Madison County property record for 230 N 2nd St, Richmond, KY 40475
| Property Type | Other Improved |
|---|---|
| Details | 5,586 sqft |
| Lot Size | 0.35 acres (15,260 sqft) |
| Owner | Individual Name on File |
| Last Sale | $258,000 (Dec 2024) |
| Tax Bill | $2,829 (2025) |
| Deeds & Mortgages | Apr 2026 Line of Credit Jul 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R008-0006-0007 |
| Primary APN | R008-0006-0007 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 5,586 sqft Total Area |
| 1st Floor Area | 6,370 sqft |
| Basement Area | 6,370 sqft |
| Unfinished Basement | 6,370 sqft |
| Exterior Material | Brick Veneer |
|---|---|
| Lot Area | 15,260 sqft (0.35 acres) |
| Garage Type | Attached |
| Garage Area | 784 sqft |
| Parking Spaces | 3 Parking Spaces |
| Account Number | 63420 |
|---|---|
| Street Address | 230 N 2ND ST |
| City | RICHMOND |
| State | KY |
| Zip | 40475-1408 |
| Property Category | Other |
| Property Type | Other > Other Improved |
| Legal Description | DAVIS LAW |
| Legal Subdivision | MILDRED COURT SUBDIVISION |
| Jurisdiction | MADISON KY |
| Township / Civil Division | RICHMOND |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 10400 |
230 N 2nd St is owned and occupied by an individual who bought it in December 2024.
Source: Madison County records, as of May 7, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 230 N 2ND ST, RICHMOND, KY 40475-1408 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 24, 2026 | Deed of Trust, Mortgage · Line of Credit FIRST SOUTHERN NATIONAL BANK |
| Jul 24, 2018 | Deed, Transfer · Commercial Mortgage COMMUNITY TRUST BANK INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 26, 2024 · Amount on File |
| Deed Sale | Dec 26, 2024 · Amount on File |
| Prior Sale | Jul 11, 2022 · Amount on File |
| Deed Document Number | 202414238710 |
| Deed Book / Page | 862 / 36 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Apr 24, 2026 |
| Property Address | 230 N 2ND ST, RICHMOND, KY 40475-1408 |
| Document Number | 0014342287 |
| Book / Page | 2461 / 785 |
| Instrument Date | Apr 24, 2026 |
| Instrument | 202614342287 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership, 266 |
| Address | 226 N 2ND ST, RICHMOND, KY 40475-1408 |
| Document Number | 0014342287, |
|---|---|
| Date | Apr 24, 2026 |
| Book Page | 2461/785 |
| Instrument | 202614342287 |
| Name | FIRST SOUTHERN NATIONAL BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Apr 24, 2046 |
| Rate | 6.38% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Jul 24, 2018 |
| Property Address | 230 N 2ND ST, RICHMOND, KY 40475-1408 |
| Document Number | D00762/198 |
| Book / Page | D00762 / 198 |
| Map Reference | MB1 PG106 |
| Instrument Date | Jul 20, 2018 |
| Instrument | 2013979098 |
| Transaction Type | Transfer |
| Record Updated | Feb 2, 2024 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $92.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 112 MILDRED CT, RICHMOND, KY 40475-1323 |
| Name | Verified Name |
|---|---|
| Address | 230 N 2ND ST, RICHMOND, KY 40475-1408 |
| Investor | Possibly a Property Investor |
| Document Number | 2013979099 |
|---|---|
| Date | Jul 24, 2018 |
| Instrument | 2013979099 |
| Name | COMMUNITY TRUST BANK INC |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 230 N 2nd St was $2,829.
Source: Madison County assessment roll, as of December 9, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Madison County |
| Municipality | Richmond City |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,829.00 | $300,000 | $300,000 |
| 2023 | $2,667.00 (-0.3%) | $275,000 (-) | $275,000 (-) |
| 2022 | $2,675.00 | $275,000 | $275,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 230 N 2nd St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1989.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 3 (1989–2013) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Aug 2013 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 230 N 2nd St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RICHMOND UTILITIES serves 35,640 people · EPA ID KY0760370 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 512 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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