230 Hampton Dr, Spotsylvania, VA 22551 Property Records

Spotsylvania County property record for 230 Hampton Dr, Spotsylvania, VA 22551

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 936 sqft · built 1980
Lot Size	0.281 acres (12,242 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,371 (2026)
Deeds & Mortgages	Mar 2026 Mortgage Mar 2024 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`047A 8-135`

Property Details

APN / Parcel Number

Primary APN	`047A 8-135`
Alternative APN	`47A-8-135`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	936 sqft Finished Area
Basement Area	936 sqft
Finished Basement	936 sqft
Unfinished Basement	1,080 sqft

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	Bi-Level
Exterior Material	Shingles
Roof Material	Composition Shingle
Lot Area	12,242 sqft (0.281 acres)

Exterior Amenities

Porch	Slab
Porch Area	24 sqft
Deck Area	216 sqft
Patio Area	168 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	230 HAMPTON DR
City	SPOTSYLVANIA
State	VA
Zip	22551-8746
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RU - RURAL
Legal Description	SPOTSLEE SUB LOT 135 SEC 2
Legal Subdivision	SPOTSLEE
Legal Lot Number	135
Jurisdiction	SPOTSYLVANIA VA
Township / Civil Division	LIVINGSTON
Census Block Group	5
Census Block	5007
Census Tract	20311

Owner

230 Hampton Dr is owned and occupied by two individuals.

Source: Spotsylvania County records, as of August 11, 2026

Owner of Record	2 Individual Names on File
Mailing Address	230 HAMPTON DR, SPOTSYLVANIA, VA 22551-8746
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2026	Deed of Trust, Mortgage · FHA Mortgage SUMMIT FUNDING INC
Mar 4, 2024	Deed of Trust, Mortgage · Line of Credit NAVY FEDERAL CREDIT UNION
Feb 24, 2017	Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOTSYLVANIA VA
Property Address	230 HAMPTON DR, SPOTSYLVANIA, VA 22551-8746
Transaction Type	Mortgage
Record Updated	Apr 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	230 HAMPTON DR, SPOTSYLVANIA, VA 22551-8746

Mortgage

Document Number	0260004006
Date	Mar 18, 2026
Instrument	260004006

Lender

Name	SUMMIT FUNDING INC
Type	Mortgage Company
Address	SACRAMENTO, CA 95825

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.12%

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOTSYLVANIA VA
Property Address	230 HAMPTON DR, SPOTSYLVANIA, VA 22551-8746
Transaction Type	Mortgage
Record Updated	Mar 21, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0240002718
Date	Mar 4, 2024
Instrument	240002718

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	480 Months
Due	Mar 1, 2064

Interest

Rate Type	Adjustable Rate
Rate	10%

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOTSYLVANIA VA
Property Address	230 HAMPTON DR, SPOTSYLVANIA, VA 22551-8746
Document Number	201700003521
Instrument Date	Feb 24, 2017
Transaction Type	Mortgage
Record Updated	Mar 9, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	230 HAMPTON DR SPOTSYLVANIA VA 225518746, SPOTSYLVANIA, VA 22551-8746

Mortgage

Document Number	201700003521
Date	Mar 1, 2017
Instrument	3521

Lender

Name	NAVY FCU
Type	Credit Union
Address	MERRIFIELD, VA 22119

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Feb 29, 2032

Interest

Rate	4%

Tax Assessment & Valuation

The 2026 property tax bill for 230 Hampton Dr was $2,371.

Source: Spotsylvania County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Spotsylvania County
Unified School District	Spotsylvania County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,371.00	$321,700 Land $160,000 Building $161,700
2025			$321,700 Land $160,000 Building $161,700
2023	$1,726.00	$223,700 Land $105,000 Building $118,700	$223,700 Land $105,000 Building $118,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 230 Hampton Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2003.

Source: FEMA National Flood Hazard Layer, effective May 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2003)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2003 · Hurricane Isabel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 230 Hampton Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPOTSYLVANIA COUNTY UTILITIES serves 96,846 people · EPA ID VA6177300
Water Source	Surface water
Last State Inspection	Jun 2021
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 275 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Hampton Dr

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