230 Maple Hill Dr, Flat Rock, NC 28731 Property Records

Henderson County property record for 230 Maple Hill Dr, Flat Rock, NC 28731

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 3,699 sqft · built 1992
Lot Size	0.94 acres (40,946 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,050,000 (Mar 2026)
Tax Bill	$3,023 (2025)
Deeds & Mortgages	Mar 2026 Sale & Mortgage Oct 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`9566875838`

Property Details

APN / Parcel Number

Primary APN	`9566875838`
Alternative APNs	`00956687583855` `9945335`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	3,699 sqft Heated Area
1st Floor Area	2,114 sqft
Basement Area	2,202 sqft
Finished Basement	1,297 sqft
Unfinished Basement	905 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 2012
Architectural Style	Ranch
Exterior Material	Wood Siding
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	40,946 sqft (0.94 acres)
Garage Area	625 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	318 sqft
Deck Area	344 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	9945335
Street Address	230 MAPLE HILL DR
City	FLAT ROCK
State	NC
Zip	28731-9524
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	9945335~R-
Legal Description	KENMURE LO37 PHIII PL1990-1065
Legal Subdivision	KENMURE PH III (3606)
Legal Phase	3
Legal Block	87
Legal Lot Number	5838
Jurisdiction	HENDERSON NC
Township / Civil Division	HENDERSONVILLE
Census Block Group	2
Census Block	2015
Census Tract	931500

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Carl Sandburg Home National Historic Site listed 1968 · 32 contributing resources · National Historic Landmark (designated 1968) · NRIS 68000013

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Henderson County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	230 MAPLE HILL DR, FLAT ROCK, NC 28731-9524
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Mar 5, 2026	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Oct 4, 2019	Deed of Trust, Mortgage · Line of Credit BRANCH BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 5, 2026 · Amount on Record
Deed Sale	Mar 5, 2026 · Amount on Record
Prior Sale	May 20, 2015 · Amount on Record
Deed Document Number	20261045494
Deed Book / Page	4406 / 33
Record Updated	Oct 29, 2026

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENDERSON NC
Recording Date	Mar 5, 2026
Property Address	230 MAPLE HILL DR, FLAT ROCK, NC 28731-9524
Document Number	0044060033
Book / Page	4406 / 33
Map Reference	SL 1065
Instrument Date	Mar 5, 2026
Instrument	1001045494
Transaction Type	Transfer
Record Updated	Mar 24, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,100.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	213 WINDING MEADOWS DR, FLAT ROCK, NC 28731-9571

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	230 MAPLE HILL DR, FLAT ROCK, NC 28731-9524

Mortgage

Document Number	1001045495
Date	Mar 5, 2026
Instrument	1001045495

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.87%
Adjustable	Adjustable Rate Rider
Type Change Date	Apr 1, 2033
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	10.8%
Index	Other
Max Rate	10.8%

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDERSON NC
Property Address	230 MAPLE HILL DR, FLAT ROCK, NC 28731-9524
Document Number	0034010082
Instrument Date	Oct 4, 2019
Transaction Type	Mortgage
Record Updated	Nov 13, 2019
Title Company	DATA SEARCH INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	230 MAPLE HILL DR FLAT ROCK NC 287319524, FLAT ROCK, NC 28731-9524

Mortgage

Document Number	0034010082
Date	Oct 17, 2019
Book Page	003401/000082
Instrument	912934

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Henderson County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Henderson County
Municipality	Flat Rock Village
Unified School District	Henderson County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$829,800 (+18.31%) Land $108,900 Building $720,900
2025	$3,023.00	$701,400 (-) Land $108,900 Building $592,500
2023		$701,400 Land $108,900 Building $592,500	$829,800 Land $108,900 Building $720,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 individual policies
Nearby Flood Policies	22 units insured incl. 12 condo units
Nearby Flood Claims	1 (2018)
Most Recent Claim	Oct 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HENDERSONVILLE serves 79,278 people · EPA ID NC0145010
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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