Putnam County and Philipstown Town property record for 230 Main St, Cold Spring, NY 10516
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,128 sqft · built 2016 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $1,150,000 (Jun 2022) |
| Tax Bill | $16,605 (2024) |
| Deeds & Mortgages | Jun 2022 Sale & Mortgage Jun 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 372601 49.5-2-30.2 |
| Primary APN | 372601 49.5-2-30.2 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,128 sqft Living Area |
| Gross Area | 2,388 sqft |
| 1st Floor Area | 1,064 sqft |
| 2nd Floor Area | 1,064 sqft |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Architectural Style | Colonial |
| Lot Area | 8,712 sqft (0.2 acres) |
| Lot Dimensions | 103 ft deep x 102 ft wide |
| View / Lot | Waterfront |
| Garage Type | Detached |
| Garage Area | 672 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Porch |
| Porch Area | 320 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 230 MAIN ST |
|---|---|
| City | COLD SPRING |
| State | NY |
| Zip | 10516-2003 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10 |
| Legal Description | LAND |
| Legal Block | 2 |
| Legal Lot Number | 30.00 |
| Jurisdiction | PUTNAM NY |
| Township / Civil Division | PHILIPSTOWN |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 10700 |
Source: Putnam County and Philipstown Town records, as of April 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 230 MAIN ST, COLD SPRING, NY 10516-2003 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 16, 2022 | Deed, Transfer · Conventional Mortgage UNITED NATIONS FCU |
| Jun 16, 2022 | Deed, Transfer · Conventional Mortgage UNITED NATIONS FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 16, 2022 · Amount on Record |
| Deed Sale | Jun 16, 2022 · Amount on Record |
| Deed Document Number | 20225708 |
| Deed Book / Page | 2276 / 259 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | PUTNAM NY |
| Recording Date | Jun 16, 2022 |
| Property Address | 230 MAIN ST, COLD SPRING, NY 10516-2003 |
| Document Number | 0022760259 |
| Book / Page | 2276 / 259 |
| Instrument Date | May 23, 2022 |
| Instrument | 5708-2022 |
| Transaction Type | Transfer |
| Record Updated | Jun 9, 2026 |
| Title Company | PRO TITLE, PROTITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,600.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 220 MAIN ST, COLD SPRING, NY 10516-2002 |
| Name | Verified Name |
|---|---|
| Address | 446 KENT AVE APT 5B, 5B, BROOKLYN, NY 11249-5923 |
| Document Number | 0007665089 |
|---|---|
| Date | Jun 16, 2022 |
| Instrument | 7665/089 |
| Name | UNITED NATIONS FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.75% |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 7.75% |
| Index | 1-Year CMT |
| Document Type | Deed |
|---|---|
| Jurisdiction | PUTNAM NY |
| Recording Date | Jun 16, 2022 |
| Property Address | 230 MAIN ST, COLD SPRING, NY 10516-2003 |
| Document Number | 0022760259 |
| Book / Page | 2276 / 259 |
| Instrument Date | May 23, 2022 |
| Instrument | 5708-2022 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2022 |
| Title Company | PRO TITLE, PROTITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,600.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 220 MAIN ST, 220, COLD SPRING, NY 10516-2002 |
| Name | Verified Name |
|---|---|
| Address | 446 KENT AVE APT 5B, 5B, BROOKLYN, NY 11249-5923 |
| Document Number | 0000766589 |
|---|---|
| Date | Jun 16, 2022 |
| Instrument | 7665/89 |
| Name | UNITED NATIONS FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.75% |
| Change Frequency | Annually |
| Index | 1-Year CMT |
Source: Putnam County and Philipstown Town assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Putnam County |
| County Subdivision | Philipstown Town |
| Municipality | Cold Spring Village |
| Unified School District | Haldane Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $261,700 (-) Land $48,000 Building $213,700 | $853,277 (+14.84%) | |
| 2024 | $16,605.00 | ||
| 2023 | $261,700 (-) Land $48,000 Building $213,700 | $743,044 (+11.73%) Land $136,286 Building $606,758 | |
| 2022 | $261,700 Land $48,000 Building $213,700 | $665,057 Land $121,982 Building $543,075 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 9 (2011–2024) |
| Claims Outside the SFHA | 6 of 9 |
| Most Recent Claim | Jan 2024 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COLD SPRING VILLAGE serves 2,666 people · EPA ID NY3903652 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory currently in violation since Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 203 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fixed Wireless | 300 / 20 |
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