230 N Cherry St, Ada, OK 74820 Property Records

Pontotoc County property record for 230 N Cherry St, Ada, OK 74820

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,405 sqft · built 1940
Lot Size	0.16 acres (7,000 sqft)
Owner	Individual Name on Record
Last Sale	$115,000 (Apr 2022)
Tax Bill	$1,460 (2025)
Deeds & Mortgages	Apr 2022 Sale & Mortgage Jun 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10671`

Property Details

APN / Parcel Number

Primary APN	`10671`
Alternative APN	`0005-00-086-000-0-001-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,405 sqft Living Area
1st Floor Area	1,405 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Traditional
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Block
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	7,000 sqft (0.16 acres)
Lot Dimensions	140 ft deep x 50 ft wide

Exterior Amenities

Porch	Open Porch
Porch Area	328 sqft
Patio Area	256 sqft
Shed	1 Shed
Shed Area	48 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Space Heater

Location & Zoning

Account Number	10671
Street Address	230 N CHERRY ST
City	ADA
State	OK
Zip	74820-5031
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N 50' OF S 60' OF W 140' OF 9 TH ST. BET. BLK. 75 & 86 ORIGINAL - ADA 230 N CHERRY ST
Legal Subdivision	ORIGINAL -ADA SD- IN SECS 28,29,32, 33-4
Legal Block	86
Jurisdiction	PONTOTOC OK
Township / Civil Division	ADA
Census Block Group	2
Census Block	2040
Census Tract	89200

Owner

Source: Pontotoc County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	230 N CHERRY ST, ADA, OK 74820-5031
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 11, 2022	Warranty Deed, Transfer · FHA Mortgage BANK2
Jun 22, 2020	Warranty Deed, Transfer · FHA Mortgage GATEWAY FIRST BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 11, 2022 · Amount on Record
Deed Sale	Apr 11, 2022 · Amount on Record
Prior Sale	Jun 22, 2020 · Amount on Record
Deed Document Number	20222081
Deed Book / Page	3601 / 73
Prior Transfer Date	Apr 22, 2021
Prior Transfer Doc	0000002504
Record Updated	Oct 29, 2026

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PONTOTOC OK
Recording Date	Apr 11, 2022
Property Address	230 N CHERRY ST, ADA, OK 74820-5031
Document Number	0003601/73
Book / Page	3601 / 73
Instrument Date	Apr 7, 2022
Instrument	I-2022-002081
Transaction Type	Transfer
Record Updated	Apr 22, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$172.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	230 N CHERRY ST, ADA, OK 74820-5031

Mortgage

Document Number	I2022002082
Date	Apr 11, 2022
Instrument	I-2022-002082

Lender

Name	BANK2
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PONTOTOC OK
Recording Date	Jun 22, 2020
Property Address	230 N CHERRY ST, ADA, OK 74820-5031
Document Number	003407/232
Book / Page	3407 / 232
Instrument Date	Jun 22, 2020
Instrument	2020-003257
Transaction Type	Transfer
Record Updated	Mar 10, 2022
Title Company	NOT AVAILABLE, HOME TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$120.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	230 N CHERRY ST, ADA, OK 74820-5031

Mortgage

Document Number	2020003258
Date	Jun 22, 2020
Instrument	2020-003258

Lender

Name	GATEWAY FIRST BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

Source: Pontotoc County assessment roll, as of January 23, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
Municipality	Ada City
County	Pontotoc County
Unified School District	Ada Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$14,461 (+3.13%) Land $1,500 Building $12,961	$120,510 (+3.14%) Land $12,500 Building $108,010
2025	$1,460.00 (+1.32%)	$14,022 (-2.93%) Land $1,500 Building $12,522	$116,845 (-2.93%) Land $12,500 Building $104,345
2024	$1,441.00 (+1.26%)	$14,445 (+4.71%) Land $1,500 Building $12,945	$120,374 (+4.71%) Land $12,500 Building $107,874
2023	$1,423.00	$13,795 Land $1,500 Building $12,295	$114,960 Land $12,500 Building $102,460

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 17, 2012

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ADA serves 22,600 people · EPA ID OK2006201
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 530 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50
360 Broadband Fixed Wireless	400 / 50
Atlink Services Fixed Wireless	100 / 20

May also be available: AT&T.

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