 2019 · Amount on Record
Prior Sale	Jul 16, 2008 · Amount on Record
Deed Document Number	201970308
Record Updated	Oct 29, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON AL
Property Address	230 RIVER OAKS DR, MADISON, AL 35758-6628
Transaction Type	Mortgage
Record Updated	Dec 4, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000185973
Date	Nov 15, 2023
Book Page	MTG 2023/185973

Lender

Name	ALABAMA TELCO CU
Type	Credit Union
Address	BIRMINGHAM, AL 35244

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 14, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON AL
Property Address	230 RIVER OAKS DR, MADISON, AL 35758-6628
Transaction Type	Mortgage
Record Updated	Aug 10, 2021
Title Company	ADM TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100061900
Date	Jul 28, 2021
Instrument	2021-00061900

Lender

Name	FIRSTBANK
Type	Bank
Address	FRANKLIN, TN 37064

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

October 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MADISON AL
Recording Date	Oct 29, 2019
Property Address	230 RIVER OAKS DR, MADISON, AL 35758-6628
Document Number	0000070308
Instrument Date	Oct 1, 2019
Instrument	70308
Transaction Type	Transfer
Record Updated	Nov 21, 2019
Title Company	ADM TITLE SERVICES LLC, ADM TITLE SVCS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$165.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	230 RIVER OAKS DR MADISON AL 357586628, MADISON, AL 35758-6628

Mortgage

Document Number	70309
Date	Oct 29, 2019
Instrument	70309

Lender

Name	FIRSTBANK
Type	Bank
Address	FRANKLIN, TN 37067

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Oct 28, 2049

Tax Assessment & Valuation

Source: Madison County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Madison County
Municipality	Huntsville City
Unified School District	Huntsville City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,506.00 (+3.51%)
2025	$1,455.00 (+15.02%) Homeowner's exemption	$25,920 (+14.49%) Land $4,260 Building $21,660	$259,100 (+14.54%) Land $42,500 Building $216,600
2023	$1,265.00 (+14.48%) Homeowner's exemption	$22,640 (+13.88%) Land $4,260 Building $18,380	$226,200 (+13.78%) Land $42,500 Building $183,700
2022	$1,105.00 Homeowner's exemption	$19,880 Land $3,500 Building $16,380	$198,800 Land $35,000 Building $163,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	14 in force
Nearby Flood Claims	1 (1990)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 1990 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HUNTSVILLE UTILITIES WATER DEPT. serves 310,107 people · EPA ID AL0000882
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 305 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Google Fiber.

Nearby Properties on River Oaks Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures