230 Pine Ave, Bryson City, NC 28713 Property Records

Swain County property record for 230 Pine Ave, Bryson City, NC 28713

Property Summary

Property Type	Single Family Home
Lot Size	0.57 acres (24,829 sqft)
Owner	Individual Name on File
Tax Bill	$802 (2026)
Deeds & Mortgages	Jul 2026 Mortgage Jun 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`667305097295`

Property Details

APN / Parcel Number

Primary APN	`667305097295`
Alternative APN	`538643`

Exterior

Lot Area	24,829 sqft (0.57 acres)

Location & Zoning

Account Number	538643
Street Address	230 PINE AVE
City	BRYSON CITY
State	NC
Zip	28713-9795
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	10-IR-5425-AIRPORT HILL TR 1 2
Legal Subdivision	AIRPORT HILL
Legal Tract	1
Jurisdiction	SWAIN NC
Township / Civil Division	CHARLESTON
Census Block Group	3
Census Block	3014
Census Tract	960200

Owner

230 Pine Ave is owned and occupied by an individual who acquired it in April 2022.

Source: Swain County records, as of August 11, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	230 PINE AVE, BRYSON CITY, NC 28713-9795
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2026	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Jun 7, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage GOODLEAP LLC
Mar 17, 2021	Intrafamily Transfer, Transfer · FHA Mortgage LOANPAL LLC
Jun 14, 2018	Warranty Deed, Transfer · Conventional Mortgage HOMESTAR FINANCIAL CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 17, 2021
Deed Sale	Mar 17, 2021
Prior Sale	Jun 14, 2018 · Amount on File
Deed Document Number	2021635
Deed Book / Page	489 / 266
Last Transfer Date	Apr 11, 2022
Transfer Doc	0000509/41
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SWAIN NC
Recording Date	Jul 28, 2026
Property Address	230 PINE AVE, BRYSON CITY, NC 28713-9795
Document Number	0000001304
Book / Page	556 / 1
Instrument Date	Jul 21, 2026
Instrument	20261304
Transaction Type	Mortgage
Record Updated	Aug 11, 2026
Title Company	TOWNSGATE CLOSING SERVICES

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001304,
Date	Jul 28, 2026
Book Page	556/1
Instrument	20261304

Lender

Name	PENNYMAC LOAN SERVICES LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Aug 1, 2046

Interest

Rate Type	Fixed Rate
Rate	6.49%
Initial Type	Fixed Rate
Max Rate	-1%

June 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SWAIN NC
Recording Date	Jun 7, 2022
Property Address	230 PINE AVE, BRYSON CITY, NC 28713-9795
Document Number	0000509/41
Book / Page	509 / 41
Instrument Date	Apr 11, 2022
Instrument	1372
Transaction Type	Transfer
Record Updated	Jun 27, 2022
Title Company	MORTGAGE CONNECT LP

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	230 PINE AVE, 230, BRYSON CITY, NC 28713-9795

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	230 PINE AVE, BRYSON CITY, NC 28713-9795

Mortgage

Document Number	0000001373
Date	Jun 7, 2022
Instrument	1373

Lender

Name	GOODLEAP LLC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2052

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SWAIN NC
Recording Date	Mar 17, 2021
Property Address	230 PINE AVE, BRYSON CITY, NC 28713-9795
Document Number	489/266
Book / Page	489 / 266
Instrument Date	Dec 17, 2020
Instrument	635
Transaction Type	Transfer
Record Updated	Aug 13, 2021
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	230 PINE AVE, BRYSON CITY, NC 28713-9795

Mortgage

Document Number	636
Date	Mar 17, 2021
Instrument	636

Lender

Name	LOANPAL LLC
Type	Non-Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	358 Months
Due	Jan 1, 2051

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SWAIN NC
Recording Date	Jun 14, 2018
Property Address	230 PINE AVE, BRYSON CITY, NC 28713-9795
Document Number	00458/0953
Book / Page	00458 / 0953
Map Reference	MB 252 PG 460
Instrument Date	Jun 14, 2018
Instrument	00935
Transaction Type	Transfer
Record Updated	Aug 13, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$346.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	512 LONG BRANCH RD, 512, BRYSON CITY, NC 28713-0588

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1282, CASHIERS, NC 28717-1282

Mortgage

Document Number	00936
Date	Jun 14, 2018
Instrument	00936

Lender

Name	HOMESTAR FINANCIAL CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 230 Pine Ave was $802.

Source: Swain County assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	North Carolina
Municipality	Bryson City Town
County	Swain County
Unified School District	Swain County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$802.00	$167,730 (-) Land $21,880 Building $145,850
2025	$802.00	$167,730 Land $21,880 Building $145,850	$167,730 Land $21,880 Building $145,850
2023	$718.00 Additional exemption filed	$167,730 Land $21,880 Building $145,850	$167,730 Land $21,880 Building $145,850

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 230 Pine Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	6 (1997–2025)
Most Recent Claim	Aug 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 230 Pine Ave is moderate, ranking above 45% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 66% of North Carolina
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF BRYSON CITY serves 4,395 people · EPA ID NC0187010
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Zito Media Cable · Fiber in parts of the area	1,000 / 25
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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