Lowndes County property record for 230 Ora Ln, Caledonia, MS 39740
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,956 sqft · built 2018 |
| Lot Size | 0.6 acres (26,136 sqft) |
| Owner | Individual Name on File |
| Last Sale | $97,090 (Feb 2026) |
| Tax Bill | $2,118 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage Feb 2026 Mortgage + 6 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 10W000002133 |
| Primary APN | 10W000002133 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,956 sqft Adjusted Area |
| 1st Floor Area | 1,590 sqft |
| Flooring | Laminate Plank |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Brick Veneer |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 26,136 sqft (0.6 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 230 ORA LN |
|---|---|
| City | CALEDONIA |
| State | MS |
| Zip | 39740-9129 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT SW4 NE4-LOT 14 230 ORA LANE |
| Legal Range | 17W |
| Legal Township | 16S |
| Legal Section | 09 |
| Legal Lot Number | 14 |
| Jurisdiction | LOWNDES MS |
| Township / Civil Division | 1 |
| Census Block Group | 3 |
| Census Block | 3038 |
| Census Tract | 103 |
Source: Lowndes County assessment roll, APN 10W000002133, as of October 23, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 230 ORA LN, CALEDONIA, MS 39740-9129 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Sole Owner |
| Date | Document |
|---|---|
| Mar 23, 2021 | Deed of Trust, Mortgage · Stand-Alone First Mortgage LEADERONE FINANCIAL |
| Feb 19, 2026 | Deed of Trust, Mortgage GUM TREE MORTGAGE LLC |
| Feb 19, 2026 | Warranty Deed, Transfer GUM TREE MORTGAGE LLC |
| May 05, 2023 | Deed of Trust, Mortgage · FHA Mortgage TRUSTMARK NATIONAL BANK |
| May 05, 2023 | Warranty Deed, Transfer · FHA Mortgage TRUSTMARK NATIONAL BANK |
| Jan 02, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance CADENCE BANK NA |
| Mar 23, 2021 | Warranty Deed, Transfer |
| Aug 07, 2020 | Deed of Trust, Mortgage · VA Mortgage TRUSTMARK NAT'L BK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 19, 2026 · Amount on Record |
| Deed Sale | Feb 19, 2026 · Amount on Record |
| Prior Sale | Mar 23, 2021 · Amount on Record |
| Deed Document Number | 2026 |
| Deed Book / Page | 2026 / 1228 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWNDES MS |
| Property Address | 230 ORA LN, CALEDONIA, MS 39740-9129 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0020218193 |
|---|---|
| Date | Mar 23, 2021 |
| Book Page | 2021/8193 |
| Name | LEADERONE FINANCIAL |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWNDES MS |
| Property Address | 230 ORA LN, CALEDONIA, MS 39740-9129 |
| Transaction Type | Mortgage |
| Record Updated | Mar 10, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0020263106 |
|---|---|
| Date | Feb 19, 2026 |
| Book Page | 2026/3106 |
| Name | GUM TREE MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Amount | Amount Recorded |
|---|---|
| Term | 361 Months |
| Due | Mar 01, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LOWNDES MS |
| Recording Date | Feb 19, 2026 |
| Property Address | 230 ORA LN, CALEDONIA, MS 39740-9129 |
| Document Number | 0020261228 |
| Book / Page | 2026 / 1228 |
| Instrument Date | Feb 02, 2026 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 230 ORA LN, CALEDONIA, MS 39740-9129 |
| Document Number | 0020263106 |
|---|---|
| Date | Feb 19, 2026 |
| Instrument | 2026/3106 |
| Name | GUM TREE MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Amount | Amount Recorded |
|---|---|
| Term | 361 Months |
| Due | Mar 01, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWNDES MS |
| Property Address | 230 ORA LN, CALEDONIA, MS 39740-9129 |
| Transaction Type | Mortgage |
| Record Updated | Jan 21, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0020239189 |
|---|---|
| Date | May 05, 2023 |
| Book Page | 2023/9189 |
| Instrument | 1031194 |
| Name | TRUSTMARK NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LOWNDES MS |
| Recording Date | May 05, 2023 |
| Property Address | 230 ORA LN, CALEDONIA, MS 39740-9129 |
| Document Number | 0020233877 |
| Book / Page | 2023 / 3877 |
| Instrument Date | May 03, 2023 |
| Instrument | 1031193 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 230 DXA LN, COLUMBUS, MS 39740 |
| Document Number | 0020239189 |
|---|---|
| Date | May 05, 2023 |
| Instrument | 2023/9189 |
| Name | TRUSTMARK NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWNDES MS |
| Property Address | 230 ORA LN, CALEDONIA, MS 39740-9129 |
| Transaction Type | Mortgage |
| Record Updated | Jun 28, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0020190045 |
|---|---|
| Date | Jan 02, 2019 |
| Book Page | 2019/45 |
| Name | CADENCE BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LOWNDES MS |
| Recording Date | Mar 23, 2021 |
| Property Address | 230 ORA LN, CALEDONIA, MS 39740-9129 |
| Document Number | 0020212065 |
| Book / Page | 2021 / 2065 |
| Instrument Date | Mar 17, 2021 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 230 ORA LN, CALEDONIA, MS 39740-9129 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWNDES MS |
| Property Address | 230 ORA LN, CALEDONIA, MS 39740-9129 |
| Document Number | 0020209652 |
| Instrument Date | Aug 07, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 08, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 230 ORA LN CALEDONIA MS 397409129, CALEDONIA, MS 39740-9129 |
| Document Number | 0020209652 |
|---|---|
| Date | Aug 13, 2020 |
| Book Page | 002020/019652 |
| Name | TRUSTMARK NAT'L BK |
|---|---|
| Type | Bank |
| Address | JACKSON, MS 39225 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 12, 2050 |
Source: Lowndes County assessment roll as of October 23, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | Lowndes County |
| Municipality | Caledonia Town |
| Unified School District | Lowndes County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,118.00 (+4.18%) Homeowner's exemption | $21,436 (+34.26%) | $214,360 (+34.26%) Land $17,000 Building $197,360 |
| 2024 | $2,033.00 (+41.97%) | ||
| 2023 | $1,432.00 Homeowner's exemption | $15,966 | $159,660 Land $17,000 Building $142,660 |
Source: FEMA National Flood Hazard Layer, Lowndes County (28087C), as of November 27, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 280870001033, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Wildfire Risk | Low lower than 80% of the US · lower than 90% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 104 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| M-Pulse Fiber Fiber | 1,000 / 1,000 |
| Cable One Cable | 1,000 / 50 |
| Telapex Fixed Wireless | 100 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Source: EPA Safe Drinking Water Information System, water system MS0440002, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | TOWN OF CALEDONIA serves 6,589 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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