230 Prospect St, Unit 32, La Jolla, CA 92037 Property Records

San Diego County property record for 230 Prospect St, Unit 32, La Jolla, CA 92037

Property Summary

Property Type	Condominium
Details	1 ba · 696 sqft · built 1960
Lot Size	0.282 acres (12,298 sqft)
Owner	Individual Name on File
Last Sale	$450,000 (Apr 2006)
Tax Bill	$7,638 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Apr 2017 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`350-400-19-08`

Property Details

APN / Parcel Number

Primary APN	`350-400-19-08`

Interior

Full Baths	1 Bath
Building Area	696 sqft Living Area

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Condo/Apartment
Lot Area	12,298 sqft (0.282 acres)

Location & Zoning

Street Address	230 PROSPECT ST, 32
City	LA JOLLA
State	CA
Zip	92037-4647
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	LJPD-5
Legal Description	BLK 16 LOTS 27&28 US 32PER DOC08-0592324&UND INT IN TR 000352
Legal Subdivision	LA JOLLA PARK RESUB
Legal Tract	000352
Legal Block	16
Legal Lot Number	27,28
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2004
Census Tract	8202

Owner

230 Prospect St, Unit 32 is owned and occupied by an individual who acquired it in March 2008.

Source: San Diego County records, as of July 28, 2026

Owner of Record	Individual Name on File
Mailing Address	230 PROSPECT ST, 32, LA JOLLA, CA 92037-4647
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage CEFCU
Apr 26, 2017	Deed of Trust, Mortgage · Line of Credit CEFCU
Apr 5, 2019	Deed of Trust, Mortgage · Line of Credit CEFCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 20, 2006 · Amount on File
Deed Sale	Apr 20, 2006 · Amount on File
Deed Document Number	2006278042
Last Transfer Date	Mar 28, 2008
Transfer Doc	0000622909
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	230 PROSPECT ST UNIT 32, 32, LA JOLLA, CA 92037-4647
Transaction Type	Mortgage
Record Updated	Nov 1, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	230 PROSPECT ST 32, 32, LA JOLLA, CA 92037-4647

Mortgage

Document Number	0000727211
Date	Oct 19, 2021
Instrument	2021-0727211

Lender

Name	CEFCU
Type	Credit Union
Address	PEORIA, IL 61656

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.75%
Type Change Date	Nov 1, 2031
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	4.75%
Index	1-Year CMT
Max Rate	8.75%

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	230 PROSPECT ST UNIT 32, 32, LA JOLLA, CA 92037-4647
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AEG

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000187399
Date	Apr 26, 2017
Instrument	2017-0187399

Lender

Name	CEFCU
Type	Credit Union
Address	PEORIA, IL 61607

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	276 Months
Due	Apr 25, 2040

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	230 PROSPECT ST UNIT 32, 32, LA JOLLA, CA 92037-4647
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ORANGE COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000121737
Date	Apr 5, 2019
Instrument	2019-0121737

Lender

Name	CEFCU
Type	Credit Union
Address	PEORIA, IL 61607

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	276 Months
Due	Apr 4, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 230 Prospect St, Unit 32 was $7,638 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	San Diego City
Unified School District	San Diego City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$627,208 (+2%) Land $557,520 Building $69,688
2025	$7,638.00 Homeowner's exemption	$614,911 Land $546,589 Building $68,322
2023	$7,185.00 (+2.75%) Homeowner's exemption	$591,035 Land $525,365 Building $65,670
2022	$6,993.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 230 Prospect St, Unit 32 in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 16 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	67 units insured incl. 51 condo units
Nearby Flood Claims	1 (2025)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 230 Prospect St, Unit 32 has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SAN DIEGO serves 1,408,937 people · EPA ID CA3710020
Water Source	Surface water
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 481 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks, Verizon.

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