230 Lock St, Phillipsburg, NJ 08865 Property Records

Warren County and Pohatcong Township property record for 230 Lock St, Phillipsburg, NJ 08865

Property Summary

Property Type	Single Family Home
Details	750 sqft · built 1824
Lot Size	0.13 acres (5,663 sqft)
Owner	2 Individual Names on File
Last Sale	$284,000 (Apr 2025)
Tax Bill	$5,886 (2025)
Deeds & Mortgages	Jun 2022 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`20-00034-0000-00016`

Property Details

APN / Parcel Number

Primary APN	`20-00034-0000-00016`
Alternative APN	`200003400016`

Interior

Stories	1 Story
Building Area	750 sqft Living Area

Exterior

Year Built	Built 1824
Effective Year Built	Effective 1824
Construction Type	Frame
Lot Area	5,663 sqft (0.13 acres)
Lot Dimensions	43 ft deep x 160 ft wide

Location & Zoning

Street Address	230 LOCK ST
City	PHILLIPSBURG
State	NJ
Zip	08865-9751
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3B
Legal Subdivision	POHATCONG
Legal Block	34
Legal Lot Number	16
Jurisdiction	WARREN NJ
Township / Civil Division	POHATCONG
Census Block Group	1
Census Block	1002
Census Tract	32300

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Morris Canal listed 1974 · 9 contributing resources · NRIS 74002228

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

230 Lock St is owned and occupied by two individuals who bought it in April 2025.

Source: Warren County and Pohatcong Township records, as of August 24, 2026

Owner of Record	2 Individual Names on File
Mailing Address	230 LOCK ST, PHILLIPSBURG, NJ 08865-9751
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 11, 2025 · Amount on File
Deed Sale	Apr 11, 2025 · Amount on File
Prior Sale	Jun 1, 2022 · Amount on File
Deed Document Number	2025619720
Deed Book / Page	3493 / 38
Record Updated	Oct 29, 2026

June 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	WARREN NJ
Recording Date	Jun 1, 2022
Property Address	230 LOCK ST, PHILLIPSBURG, NJ 08865-9751
Document Number	003266/329
Book / Page	3266 / 329
Instrument Date	May 20, 2022
Instrument	2022-576777
Transaction Type	Transfer
Record Updated	Jun 16, 2022
Title Company	TITLE LINES

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$857.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	30 SHACKLETOWN RD, 30, BLOOMSBURY, NJ 08804-3400

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1516 WAGON CT, WILMINGTON, NC 28412-7215

Mortgage

Document Number	2022576779
Date	Jun 1, 2022
Instrument	2022-576779

Lender

Name	NEWREZ LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 230 Lock St was $5,886, up 4.1% from the year before.

Source: Warren County and Pohatcong Township assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Warren County
County Subdivision	Pohatcong Township
Unified School District	Pohatcong Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$129,800 (-) Land $60,600 Building $69,200	$129,800 (-) Land $60,600 Building $69,200
2025	$5,886.00 (+4.07%)	$129,800 Land $60,600 Building $69,200	$129,800 Land $60,600 Building $69,200
2024	$5,656.00
2023		$129,800 Land $60,600 Building $69,200	$129,800 Land $60,600 Building $69,200
2022	$4,954.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 230 Lock St in Zone AE, a high-risk flood area within the regulatory floodway; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 29, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	Yes
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Claims	11 (1979–2023)
Most Recent Claim	Jul 2023 · river or lake flooding
Claims by Event	Severe Storms And Flooding, Jun 2006 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 230 Lock St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 92% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA NJ - PHILLIPSBURG private · serves 26,686 people · EPA ID NJ2119001
Water Source	Groundwater influenced by surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Aug 2025
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 287 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Service Electric Cable TV Cable	1,000 / 40
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20