230 Eleventh St, Schenectady, NY 12306 Property Records

Schenectady County and Schenectady City property record for 230 Eleventh St, Schenectady, NY 12306

Property Summary

Property Type	Duplex
Details	5 bd · 2 ba · 2,484 sqft · built 1930
Lot Size	0.13 acres (5,700 sqft)
Owner	2 Individuals on Record
Tax Bill	$6,647 (2025)
Deeds & Mortgages	Aug 2021 Sale & Mortgage Apr 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`421500 48.50-2-19`

Property Details

APN / Parcel Number

Primary APN	`421500 48.50-2-19`
Alternative APN	`150004805000020190000000`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,484 sqft Total Area
1st Floor Area	1,242 sqft
2nd Floor Area	1,242 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	5,700 sqft (0.13 acres)
Lot Dimensions	150 ft deep x 38 ft wide
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	36 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	230 ELEVENTH ST
City	SCHENECTADY
State	NY
Zip	12306-3208
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	03 - MULTI
Legal Description	AND PART OF 336 2 WOOD AND GARAGE
Legal Block	2
Legal Lot Number	19.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	SCHENECTADY
Census Block Group	3
Census Block	3000
Census Tract	21200

Owner

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individuals on Record
Mailing Address	230 ELEVENTH ST, SCHENECTADY, NY 12306-3208
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2021	Warranty Deed, Transfer · FHA Mortgage SUNMARK FCU
Apr 12, 2021	Deed of Trust, Mortgage · FHA Mortgage NEWREZ LLC
Oct 5, 2018	Deed of Trust, Mortgage · FHA Mortgage HOMESTEAD FNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 11, 2021
Deed Sale	Aug 11, 2021
Prior Sale	May 30, 2007 · Amount on Record
Deed Document Number	202138898
Deed Book / Page	2064 / 643
Record Updated	Jun 8, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Aug 11, 2021
Property Address	230 ELEVENTH ST, SCHENECTADY, NY 12306-3208
Document Number	0000038898
Book / Page	2064 / 643
Map Reference	MAP B-310,311&313
Instrument Date	Aug 6, 2021
Instrument	202138898
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$720.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	230 ELEVENTH ST, 230, SCHENECTADY, NY 12306-3208

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2588 STATE ROUTE 10, SUMMIT, NY 12175-2500

Mortgage

Document Number	0000038899
Date	Aug 11, 2021
Instrument	202138899

Lender

Name	SUNMARK FCU
Type	Credit Union

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHENECTADY NY
Property Address	230 ELEVENTH ST, SCHENECTADY, NY 12306-3208
Transaction Type	Mortgage
Record Updated	Apr 21, 2021
Title Company	AVENUE 365 LENDER SERVICES, AVENUE 365 LENDER SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	230 ELEVENTH ST, SCHENECTADY, NY 12306-3208

Mortgage

Document Number	0000016160
Date	Apr 12, 2021
Book Page	5089/360
Instrument	202116160

Lender

Name	NEWREZ LLC
Type	Non-Lending Institution
Address	FORT WASHINGTON, PA 19034

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHENECTADY NY
Property Address	230 ELEVENTH ST, SCHENECTADY, NY 12306-3208
Document Number	0000045432
Instrument Date	Oct 5, 2018
Transaction Type	Mortgage
Record Updated	Oct 30, 2018
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	230 ELEVENTH ST #1 SCHENECTADY NY 123063208, 1, SCHENECTADY, NY 12306-3208

Mortgage

Document Number	0000045432
Date	Oct 15, 2018
Book Page	004871/000090
Instrument	45432

Lender

Name	HOMESTEAD FNDG
Type	Funding / Finance Company
Address	ALBANY, NY 12205

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 14, 2048

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
Municipality	Schenectady City
Unified School District	Schenectady City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,647.00 (+35.29%)	$118,100 (-) Land $12,800 Building $105,300	$195,562 (+30.82%) Land $21,196 Building $174,366
2023		$118,100 (+37.97%) Land $12,800 Building $105,300	$149,494 (+43.21%) Land $16,203 Building $133,291
2022		$85,600 Land $12,800 Building $72,800	$104,390 Land $15,610 Building $88,780
2021	$4,913.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070
Water Source	Groundwater
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 260 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

230 Eleventh St, Schenectady, NY 12306 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

August 2021: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

April 2021: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

October 2018: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on Eleventh St

Nearby Streets

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