McCreary County property record for 230 Phillips Ln, Stearns, KY 42647
| Property Type | Single Family Home |
|---|---|
| Lot Size | 3.25 acres (141,570 sqft) |
| Owner | Individual Name on File |
| Last Sale | $3,000 (Sep 2021) |
| Tax Bill | $2,838 (2025) |
| Deeds & Mortgages | Sep 2021 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 105-00-00-006.01 |
| Primary APN | 105-00-00-006.01 |
|---|---|
| Alternative APN |
|
| Lot Area | 141,570 sqft (3.25 acres) |
|---|
| Street Address | 230 PHILLIPS LN |
|---|---|
| City | STEARNS |
| State | KY |
| Zip | 42647-6229 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 5 (3.25 AC) & HSE DB 228/689 |
| Legal Lot Number | 5 |
| Jurisdiction | MCCREARY KY |
| Township / Civil Division | STEARNS-WHITLEY CITY |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 960301 |
230 Phillips Ln is owned by an individual who bought it in September 2021.
Source: McCreary County records, as of January 29, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | PO BOX 21, WHITLEY CITY, KY 42653-0021 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 23, 2021 · Amount on File |
| Deed Sale | Sep 23, 2021 · Amount on File |
| Deed Document Number | 135130 |
| Deed Book / Page | D227 / 254 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCCREARY KY |
| Recording Date | Sep 23, 2021 |
| Property Address | 230 PHILLIPS LN, STEARNS, KY 42647-6229 |
| Document Number | 00D227/254 |
| Book / Page | D227 / 254 |
| Map Reference | DB 110 PG 415 |
| Instrument Date | Sep 23, 2021 |
| Instrument | 135130 |
| Transaction Type | Transfer |
| Record Updated | Feb 15, 2024 |
| Amount | Amount on Record |
|---|---|
| Tax | $3.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 90 PHILLIPS LN, STEARNS, KY 42647-6206 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 21, WHITLEY CITY, KY 42653-0021 |
The 2025 property tax bill for 230 Phillips Ln was $2,838.
Source: McCreary County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | McCreary County |
| Unified School District | McCreary County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,838.00 | $353,000 | $353,000 |
| 2023 | $2,880.00 | $353,000 | $353,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 230 Phillips Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 16, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 230 Phillips Ln is moderate, ranking above 67% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 67% of the US · above 81% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MCCREARY COUNTY WATER DISTRICT serves 34,439 people · EPA ID KY0740276 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Highland Telephone Cooperative Fiber | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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