230 Emerson Rd, Dobson, NC 27017 Property Records

Surry County property record for 230 Emerson Rd, Dobson, NC 27017

Property Summary

Property Type	Rural Home
Details	2 bd · 2 ba · 2,806 sqft · built 2018
Lot Size	5.34 acres (232,610 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,958 (2026)
Deeds & Mortgages	Jul 2020 Refinance Dec 2021 Refinance + 5 more
Flood Zone	Zone X (minimal risk)
APN	`4988-04-72-2193`

Property Details

APN / Parcel Number

Primary APN	`4988-04-72-2193`
Alternative APN	`100116777`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,806 sqft Living Area
1st Floor Area	1,592 sqft
Attic	Attic
Attic Area	832 sqft
Basement Area	1,664 sqft
Finished Basement	1,214 sqft
Unfinished Basement	450 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2024
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Wood Shingle
Lot Area	232,610 sqft (5.34 acres)
Garage Type	Carport
Garage Area	484 sqft
Carport	Carport
Carport Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	688 sqft
Patio Area	462 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	100116777
Street Address	230 EMERSON RD
City	DOBSON
State	NC
Zip	27017-8591
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	RA
Legal Description	PB 34 PG 21 T-3
Jurisdiction	SURRY NC
Township / Civil Division	DOBSON
Census Block Group	2
Census Block	2001
Census Tract	931002

Owner

Source: Surry County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	230 EMERSON RD, DOBSON, NC 27017-8591
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 16, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance STATE EMPLOYEES CREDIT UNION
Dec 13, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance STATE EMPLOYEES CREDIT UNION
Sep 28, 2017	Deed of Trust, Mortgage · ARM STATE EMPLOYEES CU
Feb 9, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance STATE EMPLOYEES CREDIT UNION
Jul 16, 2020	Warranty Deed, Transfer · Stand-Alone Refinance STATE EMPLOYEES CREDIT UNION
Dec 28, 2018	Quit Claim Deed, Transfer · ARM STATE EMPLOYEES CREDIT UNION
Sep 28, 2017	Intrafamily Transfer, Transfer · ARM STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 28, 2018
Deed Sale	Dec 28, 2018
Deed Document Number	2018659940
Deed Book / Page	1655 / 726
Last Transfer Date	Jul 10, 2020
Transfer Doc	1717/730
Record Updated	Oct 29, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SURRY NC
Property Address	230 EMERSON RD, DOBSON, NC 27017-8591
Transaction Type	Mortgage
Record Updated	Jun 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001717/733
Date	Jul 16, 2020
Book Page	1717/733
Instrument	674382

Lender

Name	STATE EMPLOYEES CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Aug 1, 2040

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SURRY NC
Property Address	230 EMERSON RD, DOBSON, NC 27017-8591
Transaction Type	Mortgage
Record Updated	Jun 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001792/880
Date	Dec 13, 2021
Book Page	1792/880
Instrument	690840

Lender

Name	STATE EMPLOYEES CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	253 Months
Due	Jan 1, 2043

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SURRY NC
Property Address	230 EMERSON RD, DOBSON, NC 27017-8591
Transaction Type	Mortgage
Record Updated	Jun 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01608/0846
Date	Sep 28, 2017
Book Page	1608/0846

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	ARM
Amount	Amount Recorded
Term	370 Months
Due	Jul 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.62%
Adjustable	Adjustable Rate Rider
Change Frequency	5 Years
Min Rate At Change	2%
Max Rate At Change	3.25%
Index	5-Year CMT
Max Rate	6%

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SURRY NC
Property Address	230 EMERSON RD, DOBSON, NC 27017-8591
Transaction Type	Mortgage
Record Updated	Jun 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001844/852
Date	Feb 9, 2023
Book Page	1844/852
Instrument	702939

Lender

Name	STATE EMPLOYEES CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SURRY NC
Recording Date	Jul 16, 2020
Property Address	230 EMERSON RD, DOBSON, NC 27017-8591
Document Number	1717/730
Book / Page	1717 / 730
Instrument Date	Jul 10, 2020
Instrument	674381
Transaction Type	Transfer
Record Updated	Sep 28, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	230 EMERSON RD, DOBSON, NC 27017-8591

Mortgage

Document Number	1717/733
Date	Jul 16, 2020
Book Page	1717/733
Instrument	674382

Lender

Name	STATE EMPLOYEES CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Aug 1, 2040

December 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SURRY NC
Recording Date	Dec 28, 2018
Property Address	230 EMERSON RD, DOBSON, NC 27017-8591
Document Number	001655/726
Book / Page	1655 / 726
Instrument Date	Aug 1, 2018
Instrument	659940
Transaction Type	Transfer
Record Updated	Jun 13, 2023

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	230 EMERSON RD, DOBSON, NC 27017-8591
Investor	Possibly a Property Investor

Mortgage

Document Number	001655/729
Date	Dec 28, 2018
Book Page	1655/729
Instrument	659941

Lender

Name	STATE EMPLOYEES CREDIT UNION

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.3%
Type Change Date	Dec 20, 2023
Index	5-Year CMT

September 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SURRY NC
Recording Date	Sep 28, 2017
Property Address	230 EMERSON RD, DOBSON, NC 27017-8591
Document Number	1608/0844
Book / Page	1608 / 0844
Instrument Date	Sep 28, 2017
Transaction Type	Transfer
Record Updated	Sep 28, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	230 EMERSON RD, DOBSON, NC 27017-8591

Mortgage

Document Number	1608/0846
Date	Sep 28, 2017
Book Page	1608/0846

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	ARM
Amount	Amount Recorded
Term	370 Months
Due	Jul 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.62%
Adjustable	Adjustable Rate Rider
Change Frequency	5 Years
Min Rate At Change	2%
Max Rate At Change	3.25%
Index	5-Year CMT
Max Rate	6%

Tax Assessment & Valuation

Source: Surry County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Surry County
Unified School District	Surry County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,958.00 (+0.51%)	$252,430 (-22.72%) Land $30,620 Building $221,810	$252,430 (-22.72%) Land $30,620 Building $221,810
2025	$1,948.00 (+39.84%)	$326,650 (+29.4%) Land $35,830 Building $290,820	$326,650 (+29.4%) Land $35,830 Building $290,820
2023	$1,393.00	$252,430 Land $30,620 Building $221,810	$252,430 Land $30,620 Building $221,810

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 11, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surry Telephone Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
Fastlink Communications Fixed Wireless	100 / 25

Cell Coverage

5G and 4G LTE (outdoors only)

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