230 Huger St, Cheraw, SC 29520 Property Records

Chesterfield County property record for 230 Huger St, Cheraw, SC 29520

Property Summary

Property Type	Single Family Home
Details	built 1960
Owner	Individual Name on File
Last Sale	$185,000 (Apr 2025)
Tax Bill	$661 (2025)
Deeds & Mortgages	Apr 2006 Mortgage Apr 2006 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`258 016 010 004`

Property Details

APN / Parcel Number

Primary APN	`258 016 010 004`
Alternative APNs	`00035035` `02075993` `2075993`

Exterior

Year Built	Built 1960
Parking Spaces	1 Parking Space

Location & Zoning

Account Number	00035035
Street Address	230 HUGER ST
City	CHERAW
State	SC
Zip	29520-2629
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1L
Jurisdiction	CHESTERFIELD SC
Township / Civil Division	CHERAW
Census Block Group	1
Census Block	1023
Census Tract	950602

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Cheraw Historic District listed 1974 · 40 contributing resources · NRIS 74001844

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

230 Huger St is owned and occupied by an individual who bought it in April 2025.

Source: Chesterfield County records, as of February 9, 2026

Owner of Record	Individual Name on File
Mailing Address	230 HUGER ST, CHERAW, SC 29520-2629
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 3, 2006	Deed of Trust, Mortgage · Commercial Mortgage SENTRY BANK & TRUST
Apr 25, 2006	Deed of Trust, Mortgage · Line of Credit SENTRY BANK & TRUST
Apr 25, 2025	Deed, Transfer · FHA Mortgage FIRST CITIZENS BANK & TRUST CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 25, 2025 · Amount on File
Deed Sale	Apr 25, 2025 · Amount on File
Deed Document Number	2025-1542
Deed Book / Page	574 / 626
Record Updated	Jun 8, 2026

April 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTERFIELD SC
Property Address	230 HUGER ST, CHERAW, SC 29520-2629
Transaction Type	Mortgage
Record Updated	Feb 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	00407/1203
Date	Apr 3, 2006
Book Page	407/1203
Instrument	200600001783

Lender

Name	SENTRY BANK & TRUST
Address	CHERAW, SC 29520

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	120 Months
Due	Apr 1, 2016

April 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTERFIELD SC
Property Address	230 HUGER ST, CHERAW, SC 29520-2629
Transaction Type	Mortgage
Record Updated	Feb 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	00408/0816
Date	Apr 25, 2006
Book Page	408/0816
Instrument	200600002163

Lender

Name	SENTRY BANK & TRUST
Address	CHERAW, SC 29520

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Apr 1, 2016

April 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	CHESTERFIELD SC
Recording Date	Apr 25, 2025
Property Address	230 HUGER ST, CHERAW, SC 29520-2629
Document Number	000574/626
Book / Page	574 / 626
Instrument Date	Apr 25, 2025
Instrument	2025-1542
Transaction Type	Transfer
Record Updated	Feb 10, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$481.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	230 HUGER ST, CHERAW, SC 29520-2629

Mortgage

Document Number	0020251544
Date	Apr 25, 2025
Instrument	2025-1544

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2055

Tax Assessment & Valuation

The 2025 property tax bill for 230 Huger St was $661.

Source: Chesterfield County assessment roll, as of October 15, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Chesterfield County
Municipality	Cheraw Town
Unified School District	Chesterfield County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$661.00	$3,020 Land $240 Building $2,780	$112,000 Land $6,000 Building $106,000
2023	$1,695.00	$3,950 Land $360 Building $3,590	$65,900 Land $6,000 Building $59,900

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 230 Huger St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 230 Huger St is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 91% of South Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF CHERAW serves 6,325 people · EPA ID SC1310001
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Sandhill Telephone Cooperative.

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