Tioga County and Barton Town property record for 230 Howard St, Waverly, NY 14892
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,096 sqft · built 1918 |
| Lot Size | 0.348 acres (15,200 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $4,926 (2026) |
| Deeds & Mortgages | Feb 2022 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 492001 166.20-2-13 |
| Primary APN | 492001 166.20-2-13 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 2,096 sqft Living Area |
| 1st Floor Area | 1,304 sqft |
| 2nd Floor Area | 792 sqft |
| Year Built | Built 1918 |
|---|---|
| Effective Year Built | Effective 1918 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 15,200 sqft (0.348 acres) |
| Lot Dimensions | 152 ft deep x 100 ft wide |
| Garage Type | Detached |
| Garage Area | 600 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 629 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 00000001004 |
|---|---|
| Street Address | 230 HOWARD ST |
| City | WAVERLY |
| State | NY |
| Zip | 14892-1520 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | ZONE |
| Legal Description | DEED DATE 09-13-93 |
| Legal Block | 2 |
| Legal Lot Number | 13.000 |
| Jurisdiction | TIOGA NY |
| Township / Civil Division | BARTON |
| Census Block Group | 3 |
| Census Block | 3027 |
| Census Tract | 20703 |
230 Howard St is owned and occupied by an individual who acquired it in October 2008.
Source: Tioga County and Barton Town records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 230 HOWARD ST, WAVERLY, NY 14892-1520 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Oct 29, 2008 |
| Transfer Doc | 0000016527/000000800 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TIOGA NY |
| Property Address | 230 HOWARD ST, WAVERLY, NY 14892-1520 |
| Transaction Type | Mortgage |
| Record Updated | Mar 23, 2022 |
| Name | Verified Name |
|---|
| Document Number | 2022000000942 |
|---|---|
| Date | Feb 24, 2022 |
| Instrument | 20220-00000942 |
| Name | CITIZENS & NORTHERN BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Mar 1, 2037 |
The 2026 property tax bill for 230 Howard St was $4,926 with a homeowner's exemption, up 3% from the year before.
Source: Tioga County and Barton Town assessment roll, as of May 15, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Tioga County |
| County Subdivision | Barton Town |
| Municipality | Waverly Village |
| Unified School District | Waverly Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,926.00 (+3.03%) Homeowner's exemption | ||
| 2025 | $4,781.00 | $92,100 Land $15,400 Building $76,700 | $163,879 Land $27,402 Building $136,477 |
| 2023 | $92,100 Land $15,400 Building $76,700 | $153,500 Land $25,667 Building $127,833 | |
| 2019 | $1,076.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 230 Howard St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 31, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 14 policies |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 4 (1993–2011) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Sep 2011 · Remnants Of Tropical Storm Lee |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 230 Howard St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WAVERLY VILLAGE serves 4,830 people · EPA ID NY5304410 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 3 ppb (2020–2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Empire Long Distance Fiber | 1,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Zeta Broadband.
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