230 Hcr 1428, Covington, TX 76636 Property Records

Hill County property record for 230 Hcr 1428, Covington, TX 76636

Property Summary

Property Type	Rural Home
Details	2 ba · 1,960 sqft · built 2023
Lot Size	5.75 acres (250,731 sqft)
Owner	2 Individual Names on File
Tax Bill	$6,917 (2026)
Deeds & Mortgages	Oct 2023 Mortgage Mar 2023 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`16010-55500-90621-000000`

Property Details

APN / Parcel Number

Primary APN	`16010-55500-90621-000000`
Alternative APN	`452207`

Interior

Full Baths	2 Baths
Building Area	1,960 sqft Living Area
Gross Area	2,845 sqft
1st Floor Area	1,960 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Wood
Lot Area	250,731 sqft (5.75 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	16010-55500-90621-000000
Street Address	230 HCR 1428
City	COVINGTON
State	TX
Zip	76636-4618
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	J MCCARTER A-555 TR 62A 5.756 AC
Legal Tract	62A
Jurisdiction	HILL TX
Township / Civil Division	BLUM
Census Block Group	1
Census Block	1016
Census Tract	960200

Owner

230 Hcr 1428, a rural home, is owned and occupied by two individuals.

Source: Hill County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	230 HCR 1428, COVINGTON, TX 76636-4618
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 16, 2023	Deed of Trust, Mortgage · VA Mortgage NAVY FCU
Mar 27, 2023	Deed of Trust, Mortgage · Construction Mortgage CITY BANK
Nov 22, 2022	Warranty Deed, Transfer TRUE TITLE, TRULY TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILL TX
Property Address	230 HCR 1428, COVINGTON, TX 76636-4618
Transaction Type	Mortgage
Record Updated	Dec 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2051 MAYFIELD PKWY, CLEBURNE, TX 76033-4009

Mortgage

Document Number	002284/466
Date	Oct 16, 2023
Book Page	2284/466
Instrument	151480

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2053

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILL TX
Property Address	230 HCR 1428, COVINGTON, TX 76636-4618
Transaction Type	Mortgage
Record Updated	Dec 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2051 MAYFIELD PKWY 537, 537, CLEBURNE, TX 76033-4218
Investor	Possibly a Property Investor

Mortgage

Document Number	002248/577
Date	Mar 27, 2023
Book Page	2248/577
Instrument	145832

Lender

Name	CITY BANK
Type	Bank
Address	LUBBOCK, TX 79408

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Mar 24, 2024

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HILL TX
Recording Date	Nov 22, 2022
Property Address	230 HCR 1428, COVINGTON, TX 76636-4618
Document Number	002229/643
Book / Page	2229 / 643
Instrument Date	Nov 18, 2022
Instrument	142620
Transaction Type	Transfer
Record Updated	Dec 25, 2025
Title Company	TRUE TITLE, TRULY TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	282 HCR 1428, COVINGTON, TX 76636-4618

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2051 MAYFIELD PKWY APT 537, 537, CLEBURNE, TX 76033-4218

Tax Assessment & Valuation

The 2026 property tax bill for 230 Hcr 1428 was $6,917 with exemptions applied, up 204.7% from the year before.

Source: Hill County assessment roll, as of December 26, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Hill County
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,917.00 (+204.71%)	$396,600 (-20.26%)	$500,800 (+0.7%) Land $114,540 Building $386,260
2025	$2,270.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$497,340 Land $114,540 Building $382,800	$497,340 Land $114,540 Building $382,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 230 Hcr 1428 in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2000.

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (2000–2015)
Claims Outside the SFHA	2 of 3
Most Recent Claim	May 2015 · Severe Storms, Tornadoes, Straight-line Winds And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 230 Hcr 1428 is high, ranking above 77% of the US, with a 0.5% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 77% of the US · above 70% of Texas
Wildfire Likelihood	0.5% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WOODROW OSCEOLA WSC BLANTON WELL PLANT 1 serves 2,526 people · EPA ID TX1090025
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Rise Broadband Fixed Wireless	300 / 60
Nextlink Fixed Wireless	100 / 20

May also be available: Windstream.

Cell Coverage

5G (outdoors only) and 4G LTE

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