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230 Jay Ave, Sebring, FL 33870 Property Records

Highlands County property record for 230 Jay Ave, Sebring, FL 33870

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,539 sqft · built 1989
Lot Size0.24 acres (10,432 sqft)
Owner2 Individual Names on File
Last Sale$207,000 (Feb 2025)
Tax Bill$2,850 (2025)
Deeds & MortgagesJun 2026 Mortgage
Dec 2022 Sale
Flood ZoneZone X (minimal risk)
APNC-26-34-28-020-0000-7950

Property Details

APN / Parcel Number

Primary APNC-26-34-28-020-0000-7950

Interior

Bedrooms2 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Stories1 Story
Building Area1,539 sqft Living Area
Gross Area2,117 sqft
1st Floor Area1,539 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1995
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialOther
Lot Area10,432 sqft (0.24 acres)
Lot Dimensions161 ft deep x 65 ft wide
Garage TypeAttached
Garage Area396 sqft
DrivewayConcrete Driveway
Driveway Area420 sqft
Parking Spaces2 Parking Spaces
PorchScreened Porch
Porch Area232 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address230 JAY AVE
CitySEBRING
StateFL
Zip33870-6759
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionSEBRING HILLS PB 6-PG 2 LOT 795
Legal Range28E
Legal Township34S
Legal Section26
Legal SubdivisionSEBRING HILLS
Legal Lot Number795
JurisdictionHIGHLANDS FL
Township / Civil DivisionSEBRING
Census Block Group1
Census Block1008
Census Tract960602

Owner

Source: Highlands County records · APN C-26-34-28-020-0000-7950

Assessment roll updated December 10, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address5217 NE 2ND AVE, FORT LAUDERDALE, FL 33334-1682
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Jun 09, 2026Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Dec 13, 2022Warranty Deed, Transfer
ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 07, 2025 · Amount on Record
Deed SaleFeb 07, 2025 · Amount on Record
Prior SaleDec 13, 2022 · Amount on Record
Deed Document Number20252243218
Deed Book / Page3096 / 1602
Record UpdatedSep 20, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHIGHLANDS FL
Recording DateJun 09, 2026
Property Address230 JAY AVE, SEBRING, FL 33870-6759
Document Number0002316516
Book / Page3197 / 1606
Instrument DateJun 04, 2026
Instrument20262316516
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address230 JAY AVE, SEBRING, FL 33870-6759
InvestorPossibly a Property Investor

Mortgage

Document Number0002316516,
DateJun 09, 2026
Book Page3197/1606
Instrument20262316516
Lender
NameROCKET MORTGAGE LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 01, 2056
Interest
Rate TypeFixed Rate
Rate6.37%
Initial TypeFixed Rate
Max Rate-1%

December 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHIGHLANDS FL
Recording DateDec 13, 2022
Property Address230 JAY AVE, SEBRING, FL 33870-6759
Document Number0002127829
Book / Page2946 / 901
Map ReferenceMB 6 PG 2
Instrument DateDec 01, 2022
Instrument2127829
Transaction TypeTransfer
Record UpdatedDec 26, 2022
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
Tax$1,540.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address230 JAY AVE, SEBRING, FL 33870-6759

Transferred To (Grantee/Buyer)

NameVerified Name
Address230 JAY AVE, SEBRING, FL 33870-6759

Tax Assessment & Valuation

Source: Highlands County records · Assessment roll updated December 10, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateFlorida
CountyHighlands County
Unified School DistrictHighlands County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$2,850.00 (-2.76%)$187,320 (+0.77%) Land $17,062 Building $170,258$187,320 (+0.77%) Land $17,062 Building $170,258
2024$2,931.00 (+26.01%)
2023$2,326.00 (+122.16%) Homeowner's exemption$185,889 (+104.94%) Land $13,650 Building $172,239$185,889 (+18.98%) Land $13,650 Building $172,239
2022$1,047.00 Homeowner's exemption$90,706$156,238 Land $10,238 Building $146,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of November 17, 2015 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies6 in force
Nearby Flood Claims2 (2022)
Claims Outside the SFHA2 of 2
Most Recent ClaimSep 2022 · Hurricane Ian

Wildfire

Wildfire RiskLow
lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable · Fiber in parts of the area		1,200 / 35
Verizon
Fixed Wireless		300 / 20
T-Mobile USA
Fixed Wireless		100 / 20

Based on FCC filings for 231 locations within half a mile of this property.

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